Seller's Agent in 2025
Paula Schatz
Realty Executives
(630) 251-5155
6 in this area
165 Total Sales
28 Waterbury Cir Unit 1 Oswego, IL 60543
North Oswego Neighborhood
3
Beds
2.5
Baths
1,400
Sq Ft
1998
Built
Highlights
- Waterfront
- Property is near a park
- Home Office
- Churchill Elementary School Rated A-
- Recreation Room
- Stainless Steel Appliances
About This Home
As of July 2025MULTIPLE OFFERS RECIEVED - Discover the most competitively priced home in Ogden Falls, boasting 2,000 square feet, which includes a finished basement. This highly desirable location features a pond, gazebo, and walking path just across the street, along with a playground only a few blocks away. Enjoy convenient access to restaurants, shopping, schools, and being just minutes from downtown Oswego and the Fox River. The main level presents an open floor plan with a modern eat-in kitchen equipped with granite countertops (2021), a stylish glass tile backsplash, stainless steel appliances, and a pantry, family room and a powder room. The upper floor includes a primary suite with a walk-in closet and access to the updated full bath, two additional spacious bedrooms, and a laundry room with a washer (2022) and dryer (2025). The finished basement offers a recreational space, an office area, a full bathroom, and extra storage. Relax on your private patio (2021) for outdoor dining or enjoy the pond view from your front porch. This home is move-in ready, complete with new windows (2015), roof (2019), HVAC (2019), water heater (2019), carpet (2021), garage door (2017), and radon system (2025). Welcome home!
Last Agent to Sell the Property
Realty Executives Premier Illinois License #475140304 Listed on: 06/19/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,695
Year Built
- Built in 1998
Lot Details
- Lot Dimensions are 42 x 96 x 33 x 95
- Waterfront
- Paved or Partially Paved Lot
HOA Fees
- $56 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
Home Design
- Asphalt Roof
- Radon Mitigation System
Interior Spaces
- 1,400 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Window Screens
- Family Room
- Living Room
- Dining Room
- Home Office
- Recreation Room
- Water Views
- Carbon Monoxide Detectors
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Finished Basement Bathroom
Schools
- Plank Junior High School
- Oswego East High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Additional Features
- Patio
- Property is near a park
Community Details
- Association fees include insurance, lawn care, snow removal
- Manager Association, Phone Number (815) 886-0953
- Ogden Falls Subdivision
- Property managed by Associa
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 19, 2025
Closed on
Jul 24, 2025
Sold by
Deniz Stephanie and Deniz Robert M
Bought by
Hartke Evalena and Moore Samuel
Seller's Agent
Paula Schatz
Realty Executives Premier Illinois
Buyer's Agent
Thomas Rasmussen
eXp Realty
List Price
$315,900
Sold Price
$327,000
Premium/Discount to List
$11,100
3.51%
Views
36
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.43%
Original Mortgage
$310,650
Outstanding Balance
$310,114
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$21,371
Purchase Details
Listed on
May 15, 2015
Closed on
Jul 1, 2015
Sold by
Mendoza Obed S and Mendoza Rebekah K
Bought by
Deniz Robert M and Dattulo Stephanie
Seller's Agent
Kathy Brothers
Keller Williams Innovate - Aurora
Buyer's Agent
Ellen Rhodes
Coldwell Banker Realty
List Price
$165,000
Sold Price
$162,500
Premium/Discount to List
-$2,500
-1.52%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.21%
Original Mortgage
$152,000
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 24, 2003
Sold by
Rimbo Richard G and Rimbo Michelle A
Bought by
Mendoza Obed S and Mendoza Rebekah K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,800
Interest Rate
5.12%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 26, 1998
Sold by
Lord & Essex Inc
Bought by
Rimbo Richard G and Klak Michelle A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,925
Interest Rate
7.27%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $327,000 | Chicago Title | |
| Warranty Deed | $162,500 | First American Title | |
| Warranty Deed | $171,000 | Stewart Title Company | |
| Warranty Deed | $136,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $310,650 | New Conventional | |
| Previous Owner | $152,000 | New Conventional | |
| Previous Owner | $165,800 | Purchase Money Mortgage | |
| Previous Owner | $132,925 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/25/2025 07/25/25 | Sold | $327,000 | +3.5% | $234 / Sq Ft |
| 06/23/2025 06/23/25 | Pending | -- | -- | -- |
| 06/19/2025 06/19/25 | For Sale | $315,900 | +94.4% | $226 / Sq Ft |
| 07/09/2015 07/09/15 | Sold | $162,500 | -1.5% | $116 / Sq Ft |
| 05/19/2015 05/19/15 | Pending | -- | -- | -- |
| 05/15/2015 05/15/15 | For Sale | $165,000 | -- | $118 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,695 | $89,194 | $15,246 | $73,948 |
| 2023 | $5,940 | $78,241 | $13,374 | $64,867 |
| 2022 | $5,940 | $71,781 | $12,270 | $59,511 |
| 2021 | $5,600 | $65,854 | $11,257 | $54,597 |
| 2020 | $5,416 | $63,321 | $10,824 | $52,497 |
| 2019 | $5,044 | $58,549 | $10,824 | $47,725 |
| 2018 | $4,751 | $55,115 | $10,189 | $44,926 |
| 2017 | $4,592 | $50,797 | $9,391 | $41,406 |
| 2016 | $4,384 | $48,148 | $8,901 | $39,247 |
| 2015 | $4,077 | $43,377 | $8,019 | $35,358 |
| 2014 | -- | $42,113 | $7,785 | $34,328 |
| 2013 | -- | $42,539 | $7,864 | $34,675 |
Source: Public Records
Agents Affiliated with this Home
-
Paula Schatz
-
Thomas Rasmussen
Buyer's Agent in 2025
Thomas Rasmussen
eXp Realty
(630) 762-3912
1 in this area
42 Total Sales
-
Julianne Rasmussen
J
Buyer Co-Listing Agent in 2025
Julianne Rasmussen
eXp Realty
(630) 781-1792
1 in this area
12 Total Sales
-
Kathy Brothers
Seller's Agent in 2015
Kathy Brothers
Keller Williams Innovate - Aurora
(630) 201-4664
6 in this area
485 Total Sales
-
Ellen Rhodes
Buyer's Agent in 2015
Ellen Rhodes
Coldwell Banker Realty
(630) 639-7585
1 in this area
96 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12382861
APN: 03-02-451-013
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked.
Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information:
(1) description of the copyrighted work that is the subject of claimed infringement;
(2) description of the alleged infringing content and information sufficient to permit us to locate the content;
(3) contact information for you, including your address, telephone number and email address;
(4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law;
(5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and
(6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Nearby Homes
- 500 Half Moon Ct
- 514 Crystal Ct
- 2216 Summerlin Dr Unit 5
- 700 N Sparkle Ct
- BELLAMY Plan at Marquis Pointe
- SIENNA Plan at Marquis Pointe
- HOLCOMBE Plan at Marquis Pointe
- HENLEY Plan at Marquis Pointe
- 962 Garnet Ln
- 2155 Grand Pointe Trail
- 966 Garnet Ln
- 970 Garnet Ln
- 974 Garnet Ln
- 1038 Emerald Dr
- 978 Garnet Ln
- 982 Garnet Ln
- 986 Garnet Ln
- 295 Kendall Point Dr
- 994 Garnet Ln
- 1042 Emerald Dr