$1,625,000

228 Mattie's Way Destin, FL 32541

Estimated payment $9,373/month

Total Views 3,655
4 Beds
3 Baths
2,946 Sq Ft
$552 Price per Sq Ft

Highlights

  • Lake Front
  • Golf Course Community
  • Gated Community
  • Destin Elementary School Rated A-
  • Fishing
  • 0.51 Acre Lot

About This Home

Welcome to 228 Matties Way, an exquisite lakefront retreat that perfectly balances timeless elegance with modern sophistication. Completely renovated from 2023 to 2025, this stunning home showcases exceptional craftsmanship, designer finishes, and sweeping views of Lake Rangia. Every detail has been thoughtfully curated to create a residence that is both beautiful and highly functional. Step inside to an inviting open-concept interior where luxury and comfort meet - The designer kitchen has been totally transformed with custom cabinetry, premium quartz countertops, and top-of-the-line Sub-Zero, Cove, and Wolf appliances. Undermount lighting and a custom tile backsplash add both warmth and sophistication. In the living area, a new wood-burning fireplace with a custom cypress mantle and quartz-topped built-ins creates a cozy yet refined focal point, while the adjoining dining room features a brick accent wall that ties seamlessly into the home's design. The fully renovated bathrooms, including the master, Jack & Jill, and guest baths, feature high-end finishes and elegant detailing throughout. A custom "Her's" master closet provides a beautifully organized space with fully customized storage solutions. Throughout the home, you'll find new flooring, recessed lighting, designer fixtures, custom interior shutters, and solid two-panel doors with premium hardware. Every doorway, window, and baseboard has been finished with elegant, stacked header trim, and the entire interior - including ceilings, walls, and trim - has been freshly painted. A new Trane 5-ton HVAC system ensures year-round comfort and energy efficiency. The exterior has been equally transformed with every element upgraded for beauty, durability, and peace of mind - All windows and doors have been replaced with hurricane-impact-rated models, complemented by hurricane-rated garage doors and a new roof installed in August 2021. The screened back porch, finished with a pine tongue-and-groove ceiling and stone tile flooring, offers the perfect place to relax while enjoying tranquil lake views. A new paver driveway, upgraded exterior lighting, and a rebuilt irrigation system complete the thoughtful exterior enhancements. Set on one of the most desirable lots in Kelly Plantation, this property offers breathtaking views of Lake Rangia, a deep manicured backyard, and the serene beauty of the bird sanctuary beyond your porch. Best of all, it sits in Flood Zone X, so no flood insurance is required. Located within the exclusive gated community of Kelly Plantation, residents enjoy world-class amenities including a meticulously maintained championship golf course, golf clubhouse with bar and grill, ballroom, and restaurant. A separate Owner's Club offers spaces for meetings and events with both large and small rooms, full kitchen facilities, and a state-of-the-art fitness center. Outdoor recreation abounds with tennis, pickleball, and basketball courts, scenic nature trails, a dog park, and an equestrian center. Just a short golf cart ride away are Destin's iconic sugar-white beaches, along with the area's finest dining, boutique shopping, championship golf, and world-class fishing. With every major system, finish, and detail recently updated, 228 Matties Way is truly move-in ready. This home embodies the perfect blend of luxury, functionality, and natural beauty - all in a serene and private lakefront setting within one of Destin's most sought-after communities.

Listing Agent

Lisa Collier

The Agency Northwest Florida Beaches License #3161918 Listed on: 11/05/2025

Co-Listing Agent

Amy Berry

The Agency Northwest Florida Beaches License #3113166

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,897

Year Built

  • Built in 1997

Lot Details

  • 0.51 Acre Lot
  • Lot Dimensions are 119.47x248x28x225
  • Lake Front
  • Sprinkler System

HOA Fees

  • $300 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Traditional Architecture
  • Newly Painted Property
  • Brick Exterior Construction

Interior Spaces

  • 2,946 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace
  • Plantation Shutters
  • Breakfast Room
  • Screened Porch
  • Lake Views

Kitchen

  • Gas Oven or Range
  • Microwave
  • Dishwasher
  • Wolf Appliances
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • 3 Full Bathrooms
  • Cultured Marble Bathroom Countertops
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Laundry

  • Dryer
  • Washer

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-1355-000F-0010

Community Details

Overview

  • Association fees include ground keeping, management, master, recreational faclty, security
  • Kelly Plantation S/D Subdivision
  • The community has rules related to covenants

