$750,000

Estimated payment $4,475/month

Total Views 3,157
4 Beds
2 Baths
2,217 Sq Ft
$338 Price per Sq Ft

Highlights

  • Boathouse
  • 95 Feet of Lake Waterfront
  • Screened Pool
  • Freedom 7 Elementary School of International Studies Rated A-
  • Boat Lift
  • Gated Community

About This Home

Lakefront Gem in Southeast Winter Haven! This Clean and ready to Move In 4 Bedroom, 2 bathroom home with Office sits on the Private-Access Lake Bess with Slalom Ski Course. Connected to Lake Ruby, you’ll have access to Two Pristine Lakes with White Sand Bottom, Calm Waters and minimal boat traffic, perfect for Water Sports and Peaceful Living. As guests step through the front door, they're instantly greeted by a breathtaking panorama of a Sparkling Blue Pool framed by Serene Lake Views! The open layout and large glass sliding doors create a seamless connection between Indoor Elegance and Outdoor Beauty, making every arrival feel like a moment of escape! Enjoy Updated Features including New Roof 2019, Stunning Views, Resurfaced Pool, Covered Lanai for Outdoor Living, Dock with Boat Lift, Large Windows for Natural Light, Formal Dining Room, Lake View Breakfast Nook and Inside Laundry Room with Utility Sink and Cabinets. The Kitchen offers Lake Views, Granite and a Full Appliance Package, while the Spacious Primary Suite includes a Walk-In Closet and a Luxurious En-Suite Bathroom. This lakefront Split Floor Design not only enhances privacy for you and guests but also creates a more spacious, balanced flow throughout the home, ideal for both everyday living and entertaining. Enjoy lush landscaping with an eco-friendly irrigation system that draws from the lake. Come see why Ruby Lake with barely over 200 homes is ideal with Manicured landscaping, Underground Utilities and quiet streets for evening or morning strolls. Located less then two miles from a Golf Course, less than five to Legoland, shopping, dining, and medical facilities plus easy access to both Tampa and Orlando. Florida's Beautiful Gulf and Atlantic Beaches less then two hours away in either direction! Cruise enthusiasts, Port Canaveral is only 70 miles away! Whether you're seeking adventure on the water or peaceful evenings by the dock, Ruby Lake offers a lifestyle that’s both vibrant and serene!

Listing Agent

Andrea Friedmann

KELLER WILLIAMS REALTY SMART 1 Brokerage Phone: 863-508-3000 License #3458493 Listed on: 10/15/2025

KELLER WILLIAMS REALTY SMART 1

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,543

Year Built

  • Built in 1999

Lot Details

  • 0.46 Acre Lot
  • Lot Dimensions are 95x189
  • 95 Feet of Lake Waterfront
  • Lake Front
  • North Facing Home
  • Irrigation Equipment

HOA Fees

  • $71 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,217 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Chair Railings
  • Vaulted Ceiling
  • Ceiling Fan
  • Sliding Doors
  • Living Room
  • Home Office
  • Lake Views
  • Security System Owned

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer

Pool

  • Screened Pool
  • In Ground Pool
  • Fence Around Pool
  • Pool Deck
  • Pool Sweep
  • Pool Lighting

Outdoor Features

  • Access To Lake
  • Access To Chain Of Lakes
  • Water Skiing Allowed
  • Boat Lift
  • Covered Boat Lift
  • Boathouse
  • Deck
  • Covered Patio or Porch
  • Rain Gutters

Location

  • Property is near a golf course

Schools

  • Chain O Lakes Elementary School
  • Denison Middle School
  • Lake Region High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include maintenance, private road
  • Don Asher & Assoc / Michellette Ramos Association, Phone Number (407) 483-1301
  • Visit Association Website
  • Ruby Lake Ph 04 Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,543

Year Built

Built in 1999

Lot Details

0

HOA Fees

$71 per month

Parking

2

Listing Details

  • HOA Fee Includes: Maintenance, Private Road
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2217
  • Lot Size Acres: 0.46
  • New Construction: No
  • Year Built: 1999
  • Building Area Total: 3040
  • Lot Size Sq Ft: 19911
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 282.43
  • Escrow City: Winter Haven
  • Escrow State: FL
  • Escrow Street Name: Cypress Gardens Blvd
  • Minimum Lease: 6 Months
  • RATIO Current Price By Calculate: 338.29
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 863-508-3000
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Chair Rail, Eat-in Kitchen, High Ceilings, Open Floorplan, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Additional Rooms: Den/Library/Office
  • Living Area Meters: 205.97

