$87,444
SOLD JAN 23, 2025
1 Bed
1 Bath
783 Sq Ft
3,970 Sq Ft Lot

Recently Sold

$112 Per Sq Ft

7% Below List Price

31 Days on Market

Highlights

  • Wood Flooring
  • Cottage
  • Stainless Steel Appliances
  • No HOA
  • Formal Dining Room
  • 5-minute walk to Barb Cook Park

About This Home

As of May 2025

Hidden diamond in the rough with off street parking! Cute fenced in backyard, Full basement and SS appliances in the Kitchen! Newer roof ready for your updates!

Last Agent to Sell the Property

Missy Emory

Huff Realty - CC License #201924 Listed on: 11/19/2024

Huff Realty - CC

Last Buyer's Agent

Missy Emory

Huff Realty - CC License #201924 Listed on: 11/19/2024

Huff Realty - CC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,269

Home Design

  • Cottage
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 783 Sq Ft Home
  • 1-Story Property
  • Chandelier
  • Fireplace
  • Vinyl Clad Windows
  • Living Room
  • Formal Dining Room
  • Wood Flooring

Kitchen

  • Galley Kitchen
  • Electric Range
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Parking

  • No Garage
  • Driveway

Schools

  • Ninth District Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Additional Features

  • Porch
  • 3,970 Sq Ft Lot
  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • HUD Owned
  • Assessor Parcel Number 055-24-01-011.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,269

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.09
  • Lot Size: of record
  • Directions: 275 to Rte 17 exit North on Madison Ave. property on the right
  • Architectural Style: Cottage
  • New Construction: No
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Ninth District Elementary
  • Location Tax Legal Info:Middle or Junior School: Holmes Middle School
  • Location Tax Legal Info:High School: Holmes Senior High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: of record
  • General Property Description:Approx SqFt2: 784.0
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.0911
  • General Property Description:Living Area: 783.0
  • General Property Description:Lot Size Square Feet: 3970.0
  • Location Tax Legal Info:Tax ID: 055-24-01-011.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Room Type:Living Room4: Yes
  • Laundry Features:In Basement: Yes
  • Architecture:Cottage: Yes
  • Property Ownership:HUD Owned: Yes
  • Special Listing Conditions:HUD Owned2: Yes
  • Special Features: None

Interior Features

  • Basement: Full, Unfinished, Walk-Out Access
  • Heating: Forced Air
  • Levels: One
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Electric Range, Dishwasher, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Fireplace: No
  • Living Area: 783.0
  • Window Features: Vinyl Frames
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Basement:Unfinished2: Yes
  • Basement:Walk-Out Access7: Yes
  • Appliances:Electric Range: Yes
  • Dining Room Features:Chandelier: Yes
  • Primary Bedroom Features:Hardwood Floors18: Yes
  • Kitchen Features:Galley Kitchen: Yes
  • Living Room Features:See Remarks11: Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Vinyl Siding
  • Foundation Details: Block
  • Patio And Porch Features: Porch
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Porch: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, No Garage
  • Parking Features:Driveway: Yes
  • Parking Features:No Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: In Basement
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Ninth District Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Lot Size Sq Ft: 3970.0
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 17, 2025
Closed on
May 16, 2025
Sold by
Lionkat Llc
Bought by
Viox Michelle
Seller's Agent
Missy Emory
Huff Realty - CC
Buyer's Agent
Missy Emory
Huff Realty - CC
List Price
$184,900
Sold Price
$178,900
Premium/Discount to List
-$6,000
-3.24%
Views
220

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-46.91%
Original Mortgage
$175,659
Outstanding Balance
$175,659
Interest Rate
6.64%
Mortgage Type
FHA
Estimated Equity
-$19,034

Purchase Details

Listed on
Nov 19, 2024
Closed on
Jan 17, 2025
Sold by
Secretary Of Housing And Urban Developme
Bought by
Lionkat Llc
Seller's Agent
Missy Emory
Huff Realty - CC
Buyer's Agent
Missy Emory
Huff Realty - CC
List Price
$94,000
Sold Price
$87,444
Premium/Discount to List
-$6,556
-6.97%
Views
96

