264 Ruby Lake Ln Winter Haven, FL 33884
Southeast Winterhaven NeighborhoodEstimated payment $4,210/month
Highlights
- Boathouse
- Boat Lift
- Gated Community
- 95 Feet of Lake Waterfront
- Screened Pool
- 0.46 Acre Lot
About This Home
Central Florida Lakefront home for sale now with a HUGE PRICE IMPROVEMENT! Move in ready 4BR/2BA with Office on Private-Access Lake Bess complete with a Slalom Ski Course! Enjoy direct connection to Lake Ruby! You access to TWO beautiful lakes featuring white sandy bottoms, tranquil waters. These lakes are ideal for water sports (private access) and serene lakeside living. The open layout and large glass sliding doors create a seamless connection between Indoor Elegance and Outdoor Beauty, making every arrival feel like a moment of escape! Enjoy Updated Features including ROOF 2019, NEW EPOXY GARAGE FLOORING, Stunning Views, Resurfaced Pool, Covered Lanai for Outdoor Living, NEWLY PAINTED Dock with Boat Lift, Large Windows for Natural Light, Formal Dining Room, Lake View Breakfast Nook and Inside Laundry Room with Utility Sink and Cabinets. The Kitchen offers Lake Views, Granite and a Full Appliance Package, while the Spacious Primary Suite includes a Walk-In Closet and a Luxurious En-Suite Bathroom. This lakefront Split Floor Design not only enhances privacy for you and guests but also creates a more spacious, balanced flow throughout the home, ideal for both everyday living and entertaining. Enjoy lush landscaping with an eco-friendly irrigation system that draws from the lake. Come see why Ruby Lake with barely over 200 homes is ideal with Manicured landscaping, Underground Utilities and quiet streets for evening or morning strolls. Located less then two miles from a Golf Course, less than five to Legoland, shopping, dining, and medical facilities plus easy access to both Tampa and Orlando. Florida's Beautiful Gulf and Atlantic Beaches less then two hours away in either direction! Cruise enthusiasts, Port Canaveral is only 70 miles away! Whether you're seeking adventure on the water or peaceful evenings by the dock, Ruby Lake offers a lifestyle that’s both vibrant and serene!
Listing Agent
KELLER WILLIAMS REALTY SMART 1 Brokerage Phone: 863-508-3000 License #3458493 Listed on: 10/15/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,543
Year Built
- Built in 1999
Lot Details
- 0.46 Acre Lot
- Lot Dimensions are 95x189
- 95 Feet of Lake Waterfront
- Lake Front
- North Facing Home
- Irrigation Equipment
HOA Fees
- $71 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Contemporary Architecture
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 2,217 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Chair Railings
- Vaulted Ceiling
- Ceiling Fan
- Sliding Doors
- Living Room
- Home Office
- Lake Views
- Security System Owned
Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
- Granite Countertops
- Disposal
Flooring
- Carpet
- Laminate
- Concrete
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry Room
- Washer
Pool
- Screened Pool
- In Ground Pool
- Fence Around Pool
- Pool Deck
- Pool Sweep
- Pool Lighting
Outdoor Features
- Access To Lake
- Access To Chain Of Lakes
- Water Skiing Allowed
- Boat Lift
- Covered Boat Lift
- Boathouse
- Deck
- Covered Patio or Porch
- Rain Gutters
Location
- Property is near golf course
Schools
- Chain O Lakes Elementary School
- Denison Middle School
