$735,000
PENDING

28 Possum Ln Palmyra, VA 22963

Estimated payment $4,507/month

Total Views 728
3 Beds
2.5 Baths
2,420 Sq Ft
$304 Price per Sq Ft

Highlights

  • Boat Ramp
  • Beach
  • Water Oriented
  • Water Views
  • Golf Club
  • 0.93 Acre Lot

About This Home

Escape to lakeside serenity in this impeccably maintained 3-bed+den, 2.5-bath waterfront retreat on nearly 1 acre tucked away on a quiet Lake Monticello cove. Enter into a spacious great room framed by scenic lake views and warmed by a see-through fireplace that connects the adjacent den/office with equally great views. The large kitchen offers granite countertops, abundant cabinetry, a pantry, and updated appliances. The primary suite on the main level ensures easy comfort, while two generous bedrooms and a shared bath await upstairs. Enjoy seamless indoor-outdoor living on the screened deck, outdoor patio, welcoming front porch, and 2024 rear hardscape that leads down to the dock. The basement features 650 sq ft space with normal ceiling height ideal for storage (water toys!), recreation, or workshop, with the remainder as crawlspace/storage. A two-car attached garage add to everyday ease. As part of the private Lake Monticello community, residents enjoy a beach, racket courts, clubhouse with snack bar, boating, tubing, and a vibrant social scene.,Granite Counter,Wood Cabinets,Fireplace in Family Room,Fireplace in Living Room

Listing Agent

Michael Gaffney

COMPASS-CHARLOTTESVILLE License #0225262491[107794] Listed on: 08/21/2025

COMPASS-CHARLOTTESVILLE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,565

Year Built

  • Built in 1999

Lot Details

  • 0.93 Acre Lot
  • Private Lot
  • Wooded Lot
  • Property is zoned R-4

HOA Fees

  • $122 Monthly HOA Fees

Property Views

  • Water
  • Woods

Home Design

  • Block Foundation
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Cathedral Ceiling
  • 2 Fireplaces
  • Stone Fireplace
  • Family Room
  • Living Room
  • Dining Room
  • Crawl Space

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 2.5 Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Water Oriented
  • Property near a bay
  • Exterior Lighting

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System

Community Details

Overview

  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area

Recreation

  • Boat Ramp
  • Beach
  • Golf Club
  • Tennis Courts
  • Community Pool
  • Jogging Path

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,565

Year Built

Built in 1999

Lot Details

0

HOA Fees

$122 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Building Total Sq Ft: 4660.00
  • New Construction: No
  • Story List: Main
  • Year Built: 1999
  • Remarks Public: Escape to lakeside serenity in this impeccably maintained 3-bed+den, 2.5-bath waterfront retreat on nearly 1 acre tucked away on a quiet Lake Monticello cove. Enter into a spacious great room framed by scenic lake views and warmed by a see-through fireplace that connects the adjacent den/office with equally great views. The large kitchen offers granite countertops, abundant cabinetry, a pantry, and updated appliances. The primary suite on the main level ensures easy comfort, while two generous bedrooms and a shared bath await upstairs. Enjoy seamless indoor-outdoor living on the screened deck, outdoor patio, welcoming front porch, and 2024 rear hardscape that leads down to the dock. The basement features 650 sq ft space with normal ceiling height ideal for storage (water toys!), recreation, or workshop, with the remainder as crawlspace/storage. A two-car attached garage add to everyday ease. As part of the private Lake Monticello community, residents enjoy a beach, racket courts, clubhouse with snack bar, boating, tubing, and a vibrant social scene.,Granite Counter,Wood Cabinets,Fireplace in Family Room,Fireplace in Living Room
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer
  • Flooring Type: Carpet, Wood
  • Interior Amenities: Entry Level Bedroom
  • Fireplace Features: Stone
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Wall Ceiling Types: Vaulted Ceilings, Cathedral Ceilings
  • Foundation Details: Block, Crawl Space
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Kitchen, Family Room, Laundry, Full Bath, Half Bath, Additional Bedroom
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 4220
  • Living Area Sq Ft: 2420
  • Price Per Sq Ft: 303.72
  • Above Grade Finished Sq Ft: 2420
  • Below Grade Sq Ft: 1800
  • Total Below Grade Sq Ft: 1800
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 28

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Construction Completed: No
  • Exterior Features: Exterior Lighting
  • Roof: Composite
  • View: Water, Trees/Woods
  • Water Body Type: Bay
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: Yes
  • Cooling Type: Central A/C
  • Cooling: No
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Cable, Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 1464.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 850.00
  • Condo Co-Op Fee Frequency: One Time
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Golf Club, Lake, Picnic Area, Swimming Pool, Tennis Courts, Jog/Walk Path
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: FLUVANNA COUNTY PUBLIC SCHOOLS
  • Elementary School: CENTRAL
  • Middle School: FLUVANNA
  • High School: FLUVANNA
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140888891
  • School District Source: Listing Agent
  • Elementary School: CENTRAL
  • High School: FLUVANNA
  • Middle Or Junior School: FLUVANNA

Lot Info

  • Lot Features: Private, Trees/Wooded
  • Lot Size Acres: 0.93
  • Zoning: R-4
  • Zoning Description: Residential

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4564.65
  • Tax Year: 2024

MLS Schools

  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,565 $608,620 $190,000 $418,620
2024 $46 $544,600 $190,000 $354,600
2023 $4,596 $544,600 $190,000 $354,600
2022 $4,260 $489,700 $182,500 $307,200
2021 $4,260 $489,700 $182,500 $307,200
2020 $4,367 $472,100 $182,500 $289,600
2019 $4,367 $472,100 $182,500 $289,600
2018 $4,182 $461,100 $182,500 $278,600
2017 $4,182 $461,100 $182,500 $278,600
2016 $3,926 $428,100 $162,500 $265,600
2015 $3,676 $428,100 $162,500 $265,600
2014 $3,676 $417,700 $162,500 $255,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/25/2025 08/25/25 Pending -- -- --
08/21/2025 08/21/25 For Sale $735,000 -- $304 / Sq Ft
Source: Bright MLS

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Source: Bright MLS

MLS Number: 668172

Bright MLS

APN: 18A 2 300