$450,000
SOLD JUL 8, 2025
4 Beds
2.5 Baths
2,821 Sq Ft
0.25 Acres

Recently Sold

$160 Per Sq Ft

3 Days on Market

Highlights

  • Clubhouse
  • Property is near a park
  • Loft
  • Oswego High School Rated A-
  • Wood Flooring
  • Granite Countertops

About This Home

As of July 2025

Welcome to this beautifully maintained 4-bedroom, 2.5-bath home in highly sought after Summer Gate at Southbury! Built in 2015, this spacious two-story offers a freshly painted interior and brand new carpeting throughout the entire second level. The main level features rich hardwood flooring and an open-concept layout perfect for everyday living and entertaining. At the heart of the home th large kitchen is a standout with 42" cherrywood cabinets, granite countertops, stainless steel appliances, an island, and a walk-in pantry-flowing seamlessly into a generous breakfast area. Upstairs, you'll find a versatile loft space, ideal for a home office, playroom, or second living area. The primary suite features a luxurious ensuite bath with dual sinks, a soaking tub, and a separate shower. Three additional bedrooms offer plenty of space for family or guests. The full, unfinished basement provides incredible potential for future living space or storage. Enjoy outdoor living in the expansive backyard with a brick paver patio and built-in firepit. Complete with a 2-car garage this home offers access to resort-style amenities, including multiple pools, a clubhouse, a state-of-the-art fitness center, scenic walking trails, and beautifully maintained parks. You will enjoy top-notch Oswego schools, District #308 and the home's proximity to shopping, dining and entertainment ensures the perfect balance of suburban charm and modern convenience. The water heater was replaced in 2024, HVAC, windows and roof - 2015. Schedule your showing today!!

Last Agent to Sell the Property

Amy Kite

Keller Williams Infinity License #475132989 Listed on: 06/04/2025

Keller Williams Infinity

Co-Listed By

Sherry Landa

Keller Williams Infinity License #475167181

Last Buyer's Agent

Paris Pinkney

eXp Realty License #475199871

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,821

Year Built

  • Built in 2015

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 93 x 147 x 56 x 147
  • Fenced

HOA Fees

  • $67 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,821 Sq Ft Home
  • 2-Story Property
  • Window Screens
  • Family Room
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Loft
  • Carbon Monoxide Detectors

Kitchen

  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Patio
  • Fire Pit

Location

  • Property is near a park

Schools

  • Southbury Elementary School
  • Traughber Junior High School
  • Oswego High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Water Softener

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include clubhouse, exercise facilities, pool
  • Manager Association, Phone Number (815) 546-3433
  • Summer Gate At Southbury Subdivision, Starling Floorplan
  • Property managed by Associa Chicagoland

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,821

Year Built

Built in 2015

Lot Details

0

HOA Fees

$67 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Summer Gate at Southbury
  • Year Built: 2015
  • Age: 6-10 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Water Softener
  • Basement: Unfinished, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Flooring: Hardwood, Carpet
  • Interior Amenities: Walk-In Closet(s), Granite Counters, Pantry
  • LivingArea: 2821
  • Other Equipment: CO Detectors, Sump Pump
  • Room Type: Breakfast Room, Pantry, Loft, Walk In Closet
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 2821
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Unfinished Basement Sq Ft: 1140

Exterior Features

  • Construction Materials: Vinyl Siding
  • ExteriorFeatures: Fire Pit
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • List Price: 450000
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Upper Level, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 200
  • Association Fee Frequency: Quarterly
  • Community Features: Clubhouse, Park, Pool, Tennis Court(s), Sidewalks, Street Lights
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Associa Chicagoland
  • Management Contact Name: Manager
  • Management Phone: 815-546-3433

Fee Information

  • Association Fee Includes: Clubhouse, Exercise Facilities, Pool

Schools

  • Elementary School: Southbury Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Traughber Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.252
  • Lot Dimensions: 93 X 147 X 56 X 147
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 5820.71
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 4, 2025
Closed on
Jun 25, 2025
Sold by
Smith Ricky E and Smith Lorena
Bought by
Leonard Naliyah Denay
Seller's Agent
Amy Kite
Keller Williams Infinity
Buyer's Agent
Paris Pinkney
eXp Realty
List Price
$450,000
Sold Price
$450,000
Views
34
Current Estimated Value
$461,403

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,403
Avg. Annual Appreciation
10.53%
Original Mortgage
$360,000
Outstanding Balance
$359,347
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$102,056

Purchase Details

Listed on
May 26, 2015
Closed on
Feb 26, 2016
Sold by
Drh Cambridge Homes Inc
Bought by
Smith Ricky E and Smith Lorena
Seller's Agent
Christopher Naatz
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Non Member
NON MEMBER
List Price
$315,793
Sold Price
$287,000
Premium/Discount to List
-$28,793
-9.12%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.92%
Original Mortgage
$281,801
Interest Rate
3.62%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 25, 2014
Sold by
Oswego 75 Llc
Bought by
Drh Cambridge Homes Inc

Purchase Details

Closed on
Nov 4, 2010
Sold by
Bolnick Andrew J
Bought by
Oswego 75 Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$3,200,000
Interest Rate
4.27%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $450,000 Old Republic Title
Warranty Deed $287,000 First American Title
Warranty Deed -- --
Receivers Deed $3,900,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $360,000 New Conventional
Previous Owner $281,801 FHA
Previous Owner $3,200,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/08/2025 07/08/25 Sold $450,000 0.0% $160 / Sq Ft
06/07/2025 06/07/25 Pending -- -- --
06/04/2025 06/04/25 For Sale $450,000 +56.8% $160 / Sq Ft
02/26/2016 02/26/16 Sold $287,000 -0.3% $102 / Sq Ft View Prior Sale
12/31/2015 12/31/15 Pending -- -- --
12/22/2015 12/22/15 Price Changed $287,990 -0.7% $103 / Sq Ft
12/01/2015 12/01/15 Price Changed $289,990 -3.3% $103 / Sq Ft
11/03/2015 11/03/15 Price Changed $299,990 -3.2% $107 / Sq Ft
10/14/2015 10/14/15 Price Changed $309,990 -1.3% $111 / Sq Ft
09/29/2015 09/29/15 Price Changed $313,990 -0.2% $112 / Sq Ft
09/22/2015 09/22/15 Price Changed $314,490 -0.2% $112 / Sq Ft
09/09/2015 09/09/15 Price Changed $314,990 -0.3% $112 / Sq Ft
05/26/2015 05/26/15 For Sale $315,793 -- $113 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,641 $150,663 $29,976 $120,687
2023 $10,612 $132,161 $26,295 $105,866
2022 $10,612 $123,515 $24,575 $98,940
2021 $9,945 $112,286 $22,341 $89,945
2020 $9,442 $105,930 $21,076 $84,854
2019 $9,131 $101,127 $21,076 $80,051
2018 $9,831 $103,497 $21,570 $81,927
2017 $9,916 $96,726 $20,159 $76,567
2016 $9,536 $91,683 $19,108 $72,575
2015 -- $16 $16 $0
2014 -- $16 $16 $0
2013 -- $16 $16 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12331330

Midwest Real Estate Data (MRED)

APN: 03-16-330-004