- Lake Region High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Electric Water Heater
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 102
- Assessor Parcel Number 27-29-07-856604-001020
Community Details
Overview
- Association fees include maintenance, private road
- Don Asher & Assoc / Michellette Ramos Association, Phone Number (407) 483-1301
- Visit Association Website
- Ruby Lake Ph 04 Subdivision
- The community has rules related to deed restrictions, allowable golf cart usage in the community
Security
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,543 | $385,353 | -- | -- |
| 2024 | $5,394 | $374,493 | -- | -- |
| 2023 | $5,394 | $363,585 | $0 | $0 |
| 2022 | $5,239 | $352,995 | $0 | $0 |
| 2021 | $5,249 | $342,714 | $0 | $0 |
| 2020 | $5,430 | $315,540 | $0 | $0 |
| 2018 | $5,335 | $302,695 | $0 | $0 |
| 2017 | $4,944 | $296,469 | $0 | $0 |
| 2016 | $5,059 | $290,371 | $0 | $0 |
| 2015 | $4,663 | $273,462 | $0 | $0 |
| 2014 | $4,942 | $285,493 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/12/2026 03/12/26 | Price Changed | $699,000 | -5.5% | $315 / Sq Ft | |
| 02/05/2026 02/05/26 | Price Changed | $740,000 | -1.3% | $334 / Sq Ft | |
| 10/15/2025 10/15/25 | For Sale | $750,000 | +54.7% | $338 / Sq Ft | |
| 02/24/2020 02/24/20 | Sold | $484,900 | 0.0% | $219 / Sq Ft | View Prior Sale |
| 01/30/2020 01/30/20 | Pending | -- | -- | -- | |
| 01/22/2020 01/22/20 | For Sale | $484,900 | +40.6% | $219 / Sq Ft | |
| 07/07/2014 07/07/14 | Off Market | $345,000 | -- | -- | |
| 07/07/2014 07/07/14 | Off Market | $350,000 | -- | -- | |
| 07/26/2013 07/26/13 | Sold | $345,000 | -6.6% | $156 / Sq Ft | View Prior Sale |
| 05/25/2013 05/25/13 | Pending | -- | -- | -- | |
| 01/31/2013 01/31/13 | For Sale | $369,500 | +5.6% | $167 / Sq Ft | |
| 02/29/2012 02/29/12 | Sold | $350,000 | 0.0% | $158 / Sq Ft | View Prior Sale |
| 02/07/2012 02/07/12 | Pending | -- | -- | -- | |
| 01/03/2012 01/03/12 | For Sale | $350,000 | -- | $158 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $484,900 | Real Estate Title Svcs Inc | |
| Warranty Deed | $345,000 | Attorney | |
| Warranty Deed | $345,000 | Attorney | |
| Warranty Deed | $350,000 | Attorney | |
| Warranty Deed | $350,000 | Integrity First Title Llc |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $177,000 | New Conventional | |
| Previous Owner | $310,500 | New Conventional |
Source: Stellar MLS
MLS Number: P4936678
APN: 27-29-07-856604-001020
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
- 7358 Bent Grass Dr
- 238 Ruby Lake Ln
- 406 Ruby Lake Place
- 226 Ruby Lake Ln
- 7374 Bent Grass Dr
- 7376 Bent Grass Dr
- 349 Ruby Lake Loop
- 357 Ruby Lake Loop
- 123 Ruby Lake Dr
- 118 Lantern Ln
- 9705 Lake Bess Rd Unit 715
- 307 Ruby Lake Loop
- 106 Lantern Ln
- 1509 Covey Rise Terrace
- 7820 Thompson Nursery Rd
- 1552 Covey Rise Terrace
- 1548 Covey Rise Terrace
- 1603 Covey Rise Terrace
- 511 Heather Glen Dr
- 7182 Summit Dr
- 236 Ruby Lake Ln
- 7166 Summit Dr
- 14 Lamplight Ln
- 1015 Lake Forest Blvd
- 1 Lamplight Ln
- 7903 Waterview Way
- 7676 Carlton Arms Blvd
- 8307 Waterview Way Unit 8307
- 620 Reflections Loop
- 5202 Waterview Way
- 2727 Rutledge Ct
- 3110 Gowan Dr
- 3110 Gowan Dr Unit A1
- 3110 Gowan Dr Unit B1
- 4023 Ashton Club Dr
- 4970 Mandolin Ct
- 5626 Struthers Ct
- 76 Stebbins Dr Unit 76
- 4900 Cypress Gardens Rd
- 4200 Mahogany Run
Ask me questions while you tour the home.