NOT LISTED FOR SALE

20357 Harborgate Ct Unit 202 Cornelius, NC 28031

Estimated Value: $643,000 - $713,165

3 Beds
2.5 Baths
1,808 Sq Ft
$383/mo HOA Fee

Last Sold January 03, 2024

Last sale price $670,000 $371 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $4,554/month

41 Days on Market

Highlights

  • Covered Dock
  • Pier or Dock
  • Waterfront
  • Bailey Middle School Rated A-
  • Access To Lake
  • Clubhouse

About This Home

As of January 2024

Hard to find Desirable Bottom Floor Unit with Basement at Harborgate Condos!! Best views on the Lake and comes with a Boat Slip. Unit offers an updated kitchen, bathrooms, brand new flooring in living area and laundry room, new range, microwave and hot water heater. Over 2,000 total sq ft including your lakeside covered porch, this unit offers many possibilities. Primary bedroom, primary bath and walk-in closet on main level plus one other full bedroom and bath on the main. Additional bedroom on lower level as well as a bonus room and half bath down make this unit very unique - use the space anyway that works for you. It would be a great office and flex space. The unit comes with assigned boat slip #10 which is only steps away from the unit. Maximum boat length is 27 feet overall and must be titled to owner/occupant. Boat slip is managed by HYC -every owner is a member. For 2024, HYC Dues are $550. HOA Dues increase 10% eff 1/1/24 - water and sewer included in HOA dues.

Last Agent to Sell the Property

Pat Smith

Choquette Properties Inc Brokerage Email: patricia@choquetteproperties.com License #277456 Listed on: 10/17/2023

Last Buyer's Agent

Lauren Dayton

Helen Adams Realty License #72965

Helen Adams Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,135

Year Built

  • Built in 1984

Lot Details

  • Waterfront
  • Wooded Lot

HOA Fees

Home Design

  • Traditional Architecture
  • Brick Exterior Construction

Interior Spaces

  • 1-Story Property
  • Wood Burning Fireplace
  • Family Room with Fireplace
  • Water Views
  • Laundry Room

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • Walk-In Closet

Finished Basement

  • Walk-Out Basement
  • Walk-Up Access
  • Interior and Exterior Basement Entry
  • Basement Storage
  • Natural lighting in basement

Parking

  • Parking Lot
  • 1 Assigned Parking Space

Outdoor Features

  • Access To Lake
  • Covered Dock
  • Covered patio or porch

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 001-441-08

Community Details

Overview

  • Main Street Management Group Association, Phone Number (704) 255-1266
  • Harborgate Yacht Club Association, Phone Number (215) 431-8237
  • Mid-Rise Condominium
  • Harborgate Condos
  • Harborgate Subdivision
  • Mandatory home owners association

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Pier or Dock
  • Community Pool
  • Trails

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,135

Year Built

Built in 1984

Lot Details

0

HOA Fees

$383 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Architectural Style: Traditional
  • Year Built: 1984
  • Restrictions: Subdivision,Other - See Remarks
  • Special Assessment Yn: 1
  • Proposed Special Assessment Yn: 0
  • Restrictions Description: NO Short Term Rentals Allowed, No Agressive Breed Dogs
  • Special Assessment Description: $2006-rip rap wall, pool deck, retaining wall-pool past bldg 3,ext stairs bldg 2E lakeside, Pedestrian bridge bldg 1,2,3, tree removal bldg 2 mail kiosk
  • Road Surface Type: Asphalt, Paved
  • Unit Levels: One
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 370.58
  • Property Sub Type Additional: Mid-Rise
  • Geocode Confidence: High
  • Attribution Contact: patricia@choquetteproperties.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Basement
  • Entry Level: 1
  • Fireplace: Yes
  • Flooring: Carpet, Laminate, Tile
  • Interior Amenities: Cable Prewire, Pantry, Storage, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1244
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Main: 246
  • Sq Ft Unheated Total: 246
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer
  • Above Grade Finished Sq Ft: 1244
  • Has Basement: Daylight, Exterior Entry, Finished, Interior Entry, Storage Space, Walk-Out Access, Walk-Up Access
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 564
  • Door Features: Sliding Doors
  • Fireplace Features: Family Room, Wood Burning
  • Living Area: 1808
  • Bedroom Main: 2
  • Room Count: 12
  • Sq Ft Other: 40
  • Bedroom Basement: 1

