$162,500
SOLD JUL 9, 2015

28 Waterbury Cir Unit 1 Oswego, IL 60543

North Oswego Neighborhood
3 Beds
3 Baths
1,400 Sq Ft
3,485 Sq Ft Lot

Recently Sold

$116 Per Sq Ft

2% Below List Price

4 Days on Market

Highlights

  • Lake Front
  • Attached Garage
  • Forced Air Heating and Cooling System
  • Churchill Elementary School Rated A-

About This Home

As of July 2015

What a great place to begin the dream of home ownership in Oswego! This great home in popular Ogden Falls is move-in ready and crisp and clean. Featuring newer carpeting and great living space (even a finished basement!). Nice kitchen flows well into living room. 3 bedrooms upstairs are all good sized. Basement has an additional family room and full bath. They even saved room for storage! Not a short sale.

Last Agent to Sell the Property

Kathy Brothers

Keller Williams Innovate - Aurora License #475125832 Listed on: 05/15/2015

Keller Williams Innovate - Aurora

Last Buyer's Agent

Ellen Rhodes

Coldwell Banker Realty License #475103809

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,695

Year Built

  • 1998

HOA Fees

  • $5 per month

Parking

  • Attached Garage
  • Garage Is Owned

Home Design

  • Vinyl Siding

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Water Views
  • Lake Front

Listing and Financial Details

  • $3,500 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,695

Year Built

1998

Lot Details

0

HOA Fees

$5 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 16-20 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 2.1
  • Type Detached: 2 Stories
  • Estimated Year Built: 1998
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1998

Interior Features

  • Number Of Rooms: 6
  • Living Room: Dimensions: 22X14, On Level: Main Level, Flooring: Carpet, Windows: All
  • Basement: Full
  • Basement: Finished
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 3
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 6X6, On Level: 2nd Level
  • Kitchen Type: Dimensions: 11X8, On Level: Main Level, Flooring: Other
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 18X13, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Bedroom 2: Dimensions: 12X12, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Bedroom 3: Dimensions: 10X10, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Estimated Sq Ft: 1400
  • Family Room: Dimensions: 19X13, On Level: Basement, Flooring: Carpet

Exterior Features

  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding
  • Waterfront: Yes
  • Acreage: 0.0836

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Includes: Common Insurance, Exterior Maintenance
  • Assessment Association Fees: 57
  • Management Contact Name: Nenrich Consulting
  • Management Phone: 815-609-2330

Fee Information

  • Management Company: Ogden Falls HOA

Schools

  • School District: 308
  • Elementary School: LONG BEACH ELEMENTARY SCHOOL
  • Middle School: THOMPSON JUNIOR HIGH SCHOOL
  • High School: OSWEGO HIGH SCHOOL
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 47X96X13X20X95
  • Lot Description: Lake Front, Water View
  • Parcel Identification Number: 0302451013

Tax Info

  • Taxes: 4172.28

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 15, 2015
Closed on
Jul 1, 2015
Sold by
Mendoza Obed S and Mendoza Rebekah K
Bought by
Deniz Robert M and Dattulo Stephanie
Seller's Agent
Kathy Brothers
Keller Williams Innovate - Aurora
Buyer's Agent
Ellen Rhodes
Coldwell Banker Realty
List Price
$165,000
Sold Price
$162,500
Premium/Discount to List
-$2,500
-1.52%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.33%
Original Mortgage
$152,000
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 24, 2003
Sold by
Rimbo Richard G and Rimbo Michelle A
Bought by
Mendoza Obed S and Mendoza Rebekah K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,800
Interest Rate
5.12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 26, 1998
Sold by
Lord & Essex Inc
Bought by
Rimbo Richard G and Klak Michelle A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,925
Interest Rate
7.27%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $162,500 First American Title
Warranty Deed $171,000 Stewart Title Company
Warranty Deed $136,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $139,700 New Conventional
Closed $152,000 New Conventional
Previous Owner $147,200 New Conventional
Previous Owner $147,200 New Conventional
Previous Owner $165,800 Purchase Money Mortgage
Previous Owner $10,000 Credit Line Revolving
Previous Owner $132,925 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/23/2025 06/23/25 Pending -- -- --
06/19/2025 06/19/25 For Sale $315,900 +94.4% $226 / Sq Ft
07/09/2015 07/09/15 Sold $162,500 -1.5% $116 / Sq Ft
05/19/2015 05/19/15 Pending -- -- --
05/15/2015 05/15/15 For Sale $165,000 -- $118 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,695 $89,194 $15,246 $73,948
2023 $5,940 $78,241 $13,374 $64,867
2022 $5,940 $71,781 $12,270 $59,511
2021 $5,600 $65,854 $11,257 $54,597
2020 $5,416 $63,321 $10,824 $52,497
2019 $5,044 $58,549 $10,824 $47,725
2018 $4,751 $55,115 $10,189 $44,926
2017 $4,592 $50,797 $9,391 $41,406
2016 $4,384 $48,148 $8,901 $39,247
2015 $4,077 $43,377 $8,019 $35,358
2014 -- $42,113 $7,785 $34,328
2013 -- $42,539 $7,864 $34,675
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08924329

Midwest Real Estate Data (MRED)

APN: 03-02-451-013