NOT LISTED FOR SALE

Estimated Value: $373,000 - $462,000

3 Beds
2 Baths
2,174 Sq Ft
$197/Sq Ft Est. Value

Last Sold October 16, 2023

Last sale price $469,000 $216 Per Sq Ft

Est. 9% decrease in value since last sale

Current estimated payment $2,814/month

24 Days on Market

Highlights

  • Screened Pool
  • Gated Community
  • Florida Architecture
  • Frank E. Brigham Academy Rated 9+
  • Open Floorplan
  • Main Floor Primary Bedroom

About This Home

As of October 2023

Welcome to the gated and highly-desirable community of Ruby Lake, ideally positioned on the shores of both Lake Ruby and Lake Bess the community features meticulous homes, breathtaking natural surroundings and a location that makes daily life convenient and enjoyable. 290 Ruby Lake Lane is an immaculate 3-bedroom, 2-bath pool home that defines the best of Florida living. Nestled on a generously sized lot, this residence is surrounded by lush tropical landscaping, ensuring both seclusion and natural beauty. Step inside, and you'll be greeted by a thoughtfully designed floor plan with high ceilings, exquisite crown molding, and a flowing floorplan, providing ease of use and comfort. Whether entertaining in the formal living and dining spaces or unwinding in the cozy family room, every moment in this home is a true pleasure. Family room has custom built-ins, ceiling fan, and a set of sliding doors that fully pocket to reveal panoramic pool views and invite refreshing breezes. The kitchen has been nicely updated and finished with solid surface counters, modern stainless-steel appliances, double ovens, glass tile backsplash, ample storage and dual closet pantries. A spacious master suite beckons, featuring poolside access, a walk-in closet, and an en-suite bath complete with dual sinks, a jetted tub, and a tiled walk-in shower. Two additional generously sized bedrooms provide versatile accommodation options and convenient access to the full guest bath, which cleverly doubles as a pool bath. The indoor laundry room increases this homes functionality, complete with washer, dryer and storage shelving. Nestled within a fully-fenced backyard, the heated pool and spa stand as a serene focal point, embraced by mature landscaping. This meticulously designed oasis ensures both enhanced privacy and enjoyment, creating the perfect setting for relaxing weekends or entertaining with family and friends. Notable extras and updates increase this homes appeal and value, including a newer architectural shingle roof in December 2021, new exterior paint in 2019, economical irrigation well, electric pool/spa heater, 2 car garage with bump out for extra work/storage space, security system and more. Residents of Ruby Lake enjoy living in one of the most well-kept and established communities in the area with wide streets for walking and biking, serene ponds with park benches, and a location that is very convenient. Located just moments away from Legoland, the Peppa Pig Theme Park, an eclectic downtown district, dining, shopping and schools. Situated between Tampa and Orlando for easy commutes, 1 hour drive to Disney and approximately 1.5 hours to east and west coast beaches. Schedule your private tour today and experience the best of Central Florida living.

Last Agent to Sell the Property

Michael Stone

THE STONES REAL ESTATE FIRM Brokerage Phone: 863-412-2080 License #3103005 Listed on: 08/21/2023

Co-Listed By

Deanna Stone

THE STONES REAL ESTATE FIRM Brokerage Phone: 863-412-2080 License #678978

Last Buyer's Agent

Carmen Padilla

LOCKHART & ASSOCIATES INC License #3504662

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,797

Year Built

  • Built in 2002

Lot Details

  • 10,302 Sq Ft Lot
  • West Facing Home
  • Vinyl Fence
  • Mature Landscaping
  • Well Sprinkler System
  • Landscaped with Trees

HOA Fees

  • $63 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,174 Sq Ft Home
  • Open Floorplan
  • Built-In Features
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Shades
  • French Doors
  • Sliding Doors
  • Family Room
  • Formal Dining Room
  • Inside Utility
  • Pool Views
  • Home Security System

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Screened Pool
  • Heated In Ground Pool
  • In Ground Spa
  • Gunite Pool
  • Fence Around Pool

Outdoor Features

  • Covered Patio or Porch

Schools

  • Chain O Lakes Elementary School
  • Denison Middle School
  • Lake Region High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Don Asher & Associates Michellette Ramos Association, Phone Number (407) 425-4561
  • Visit Association Website
  • Ruby Lake Subdivision
  • The community has rules related to deed restrictions, vehicle restrictions

