$649,900
$10K PRICE DROP

207 Cottage Ln Montezuma, IA 50171

Estimated payment $4,009/month

Total Views 3,622
3 Beds
2 Baths
1,862 Sq Ft
$349 Price per Sq Ft

Highlights

  • Wood Flooring
  • Fireplace
  • Forced Air Heating System

About This Home

Experience lake front living at its finest in this beautiful Ponderosa lakefront home! This ranch home features over 1,800 sq ft of living space with 3 bedrooms, 2 bathrooms and a 2 car detached garage. As you enter the back door, you are greeted with one of the best views of the east lake. Enjoy your 50 ft of private waterfront access in a secluded cove. The master bedroom, full bath, kitchen, dining and laundry room are all on the main level. Entering the walkout basement, you will find an additional main living area with a wood burning fireplace, 2 bedrooms and a 3/4 bath. Walk out on the large screened in patio and you will enjoy the amazing views of the lake. There is a 2 car detached garage along with an under garage for use as a man cave and storage for your lake toys. Enjoy a fire on the block brick firepit area or head out on the floating dock. Press the button to your covered, electric lift for your boat and your off into the the lake to boat, fish, swim or float. Lake Ponderosa is an 400 acre private lake situated just over an hour from Des Moines and Iowa City.

Listing Agent

Shane Torres

RE/MAX Concepts Brokerage Phone: 515-291-7900 Listed on: 06/10/2025

RE/MAX Concepts

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,954

Year Built

  • Built in 1970

Parking

  • 2

Kitchen

  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Laundry

  • Dryer
  • Washer

Additional Features

  • Fireplace
  • Forced Air Heating System

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,954

Year Built

Built in 1970

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Year Built: 1970
  • Property Type: Residential
  • Co List Office Mls Id: NOC28411
  • Special Features: None

Interior Features

  • Appliances: Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Living Area Units: Square Feet
  • Flooring: Carpet, Hardwood, Tile
  • Basement: Walk-Out Access
  • Fireplace: Yes
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 864
  • Fireplaces: 1

Exterior Features

  • Roof: Shingle
  • Construction Type: Wood Siding

Garage/Parking

  • Garage Spaces: 2

Utilities

  • Heating: Forced Air
  • Sewer: Septic Tank
  • Cooling: Central Air
  • Water Source: Shared System

Condo/Co-op/Association

  • Association Name: MIR

Lot Info

  • Lot Dimensions: 0
  • Lot Size Units: Acres
  • Lot Size Sq Ft: 7405

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 4954

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,954 $491,400 $181,070 $310,330
2023 $4,332 $491,400 $181,070 $310,330
2022 $4,366 $360,100 $137,090 $223,010
2021 $4,366 $339,720 $129,330 $210,390
2020 $3,696 $284,530 $108,640 $175,890
2019 $3,388 $284,530 $108,640 $175,890
2018 $3,346 $252,920 $90,530 $162,390
2017 $3,026 $252,920 $90,530 $162,390
2016 $2,984 $228,690 $82,770 $145,920
2015 -- $228,690 $82,770 $145,920
2014 -- $222,230 $76,310 $145,920
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/16/2025 07/16/25 Price Changed $649,900 -1.5% $651 / Sq Ft
06/02/2025 06/02/25 For Sale $659,900 +14.8% $661 / Sq Ft
11/10/2022 11/10/22 Pending -- -- --
10/25/2022 10/25/22 Sold $575,000 0.0% $250 / Sq Ft
10/25/2022 10/25/22 Sold $575,000 0.0% $309 / Sq Ft
10/24/2022 10/24/22 For Sale $575,000 -2.4% $250 / Sq Ft
09/06/2022 09/06/22 Pending -- -- --
08/31/2022 08/31/22 For Sale $589,000 +58.1% $316 / Sq Ft
04/30/2020 04/30/20 Sold $372,500 -6.8% $373 / Sq Ft
04/08/2020 04/08/20 Pending -- -- --
01/07/2020 01/07/20 For Sale $399,500 +33.2% $400 / Sq Ft
09/11/2013 09/11/13 Sold $299,900 -16.5% $161 / Sq Ft
08/05/2013 08/05/13 Pending -- -- --
11/06/2012 11/06/12 For Sale $359,000 -- $193 / Sq Ft
Source: NoCoast MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $575,000 --
Warranty Deed -- None Available
Warranty Deed $372,500 None Available
Quit Claim Deed -- None Available
Warranty Deed $300,000 None Available
Warranty Deed $495,750 None Available
Quit Claim Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $366,500 New Conventional
Previous Owner $316,000 New Conventional
Previous Owner $316,625 New Conventional
Previous Owner $316,625 New Conventional
Previous Owner $260,500 Adjustable Rate Mortgage/ARM
Previous Owner $269,910 New Conventional
Previous Owner $264,800 New Conventional
Previous Owner $264,800 New Conventional
Previous Owner $70,000 Credit Line Revolving
Source: Public Records

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Source: NoCoast MLS

MLS Number: NOC6328490

NoCoast MLS

APN: 630-1945500