Exterior Features

  • Direction Faces: North
  • Other Structures: Boat House
  • Pool Features: Deck, In Ground, Lighting, Pool Sweep, Screen Enclosure
  • Exterior Features: Rain Gutters, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • View: Water
  • Water Body Name: LAKE BESS & LAKE RUBY
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck, Patio, Screened
  • Road Surface Type: Asphalt
  • Water Access: Lake,Lake - Chain of Lakes
  • Water Extras: Boathouse,Lift,Lift - Covered,Skiing Allowed
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 95
  • Flood Zone Panel: 12105C0535H
  • Water Frontage Feet Lake: 95
  • Additional Water Information: Home sits on Lake Bess and connects to Lake Ruby (BOTH HOMEOWNER ENTRANCE LAKES ONLY) NO PUBLIC BOAT RAMP Lake Bess has Slalom Course

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Gated Community - No Guard, Golf Carts OK
  • Association Amenities: Gated
  • Association Fee: 850
  • Association Fee Frequency: Annually
  • Association Name: Don Asher & Assoc / Michellette Ramos
  • Phone: 407-483-1301
  • Association: Yes
  • Security: Gated Community, Security System Owned, Touchless Entry
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Domestic house pets - verify with HOA any and all restrictions
  • Association Fee Requirement: Required
  • Association Email: Michellette@donasher.com
  • Association URL: Rubylake.org

Fee Information

  • Total Annual Fees: 850.00
  • Total Monthly Fees: 70.83
  • Monthly HOA Amount: 70.83

Schools

  • Elementary School: Chain O Lakes Elem
  • High School: Lake Region High
  • Middle Or Junior School: Denison Middle

Lot Info

  • Parcel Number: 27-29-07-856604-001020
  • Additional Parcels: No
  • Lot Features: City Limits, Near Golf Course, Paved
  • Lot Dimensions: 95x189
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Contact HOA Don Asher & Assoc for any lease restrictions and to confirm any info provided (I believe a six month minimum lease period)

Tax Info

  • Tax Annual Amount: 5542.98
  • Tax Book Number: 108-21 THRU 23
  • Tax Lot: 102

Multi Family

  • Waterfront Features: Lake Front

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,543 $385,353 -- --
2024 $5,394 $374,493 -- --
2023 $5,394 $363,585 $0 $0
2022 $5,239 $352,995 $0 $0
2021 $5,249 $342,714 $0 $0
2020 $5,430 $315,540 $0 $0
2018 $5,335 $302,695 $0 $0
2017 $4,944 $296,469 $0 $0
2016 $5,059 $290,371 $0 $0
2015 $4,663 $273,462 $0 $0
2014 $4,942 $285,493 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/15/2025 10/15/25 For Sale $750,000 +54.7% $338 / Sq Ft
02/24/2020 02/24/20 Sold $484,900 0.0% $219 / Sq Ft View Prior Sale
01/30/2020 01/30/20 Pending -- -- --
01/22/2020 01/22/20 For Sale $484,900 +40.6% $219 / Sq Ft
07/07/2014 07/07/14 Off Market $345,000 -- --
07/07/2014 07/07/14 Off Market $350,000 -- --
07/26/2013 07/26/13 Sold $345,000 -6.6% $156 / Sq Ft View Prior Sale
05/25/2013 05/25/13 Pending -- -- --
01/31/2013 01/31/13 For Sale $369,500 +5.6% $167 / Sq Ft
02/29/2012 02/29/12 Sold $350,000 0.0% $158 / Sq Ft View Prior Sale
02/07/2012 02/07/12 Pending -- -- --
01/03/2012 01/03/12 For Sale $350,000 -- $158 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $484,900 Real Estate Title Svcs Inc
Warranty Deed $345,000 Attorney
Warranty Deed $345,000 Attorney
Warranty Deed $350,000 Attorney
Warranty Deed $350,000 Integrity First Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $177,000 New Conventional
Previous Owner $310,500 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: P4936678

Stellar MLS

APN: 27-29-07-856604-001020