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,797

Year Built

Built in 2002

Lot Details

0

HOA Fees

$63 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2174
  • Lot Size Acres: 0.24
  • New Construction: No
  • Year Built: 2002
  • Building Area Total: 2819
  • Lot Size Sq Ft: 10302
  • Directions to Property: Cypress Gardens Blvd to W Lake Ruby Dr - W Lake Ruby then make your first available left onto N Lake Ruby Drive - N Lake Ruby Drive to the gated entrance of Ruby Lake - Once through the gate make your first available right onto Ruby Lake Lane - Take a left on Ruby Lake Place - Immediate left on Ruby Lake Lane - Home will be on your left.
  • Status: Sold
  • Co List Office Mls Id: MFR25502586
  • Co List Office Phone: 863-412-2080
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow City: Winter Haven
  • Escrow Postal Code: 33880
  • Escrow State: FL
  • Escrow Street Name: Magnolia Ave SW
  • Escrow Street Number: 255
  • List Office Head Office Key Nume: 172574224
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 215.73
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • Tax Year: 2022
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Master Bedroom Main Floor, Open Floorplan, Solid Surface Counters, Split Bedroom, Walk-In Closet(s), Window Treatments
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Spa Features: In Ground
  • Spa Yn: Yes
  • Window Features: Shades
  • Street Number Modifier: 290
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Family Room,Formal Dining Room Separate,Formal Living Room Separate,Inside Utility
  • Living Area Meters: 201.97
  • Room Count: 12

Exterior Features

  • Direction Faces: West
  • Pool Features: Gunite, Heated, In Ground, Screen Enclosure
  • Exterior Features: French Doors, Irrigation System, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • View: Pool
  • Waterfront: No
  • Patio and Porch Features: Covered, Rear Porch, Screened
  • Road Surface Type: Paved
  • Disclosures: HOA/PUD/Condo Disclosure, Seller Property Disclosure
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2016-12-22
  • Flood Zone Panel: 12105C0535H

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Well, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Gated Community - No Guard
  • Association Amenities: Gated, Vehicle Restrictions
  • Association Fee: 750
  • Association Fee Frequency: Annually
  • Association Name: Don Asher & Associates - Michellette Ramos
  • Phone: 407-425-4561
  • Association: Yes
  • Security: Gated Community, Security System
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Must contact the HOA directly to confirm all pet rules and restrictions.
  • Association Fee Requirement: Required
  • Association Email: michellette@donasher.com
  • Association URL: RubyLake.org

Fee Information

  • Total Annual Fees: 750.00
  • Total Monthly Fees: 62.50
  • Monthly HOA Amount: 62.50

Schools

  • Elementary School: Chain O Lakes Elem
  • High School: Lake Region High
  • Middle Or Junior School: Denison Middle

Lot Info

  • Parcel Number: 27-29-07-855608-001950
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: City Limits, Paved
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 957
  • Zoning Compatible YN: 1

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Must contact the HOA directly to confirm all leasing rules and restrictions.

Tax Info

  • Tax Annual Amount: 2797
  • Tax Book Number: 12-49-50
  • Tax Lot: 195

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 21, 2023
Closed on
Oct 16, 2023
Sold by
Oshaughnessy James E and Oshaughnessy Barbara A
Bought by
Justman Karin E
Seller's Agent
Michael Stone
THE STONES REAL ESTATE FIRM
Buyer's Agent
Carmen Padilla
LOCKHART & ASSOCIATES INC
List Price
$469,000
Sold Price
$469,000
Views
111
Current Estimated Value
$428,541

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$40,459
Avg. Annual Appreciation
-2.34%

Purchase Details

Closed on
Mar 22, 2002
Sold by
Cassidy Organization Inc
Bought by
Oshaughnessy James E and Oshaughnessy Barbara A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,000
Interest Rate
6.86%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Justman Karin E $469,000 None Listed On Document
Oshaughnessy James E $190,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Shaughnessy James E O $141,903
Previous Owner Oshaughnessy James E $36,404
Previous Owner Oshaughnessy James E $175,500
Previous Owner Oshaughnessy James E $175,500
Previous Owner Oshaughnessy James E $171,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/16/2023 10/16/23 Sold $469,000 0.0% $216 / Sq Ft
09/15/2023 09/15/23 Pending -- -- --
08/21/2023 08/21/23 For Sale $469,000 -- $216 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,860 $341,629 $76,000 $265,629
2024 $1,484 $351,659 $76,000 $275,659
2023 $1,484 $195,454 $0 $0
2022 $2,797 $189,761 $0 $0
2021 $2,800 $184,234 $0 $0
2020 $2,768 $181,690 $0 $0
2018 $2,703 $174,293 $0 $0
2017 $2,504 $170,708 $0 $0
2016 $2,633 $167,197 $0 $0
2015 $2,507 $166,035 $0 $0
2014 $2,584 $164,717 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: P4926964

Stellar MLS

APN: 27-29-07-855608-001950