Exterior Features

  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • View: Long Range, Water, Year Round
  • Water Body Name: Lake Norman
  • Waterfront Features: Beach - Public, Boat Slip – Community, Covered structure, Paddlesport Launch Site - Community, Pier - Community, Other - See Remarks
  • Construction Type: Brick Partial, Fiber Cement
  • Patio And Porch Features: Covered, Patio, Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Assigned, Parking Lot, Parking Space(s)
  • Assigned Spaces: 1

Utilities

  • Heating: Heat Pump
  • Sewer: Public Sewer, Other - See Remarks
  • Laundry Features: Laundry Room, Main Level
  • Cooling: Central Air, Electric, Heat Pump
  • Water Source: City, Other - See Remarks

Condo/Co-op/Association

  • Community Features: Clubhouse, Lake Access, Outdoor Pool, Picnic Area, Sidewalks, Street Lights, Walking Trails
  • Association Fee: 339.43
  • Association Fee Frequency: Monthly
  • Association #2 Fee: 525
  • Association #2 Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Complex Name: Harborgate
  • Senior Community: No
  • Association: Harborgate Yacht Club
  • Association Name: Main Street Management Group
  • Association Phone #2: 215-431-8237
  • Phone: 704-255-1266
  • ResoAssociationFeeFrequency: Monthly
  • Association Email: kayley@mainstreetmanagers.com

Association/Amenities

  • Association Annual Expense: 4598.16
  • Association Email 2: wtvw01@gmail.com

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Features: Private, Wooded, Views, Waterfront
  • Parcel Number: 001-441-08
  • Zoning: GR
  • Land Included Yn: 0
  • Zoning Specification: GR

Rental Info

  • Pets Allowed: Yes

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 17, 2023
Closed on
Dec 28, 2023
Sold by
Hines David M and Hines Annette B
Bought by
Guthrie Robin J and Rodriguez Andrea I
Seller's Agent
Pat Smith
Choquette Properties Inc
Buyer's Agent
Lauren Dayton
Helen Adams Realty
List Price
$699,900
Sold Price
$670,000
Premium/Discount to List
-$29,900
-4.27%
Views
67
Current Estimated Value
$684,791

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,791
Avg. Annual Appreciation
2.63%
Original Mortgage
$320,000
Outstanding Balance
$315,806
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$380,073

Purchase Details

Listed on
Jul 3, 2018
Closed on
Nov 16, 2018
Sold by
Wilbanks Ronald T and Wilbanks Anna M
Bought by
Hines David M and Hines Annette B
Seller's Agent
Wendy Choquette
Mattamy Carolina Corporation
Buyer's Agent
Randy Higgins
Homes With Cachet LLC
List Price
$450,000
Sold Price
$405,000
Premium/Discount to List
-$45,000
-10%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.31%
Original Mortgage
$324,000
Interest Rate
4.7%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Guthrie Robin J $670,000 None Listed On Document
Hines David M $405,000 Barristers Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Guthrie Robin J $320,000
Previous Owner Hines David Mark $321,000
Previous Owner Hines David M $324,000
Previous Owner Wilbanks Ronald T $78,000
Previous Owner Wilbanks Ronald T $98,900
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/03/2024 01/03/24 Sold $670,000 -3.6% $371 / Sq Ft
11/27/2023 11/27/23 Pending -- -- --
11/13/2023 11/13/23 Price Changed $694,900 -0.7% $384 / Sq Ft
10/17/2023 10/17/23 For Sale $699,900 +72.8% $387 / Sq Ft
11/16/2018 11/16/18 Sold $405,000 -3.5% $224 / Sq Ft
10/12/2018 10/12/18 Pending -- -- --
07/18/2018 07/18/18 Price Changed $419,900 -6.7% $232 / Sq Ft
07/03/2018 07/03/18 For Sale $450,000 -- $249 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $4,135 $632,948 $0 $632,948
2022 $3,413 $397,400 $0 $397,400
2021 $3,373 $397,400 $0 $397,400
2020 $3,373 $397,400 $0 $397,400
2019 $3,367 $397,400 $0 $397,400
2018 $3,263 $300,100 $115,000 $185,100
2017 $3,237 $300,100 $115,000 $185,100
2016 $3,234 $300,100 $115,000 $185,100
2015 $3,185 $300,100 $115,000 $185,100
2014 $3,183 $300,100 $115,000 $185,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4078128

Canopy MLS (Canopy Realtor® Association)

APN: 001-441-08