Amenities

  • Picnic Area
  • Recreation Room

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Fishing

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,897

Year Built

Built in 1997

Lot Details

0

HOA Fees

$300 per month

Parking

3

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.51
  • Lot Size: 119.47x248x28x225
  • Road Surface Type: Paved
  • Co List Office Mls Id: ESDE
  • Co List Office Phone: 850-267-8100
  • Subdivision Name: KELLY PLANTATION S/D
  • Directions: Enter the Kelly Plantation gate and drive straight on Kelly Plantation Drive to the Stilling Circle roundabout. Take the first right onto Mattie's Way. Follow Matties Way until you come to the second roundabout. Take a right onto Mattie's Way again. 228 Mattie's Way will be immediately on your left.
  • Architectural Style: Traditional
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1997
  • Remarks Misc:Remarks: Welcome to 228 Matties Way, an exquisite lakefront retreat that perfectly balances timeless elegance with modern sophistication. Completely renovated from 2023 to 2025, this stunning home showcases exceptional craftsmanship, designer finishes, and sweeping views of Lake Rangia. Every detail has been thoughtfully curated to create a residence that is both beautiful and highly functional. Step inside to an inviting open-concept interior where luxury and comfort meet - The designer kitchen has been totally transformed with custom cabinetry, premium quartz countertops, and top-of-the-line Sub-Zero, Cove, and Wolf appliances. Undermount lighting and a custom tile backsplash add both warmth and sophistication.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Breakfast Room: Yes
  • Waterview:Lake2: Yes
  • Utilities:Gas - Natural: Yes
  • Waterfront:Lake: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Furnished: Furnished - None
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove/Oven Gas, Washer, Water Heater - Elect
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Flooring: Floor Hardwood, Floor Tile
  • Interior Amenities: Fireplace, Kitchen Island, Newly Painted, Washer/Dryer Hookup
  • Window Features: Plantation Shutters
  • Interior:WasherDryer Hookup: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Mstr BdrmMstr Bath:MBath Cultured Mrble: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Newly Painted: Yes
  • Interior:Plantation Shutters: Yes
  • Interior:Fireplace: Yes

Exterior Features

  • Lot Features: Covenants, Sidewalk, Within 1/2 Mile to Water
  • Pool Features: Pool Type
  • View: Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Construction Type: Brick
  • Exterior Features: Sprinkler System
  • Patio And Porch Features: Porch Screened
  • Property Condition: Renovated, Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Covenants: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Porch Screened: Yes
  • ConstructionSiding:Brick: Yes
  • Lot Features:Sidewalk: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Rooms:Garage5: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water

Condo/Co-op/Association

  • Community Features: Pickle Ball, Community Room, Exercise Room, Fishing, Gated Community, Golf, Pets Allowed, Picnic Area, Playground, Pool, Tennis, Waterfront
  • Association #2 Fee: 899.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Ground Keeping, Management, Master Association, Recreational Faclty, Security

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 22215.6
  • Parcel #: 00-2S-22-1355-000F-0010
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 5896.79
  • Tax Year: 2025

Matterport 3D Tour

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,178 $346,160 -- --
2023 $3,178 $336,078 $0 $0
2022 $3,105 $326,289 $0 $0
2021 $3,110 $316,785 $0 $0
2020 $3,089 $312,411 $0 $0
2019 $3,059 $305,387 $0 $0
2018 $3,037 $299,693 $0 $0
2017 $3,027 $293,529 $0 $0
2016 $2,945 $287,492 $0 $0
2015 $3,019 $285,494 $0 $0
2014 $3,034 $283,228 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/19/2025 11/19/25 Price Changed $1,625,000 -3.0% $552 / Sq Ft
11/05/2025 11/05/25 For Sale $1,675,000 +64.2% $569 / Sq Ft
01/05/2024 01/05/24 Sold $1,020,000 -6.4% $346 / Sq Ft View Prior Sale
11/08/2023 11/08/23 Pending -- -- --
09/29/2023 09/29/23 Price Changed $1,090,000 -8.8% $370 / Sq Ft
09/17/2023 09/17/23 For Sale $1,195,000 0.0% $406 / Sq Ft
09/07/2023 09/07/23 Pending -- -- --
07/07/2023 07/07/23 Price Changed $1,195,000 -4.4% $406 / Sq Ft
06/20/2023 06/20/23 Price Changed $1,250,000 -3.8% $424 / Sq Ft
06/05/2023 06/05/23 For Sale $1,300,000 -- $441 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $100 None Listed On Document
Interfamily Deed Transfer -- Attorney
Source: Public Records

About the Listing Agent

Lisa Collier

The Agency Northwest Florida Beaches

(448) 334-5776

Section Image

Born in California but raised in the coastal town of Fort Walton Beach, FL, Lisa is a true local with a heart deeply rooted in the charm and hospitality of the South. It is her genuine southern upbringing that has instilled the values of honesty, kindness, compassion, and the art of creating lasting connections.

She is a proud alumna of Florida State University, where she earned a degree in Hospitality Administration. This educational foundation laid the groundwork for a career that

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Source: Emerald Coast Association of REALTORS®

MLS Number: 988992

Emerald Coast Association of REALTORS®

APN: 00-2S-22-1355-000F-0010