$540,000
SOLD JUL 18, 2025

28540 Twain Dr Elkhart, IN 46514

5 Beds
3.5 Baths
5,201 Sq Ft
0.48 Acres

Recently Sold

$104 Per Sq Ft

5% Below List Price

63 Days on Market

Highlights

  • View of Trees or Woods
  • Wood Flooring
  • 3 Car Attached Garage
  • Vaulted Ceiling
  • Balcony
  • Tray Ceiling

About This Home

As of July 2025

Sellers are relocating for work-otherwise, they wouldn't be leaving this incredible home they absolutely love! Located on a beautifully landscaped lot that backs directly to Boot Lake Nature Preserve, this custom-built, 5,000+ sq. ft. masterpiece offers a rare opportunity for luxury living in total privacy. Even better, the sellers have an assumable mortgage at a below-market interest rate of 6.5% for qualified buyers. Inside, you'll find a perfect blend of comfort and elegance with soaring ceilings, oversized windows, and a stunning stone fireplace anchoring the great room. The chef's kitchen features granite countertops, custom cabinetry, a breakfast bar, and updated smart appliances. With 5 bedrooms and 3.5 bathrooms, the layout is flexible and spacious, including a main-level primary suite with an attached bonus room-ideal for a nursery, office, or reading nook. The finished daylight lower level offers a large family room, game room (pool and ping pong tables included!), a full bath, an office or potential 5th bedroom, and abundant storage. Whether you're hosting, working from home, or multi-generational living, this home has the space and layout to adapt to your lifestyle. Step outside to a composite deck and private hot tub, surrounded by mature landscaping and peaceful nature views. All of this just minutes from Granger and close to shopping, dining, and top schools. Don't miss your chance-homes like this are few and far between. Schedule your private showing today! Please schedule all showings through BrokerBay. Email listing agent for any questions!

Last Agent to Sell the Property

Devan Lunceford

Totalis Real Estate Solutions License #RB20001289 Listed on: 04/14/2025

Last Buyer's Agent

Non-BLC Member

MIBOR REALTOR® Association

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,480

Year Built

  • Built in 2005

Lot Details

  • 0.48 Acre Lot
  • Rural Setting
  • Sprinkler System

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Property Views

  • Woods
  • Rural
  • Neighborhood

Home Design

  • Block Foundation
  • Stucco
  • Vinyl Construction Material
  • Stone

Interior Spaces

  • 2.5-Story Property
  • Tray Ceiling
  • Vaulted Ceiling
  • Paddle Fans
  • Entrance Foyer
  • Living Room with Fireplace
  • Attic Access Panel
  • Basement

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Schools

  • Cleveland Elementary School
  • West Side Middle School
  • Elkhart High School

Additional Features

  • Balcony
  • Forced Air Heating and Cooling System

Community Details

  • Golden Pond Subdivision
  • Property managed by Golden Pond HOA

Listing and Financial Details

  • Legal Lot and Block 27 / 377
  • Assessor Parcel Number 200112377018000005
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,480

Year Built

Built in 2005

Lot Details

0

HOA Fees

$13 per month

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2024
  • Year Built: 2005
  • Building Area Total: 5201
  • Garage Y N: Yes
  • Lot Size Acres: 0.48
  • Subdivision Name: Golden Pond
  • Transaction Type: Sale
  • Website: https://my.matterport.com/show/?m=JW5ahZZz81h
  • Accessibility Features YN: No
  • Special Features: VirtualTour

Interior Features

  • Basement: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Electric Oven, Refrigerator, Washer
  • Levels: Two and a Half
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 1847
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Interior Amenities: Attic Access, Breakfast Bar, Built-in Features, Tray Ceiling(s), Vaulted Ceiling(s), Entrance Foyer, Paddle Fan, Hardwood Floors, Smart Thermostat, Walk-In Closet(s)
  • Living Area: 5201
  • Main Level Bedrooms: 1
  • Eating Area: Breakfast Room,Formal Dining Room
  • Basement Full Bathrooms: 1
  • Main Level Full Bathrooms: 1
  • Main Level Sq Ft: 2625
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 1
  • Upper Level Sq Ft: 729
  • Rooms Basement: 5

Exterior Features

  • Construction Materials: Stone, Stucco, Vinyl With Stone
  • Exterior Features: Balcony, Sprinkler System
  • Foundation Details: Block
  • List Price: 549900
  • View: Neighborhood, Rural, Trees/Woods
  • View Y N: Yes
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Attached
  • Garage Sq Ft: 720

Utilities

  • Cooling: Central Air
  • Heating: Forced Air
  • Water Source: Private
  • Solid Waste: No

