Seller's Agent in 2025
Velma Morgan-Johnson
HomeSmart PV and Associates
(916) 382-2364
1 in this area
1 Total Sale
2620 El Charro Dr Modesto, CA 95354
La Loma Neighborhood
4
Beds
2
Baths
1,463
Sq Ft
3,049
Sq Ft Lot
Highlights
- Golf Course Community
- Cathedral Ceiling
- Tennis Courts
- Private Pool
- Main Floor Primary Bedroom
- 3-minute walk to Riverside Park
About This Home
As of December 2025For investors or savvy buyers!!! Welcome to 2620 El Charro Drive, a two-story home ideally located in walking distance to Creekside Golf course in the desirable Granada Park neighborhood. Built in 1972, this residence offers a practical and comfortable layout with four bedrooms, two bathrooms with 1,463 sq. ft. of living space. Includes fireplace, attached garage, and a low-maintenance 0.07-acre lot. In the Empire Union Elementary School District, this property combines convenience and great potential in a well-established community. This fixer-upper is a perfect canvas ready for your creative touch. Whether you aim to renovate and flip, generate long-term rental income, or customize your next project, this home offers endless possibilities. Bring your tools, vision, and inspiration! *Ideal for investor or contractor looking for renovation project.
Last Agent to Sell the Property
HomeSmart PV and Associates License #02146413 Listed on: 10/24/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1972
Lot Details
- 3,049 Sq Ft Lot
- Landscaped
- Zero Lot Line
HOA Fees
- $96 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Fixer Upper
- Flat Roof Shape
- Slab Foundation
- Frame Construction
- Shake Roof
- Wood Roof
- Stucco
Interior Spaces
- 1,463 Sq Ft Home
- 2-Story Property
- Beamed Ceilings
- Cathedral Ceiling
- Wood Burning Fireplace
- Family Room with Fireplace
- Family or Dining Combination
Kitchen
- Free-Standing Electric Oven
- Microwave
- Dishwasher
- Laminate Countertops
- Disposal
Flooring
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- 2 Full Bathrooms
- Bathtub with Shower
Laundry
- Laundry in Garage
- 220 Volts In Laundry
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Pool
- Private Pool
Utilities
- Central Heating and Cooling System
- 220 Volts
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 033-061-042-000
Community Details
Overview
- Association fees include common areas, pool, recreation facility, ground maintenance
- Granada Park Homeowner Association
- Granada Park 1 Subdivision
- Mandatory home owners association
Recreation
- Golf Course Community
- Tennis Courts
- Community Playground
- Community Pool
- Park
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 24, 2025
Closed on
Dec 4, 2025
Sold by
Williams Tommy L
Bought by
Truflip Property Llc
Seller's Agent
Velma Morgan-Johnson
HomeSmart PV and Associates
Buyer's Agent
Paulina Espinoza
eXp Realty of California Inc.
List Price
$310,000
Sold Price
$295,000
Premium/Discount to List
-$15,000
-4.84%
Views
123
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
94.25%
Original Mortgage
$270,045
Outstanding Balance
$270,045
Interest Rate
6.19%
Mortgage Type
Construction
Estimated Equity
$53,692
Purchase Details
Closed on
Aug 7, 2025
Sold by
Williams Tommy L and Dillard Tenicia
Bought by
Williams Tommy L
Purchase Details
Closed on
Aug 22, 2008
Sold by
Bank Of New York
Bought by
Williams Tommy and Williams Tenicia
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$133,569
Interest Rate
6.49%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 26, 2007
Sold by
Onsurez M E Evelyn
Bought by
Bank Of New York
Purchase Details
Closed on
Mar 21, 2005
Sold by
Onsurez M E Evelyn and Kanakanui Isabel Maria
Bought by
Onsurez M E Evelyn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$238,500
Interest Rate
8.4%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 25, 2004
Sold by
Onsurez M E Evelyn
Bought by
Onsurez M E Evelyn and Kanakanui Isabel Maria
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,400
Interest Rate
5.65%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 11, 2004
Sold by
Cruz Faustino
Bought by
Onsurez M E Evelyn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,400
Interest Rate
5.65%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 30, 1999
Sold by
Orchard David Karl
Bought by
Cruz Faustino
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$73,000
Interest Rate
7.95%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $295,000 | Wfg National Title Insurance C | |
| Grant Deed | -- | None Listed On Document | |
| Grant Deed | $135,000 | First American Title Company | |
| Trustee Deed | $267,038 | Landsafe Title | |
| Interfamily Deed Transfer | -- | Stewart Title Of Modesto | |
| Interfamily Deed Transfer | -- | -- | |
| Individual Deed | $193,000 | North American Title Ins Co | |
| Grant Deed | $104,000 | Old Republic Title Company |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $270,045 | Construction | |
| Previous Owner | $133,569 | FHA | |
| Previous Owner | $238,500 | New Conventional | |
| Previous Owner | $154,400 | Purchase Money Mortgage | |
| Previous Owner | $73,000 | No Value Available | |
| Closed | $38,600 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/08/2025 12/08/25 | Sold | $295,000 | -4.8% | $202 / Sq Ft |
| 11/20/2025 11/20/25 | For Sale | $310,000 | 0.0% | $212 / Sq Ft |
| 11/04/2025 11/04/25 | Pending | -- | -- | -- |
| 10/26/2025 10/26/25 | Price Changed | $310,000 | -11.4% | $212 / Sq Ft |
| 10/24/2025 10/24/25 | For Sale | $350,000 | -- | $239 / Sq Ft |
Source: MetroList
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,804 | $173,829 | $25,746 | $148,083 |
| 2024 | $1,769 | $170,422 | $25,242 | $145,180 |
| 2023 | $1,928 | $167,082 | $24,748 | $142,334 |
| 2022 | $1,796 | $163,807 | $24,263 | $139,544 |
| 2021 | $1,815 | $160,596 | $23,788 | $136,808 |
| 2020 | $1,788 | $158,951 | $23,545 | $135,406 |
| 2019 | $1,754 | $155,835 | $23,084 | $132,751 |
| 2018 | $1,725 | $152,781 | $22,632 | $130,149 |
| 2017 | $1,685 | $149,787 | $22,189 | $127,598 |
| 2016 | $1,650 | $146,851 | $21,754 | $125,097 |
| 2015 | $1,627 | $144,646 | $21,428 | $123,218 |
| 2014 | $1,451 | $128,500 | $20,000 | $108,500 |
Source: Public Records
Agents Affiliated with this Home
-
Velma Morgan-Johnson
-
Paulina Espinoza
Buyer's Agent in 2025
Paulina Espinoza
eXp Realty of California Inc.
(209) 585-9811
1 in this area
7 Total Sales
-
Jose Ojeda
Buyer Co-Listing Agent in 2025
Jose Ojeda
eXp Realty of California Inc.
(209) 398-0298
4 in this area
229 Total Sales
Map
Source: MetroList
MLS Number: 225136328
APN: 033-61-42
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Nearby Homes
- 2525 Orwell Ct
- 304 Los Verdes Ct
- 200 Dorita Way
- 2756 Barcelona Dr
- 505 Thames Ct
- 532 Capistrano Dr
- 536 Capistrano Dr
- 2309 Haddon Ave
- 580 Pirinen Ln Unit E
- 601 Fort Sumpter Dr
- 3105 Trudi Way
- 617 Merrimac Ct
- 1332 Yosemite Blvd
- 120 Eula Dr
- 2049 Miller Ave
- 2043 Ellis St
- 2023 Ellis St
- 301 Goldrun Dr
- 2124 Scenic Dr
- 2601 Surrey Ave