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
906.56%

Purchase Details

Closed on
Aug 27, 2024
Sold by
Pennymac Loan Services Llc
Bought by
Secretary Of Housing And Urban Development

Purchase Details

Closed on
Nov 29, 2023
Sold by
Master Commissioner Of The Kenton Circui
Bought by
Pennymac Loan Services Llc

Purchase Details

Listed on
Jan 4, 2021
Closed on
Feb 10, 2021
Sold by
Wells Michael Vernon
Bought by
Schweer Janet
Seller's Agent
Krysty Matthews
Huff Realty - CC
Buyer's Agent
Stacy Meece
Berkshire Hathaway Home Services Professional Realty
List Price
$85,000
Sold Price
$96,500
Premium/Discount to List
$11,500
13.53%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.47%
Original Mortgage
$94,751
Interest Rate
2.7%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 18, 2019
Sold by
Wells Jackie Vernon and Wells Mildred
Bought by
Wells Michael Vernon

Purchase Details

Closed on
Apr 11, 2006
Sold by
Wells Jackie V
Bought by
Wells Jackie

Purchase Details

Closed on
Nov 13, 1998
Sold by
Contimortgage Corp
Bought by
Pruitt Dorothy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$20,400
Interest Rate
6.58%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $178,900 Springdale Title
Special Warranty Deed $87,444 None Listed On Document
Special Warranty Deed -- None Listed On Document
Commissioners Deed $93,500 None Listed On Document
Deed $96,500 Assure Title Llc
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Deed $25,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $175,659 FHA
Closed $175,659 FHA
Previous Owner $94,751 FHA
Previous Owner $500 Unknown
Previous Owner $20,400 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/16/2025 05/16/25 Sold $178,900 0.0% $228 / Sq Ft
04/14/2025 04/14/25 Pending -- -- --
04/02/2025 04/02/25 Price Changed $178,900 -0.6% $228 / Sq Ft
03/29/2025 03/29/25 Price Changed $179,900 -2.7% $230 / Sq Ft
03/28/2025 03/28/25 For Sale $184,900 0.0% $236 / Sq Ft
03/24/2025 03/24/25 Pending -- -- --
03/19/2025 03/19/25 Price Changed $184,900 -2.6% $236 / Sq Ft
03/12/2025 03/12/25 Price Changed $189,900 -1.6% $243 / Sq Ft
03/12/2025 03/12/25 Price Changed $192,900 -1.0% $246 / Sq Ft
03/06/2025 03/06/25 For Sale $194,900 0.0% $249 / Sq Ft
02/19/2025 02/19/25 Pending -- -- --
02/17/2025 02/17/25 For Sale $194,900 +122.9% $249 / Sq Ft
01/23/2025 01/23/25 Sold $87,444 -7.0% $112 / Sq Ft
12/20/2024 12/20/24 Pending -- -- --
11/19/2024 11/19/24 For Sale $94,000 -2.6% $120 / Sq Ft
02/17/2021 02/17/21 Sold $96,500 +5.5% $123 / Sq Ft
01/06/2021 01/06/21 Pending -- -- --
01/04/2021 01/04/21 Price Changed $91,500 +7.6% $117 / Sq Ft
01/04/2021 01/04/21 For Sale $85,000 -- $109 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,269 $96,500 $5,000 $91,500
2023 $1,285 $96,500 $5,000 $91,500
2022 $1,324 $96,500 $5,000 $91,500
2021 $1,047 $65,000 $5,000 $60,000
2020 $1,042 $65,000 $5,000 $60,000
2019 $1,053 $65,000 $5,000 $60,000
2018 $1,074 $65,000 $5,000 $60,000
2017 $1,089 $65,000 $8,000 $57,000
2015 $1,347 $65,000 $8,000 $57,000
2014 $1,281 $65,000 $8,000 $57,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 628179

Northern Kentucky Multiple Listing Service

APN: 055-24-01-011.00