Condo/Co-op/Association

  • Association Fee: 150
  • Association Fee Frequency: Annually
  • Association YN: Yes
  • Management Company Name: Golden Pond HOA

Schools

  • Middle Or Junior School: West Side Middle School

Lot Info

  • Lot Features: Rural - Subdivision
  • Property Attached Yn: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 20822
  • Parcel Number: 200112377018000005
  • Acres: 1/4-1/2 Acre
  • Price Acre: 1125000

Tax Info

  • Tax Annual Amount: 8480
  • Tax Block: 377
  • Tax Lot: 27
  • Semi Annual Property Tax Amt: 4240

MLS Schools

  • Elementary School: Cleveland Elementary School
  • High School: Elkhart High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 5, 2024
Closed on
Dec 20, 2024
Sold by
Bender Trevor
Bought by
Brenaman Garrett and Brenaman Apolonia
Seller's Agent
Marilyn Mausar
Cressy & Everett - South Bend
Buyer's Agent
Mary Dale
Coldwell Banker Real Estate Group
List Price
$575,000
Sold Price
$516,000
Premium/Discount to List
-$59,000
-10.26%
Views
155

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.56%
Original Mortgage
$506,653
Outstanding Balance
$505,345
Interest Rate
6.78%
Mortgage Type
FHA
Estimated Equity
$48,743

Purchase Details

Listed on
May 13, 2019
Closed on
Aug 15, 2019
Sold by
Bradley William W
Bought by
Bender Trevor
Seller's Agent
Patricia Graham
Keller Williams Realty Group
Buyer's Agent
David Rogers
Cressy & Everett- Elkhart
List Price
$394,000
Sold Price
$362,000
Premium/Discount to List
-$32,000
-8.12%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.78%
Original Mortgage
$0
Interest Rate
3.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 13, 2019
Closed on
Jul 30, 2019
Sold by
Bradley William W and Bradley Naomi M
Bought by
Bender Trevor
Seller's Agent
Patricia Graham
Keller Williams Realty Group
Buyer's Agent
David Rogers
Cressy & Everett- Elkhart
List Price
$394,000
Sold Price
$362,000
Premium/Discount to List
-$32,000
-8.12%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$0
Interest Rate
3.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 4, 2005
Sold by
Pheasant Ridge Development Co Inc
Bought by
Bradley William W and Bradley Naomi M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$254,800
Interest Rate
4.5%
Mortgage Type
Construction
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $516,000 Metropolitan Escrow & Title Ll
Warranty Deed -- New Title Company Name
Warranty Deed -- New Title Company Name
Corporate Deed -- Metropolitan Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $506,653 FHA
Previous Owner $309,000 New Conventional
Previous Owner $0 New Conventional
Previous Owner $254,800 Construction
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/18/2025 07/18/25 Sold $540,000 -1.8% $104 / Sq Ft
06/16/2025 06/16/25 Pending -- -- --
05/16/2025 05/16/25 Price Changed $549,900 -1.8% $106 / Sq Ft
05/03/2025 05/03/25 Price Changed $559,900 -1.8% $108 / Sq Ft
04/14/2025 04/14/25 For Sale $569,900 +10.4% $110 / Sq Ft
12/20/2024 12/20/24 Sold $516,000 -6.2% $102 / Sq Ft
12/10/2024 12/10/24 Pending -- -- --
11/12/2024 11/12/24 Price Changed $549,900 -2.7% $108 / Sq Ft
10/23/2024 10/23/24 Price Changed $564,900 -0.9% $111 / Sq Ft
10/01/2024 10/01/24 Price Changed $569,900 -0.9% $112 / Sq Ft
09/05/2024 09/05/24 For Sale $575,000 +58.8% $113 / Sq Ft
07/29/2019 07/29/19 Sold $362,000 -3.5% $71 / Sq Ft
06/20/2019 06/20/19 Pending -- -- --
06/17/2019 06/17/19 Price Changed $375,000 -4.8% $74 / Sq Ft
05/13/2019 05/13/19 For Sale $394,000 -- $78 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,479 $473,600 $30,000 $443,600
2022 $8,479 $401,600 $30,000 $371,600
2021 $7,033 $380,500 $30,000 $350,500
2020 $6,227 $377,500 $30,000 $347,500
2019 $4,006 $367,600 $30,000 $337,600
2018 $3,906 $355,800 $30,000 $325,800
2017 $3,738 $339,600 $30,000 $309,600
2016 $3,279 $299,100 $30,000 $269,100
2014 $3,019 $281,600 $30,000 $251,600
2013 $2,719 $271,900 $30,000 $241,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22032428

MIBOR Broker Listing Cooperative®

APN: 20-01-12-377-018.000-005