24 3rd St Cloquet, MN 55720
3
Beds
2
Baths
1,256
Sq Ft
4,356
Sq Ft Lot
Highlights
- Traditional Architecture
- Wood Flooring
- No HOA
- Churchill Elementary School Rated A-
- Main Floor Primary Bedroom
- Porch
About This Home
As of October 2024This home was developed in partnership with the Fond du Lac Band of Lake Superior Chippewa, and is available for purchase exclusively by enrolled Band Members. Beautifully updated home has market value of $200,000 but is being sold $40,000 below market value to income qualified households who are enrolled FDL Band Members. Additional downpayment assistance of up to $15,000 available through the Greater Minnesota Housing Fund to qualified buyers based on need, which could lower the mortgage amount to $145,000. Buyer’s gross annual income cannot exceed the following (household size in parenthesis): $53,350 (1); $60,950 (2); $68,550 (3); $76,150 (4); $82,250 (5); $88,350 (6) $94,450 (7) $100,550 (8).
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,361
Year Built
- Built in 1934
Lot Details
- 4,356 Sq Ft Lot
- Lot Dimensions are 59 x 78
- Land Lease of $36
Parking
- No Garage
Home Design
- Traditional Architecture
- Poured Concrete
- Wood Frame Construction
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- Entrance Foyer
- Combination Dining and Living Room
- Wood Flooring
- Property Views
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Patio
- Porch
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
- Gas Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 06-045-0860
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 13, 2024
Closed on
Oct 4, 2024
Sold by
One Roof Community Housing
Bought by
Ojibway Trevor
Seller's Agent
Jim Philbin
1 Roof Community Housing
Buyer's Agent
Blythe Thill
Coldwell Banker Realty - Duluth
List Price
$160,000
Sold Price
$150,000
Premium/Discount to List
-$10,000
-6.25%
Views
129
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,152
Avg. Annual Appreciation
20.72%
Original Mortgage
$150,000
Outstanding Balance
$149,169
Interest Rate
6.46%
Mortgage Type
New Conventional
Estimated Equity
$22,611
Purchase Details
Closed on
Jan 2, 2014
Sold by
Jpmorgan Chase Bank National Association
Bought by
One Roof Community Housing
Similar Homes in Cloquet, MN
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $190,000 | -- | |
| Limited Warranty Deed | -- | Land Title Inc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $150,000 | New Conventional | |
| Closed | $150,000 | Credit Line Revolving | |
| Previous Owner | $74,600 | New Conventional | |
| Previous Owner | $9,020 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/04/2024 10/04/24 | Sold | $150,000 | -6.3% | $119 / Sq Ft |
| 08/10/2024 08/10/24 | Pending | -- | -- | -- |
| 02/13/2024 02/13/24 | For Sale | $160,000 | +113.3% | $127 / Sq Ft |
| 12/21/2016 12/21/16 | Sold | $75,000 | 0.0% | $55 / Sq Ft |
| 10/26/2016 10/26/16 | Pending | -- | -- | -- |
| 05/05/2016 05/05/16 | For Sale | $75,000 | -- | $55 / Sq Ft |
Source: Lake Superior Area REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,464 | $190,100 | $13,300 | $176,800 |
| 2023 | $2,464 | $165,200 | $13,300 | $151,900 |
| 2022 | $2,172 | $165,200 | $13,300 | $151,900 |
| 2021 | $2,100 | $130,100 | $11,600 | $118,500 |
| 2020 | $1,986 | $124,800 | $11,600 | $113,200 |
| 2019 | $1,880 | $118,800 | $11,600 | $107,200 |
| 2018 | $1,722 | $115,100 | $11,600 | $103,500 |
| 2017 | $1,578 | $107,800 | $11,600 | $96,200 |
| 2016 | $1,528 | $77,200 | $11,600 | $65,600 |
| 2015 | $1,410 | $74,100 | $11,600 | $62,500 |
| 2014 | -- | $74,100 | $11,600 | $62,500 |
| 2013 | -- | $74,100 | $11,600 | $62,500 |
Source: Public Records
Agents Affiliated with this Home
-
Jim Philbin
J
Seller's Agent in 2024
Jim Philbin
1 Roof Community Housing
(218) 348-6258
1 in this area
105 Total Sales
-
Blythe Thill
B
Buyer's Agent in 2024
Blythe Thill
Coldwell Banker Realty - Duluth
(218) 391-1629
35 in this area
59 Total Sales
-
J
Buyer's Agent in 2016
Jim Gallagher
RE/MAX
Map
Source: Lake Superior Area REALTORS®
MLS Number: 6112254
APN: 06-045-0860
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