Seller's Agent in 2023
Jake Kellerhals
Greater Downtown Realty dba Keller Williams Realty
(706) 217-8133
11 in this area
1,579 Total Sales
305 Cross Creek Dr Unit 1 Chattanooga, TN 37415
Falling Water NeighborhoodEstimated Value: $479,510 - $539,000
4
Beds
3
Baths
2,184
Sq Ft
$227/Sq Ft
Est. Value
Highlights
- In Ground Pool
- Deck
- No HOA
- 0.83 Acre Lot
- Separate Formal Living Room
- Porch
About This Home
As of October 2023Welcome to 305 Cross Creek Drive. With 4 bedrooms and 3 full bathrooms, this spacious modern design provides comfort and style while allowing enough space for a family and entertaining. At almost 2,200 square feet, this home stands on a level lot, offering ample room to relax and play. Enjoy one of the largest lots in the neighborhood, with a fully restored private inground pool, a creek running along the far edge, and your own backyard oasis. Every detail of this home has been thoughtfully renovated. The custom kitchen cabinets are a testament to the meticulous craftsmanship that went into creating this culinary haven. New electrical, plumbing, HVAC system, roof, windows, decks, driveway, and much more ensure worry-free living. A new custom fence adds privacy and charm, creating an ideal space for gatherings. The decks extend both lower and upper living areas to the outdoors, seamlessly blending relaxation and entertainment. Enjoy the luxury of custom bathrooms, designed with modern amenities and elegant finishes. Nestled in desirable Red Bank, this home offers not just a living space, but a lifestyle. Explore local attractions, embrace convenience, and relish the charm of Chattanooga living. 305 Cross Creek Dr is more than a home; it's a statement of comfort, style, and sophistication. Schedule and appointment today to experience it firsthand.
Last Agent to Sell the Property
Greater Downtown Realty dba Keller Williams Realty Brokerage Phone: 7062178133 License #350028,325426 Listed on: 09/08/2023
Last Buyer's Agent
Greater Downtown Realty dba Keller Williams Realty License #358989,328768
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,469
Year Built
- Built in 1974
Lot Details
- 0.83 Acre Lot
- Lot Dimensions are 138.51x300
Parking
- 2 Car Garage
Home Design
- Brick Exterior Construction
- Asphalt Roof
Interior Spaces
- 2,184 Sq Ft Home
- Property has 3 Levels
- Wood Burning Fireplace
- ENERGY STAR Qualified Windows
- Separate Formal Living Room
- Den with Fireplace
- Recreation Room with Fireplace
- Fire and Smoke Detector
- Finished Basement
Kitchen
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- 3 Full Bathrooms
Outdoor Features
- In Ground Pool
- Deck
- Patio
- Porch
Schools
- Alpine Crest Elementary School
- Red Bank Middle School
- Red Bank High School
Utilities
- Cooling Available
- Central Heating
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
- Cross Creek #1 Subdivision
Listing and Financial Details
- Assessor Parcel Number 099B C 008
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 8, 2023
Closed on
Oct 4, 2023
Sold by
Cross Creek Constructors Llc
Bought by
Clifton Clarence and Clifton Laurie
Seller's Agent
Jake Kellerhals
Greater Downtown Realty dba Keller Williams Realty
Buyer's Agent
Sarah Ketterer
Greater Downtown Realty dba Keller Williams Realty
List Price
$439,900
Sold Price
$445,000
Premium/Discount to List
$5,100
1.16%
Views
113
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$51,628
Avg. Annual Appreciation
6.32%
Original Mortgage
$275,000
Outstanding Balance
$270,918
Interest Rate
7.23%
Mortgage Type
New Conventional
Estimated Equity
$225,710
Purchase Details
Listed on
Jan 26, 2023
Closed on
Feb 14, 2023
Sold by
Freedom Mortgage Corporation
Bought by
Cross Creek Constructors Llc
Seller's Agent
Nate Durham
Chattanooga Real Estate Group LLC
Buyer's Agent
Jake Kellerhals
Keller Williams Realty
List Price
$159,900
Sold Price
$187,000
Premium/Discount to List
$27,100
16.95%
Views
324
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
334.68%
Original Mortgage
$267,388
Interest Rate
6.15%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 2, 2022
Sold by
Rubin Lublin Tn Pllc
Bought by
Freedom Mortgage Corporation
Purchase Details
Closed on
Sep 3, 2014
Sold by
Smith Jehu L and Smith Sandra K
Bought by
Smith Jehu L and Smith Sandra K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$178,178
Interest Rate
4.2%
Mortgage Type
VA
Purchase Details
Closed on
Mar 14, 2011
Sold by
Jenkins Jerald E and Jenkins Patricia A
Bought by
Smith J L and Smith Sandra K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$177,713
Interest Rate
3%
Mortgage Type
VA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Clifton Clarence | $445,000 | First Title | |
| Cross Creek Constructors Llc | $187,000 | Mortgage Connect | |
| Freedom Mortgage Corporation | $200,330 | -- | |
| Smith Jehu L | -- | Liberty Title Company Llc | |
| Smith J L | $161,400 | Realty Center Title & Escrow |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Clifton Clarence | $275,000 | |
| Previous Owner | Cross Creek Constructors Llc | $267,388 | |
| Previous Owner | Smith Jehu L | $187,010 | |
| Previous Owner | Smith Jehu L | $178,178 | |
| Previous Owner | Smith J L | $173,223 | |
| Previous Owner | Smith J L | $177,713 | |
| Previous Owner | Smith J L | $166,726 | |
| Previous Owner | Jenkins Jerald E | $75,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/04/2023 10/04/23 | Sold | $445,000 | +1.2% | $204 / Sq Ft |
| 09/11/2023 09/11/23 | Pending | -- | -- | -- |
| 09/08/2023 09/08/23 | For Sale | $439,900 | +135.2% | $201 / Sq Ft |
| 03/01/2023 03/01/23 | Sold | $187,000 | +16.9% | $86 / Sq Ft |
| 02/12/2023 02/12/23 | Off Market | $159,900 | -- | -- |
| 01/26/2023 01/26/23 | For Sale | $159,900 | -- | $73 / Sq Ft |
Source: Realtracs
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,927 | $86,125 | $0 | $0 |
| 2023 | $1,231 | $55,025 | $0 | $0 |
| 2022 | $1,231 | $55,025 | $0 | $0 |
| 2021 | $1,231 | $55,025 | $0 | $0 |
| 2020 | $1,175 | $42,475 | $0 | $0 |
| 2019 | $1,175 | $42,475 | $0 | $0 |
| 2018 | $1,094 | $42,475 | $0 | $0 |
| 2017 | $1,175 | $42,475 | $0 | $0 |
| 2016 | $1,152 | $0 | $0 | $0 |
| 2015 | $2,230 | $41,675 | $0 | $0 |
| 2014 | $2,230 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jake Kellerhals
-
N
Seller's Agent in 2023
Nate Durham
Chattanooga Real Estate Group LLC
-
Aaron Kennedy
A
Seller Co-Listing Agent in 2023
Aaron Kennedy
Chattanooga Real Estate Group LLC
(423) 413-6209
3 in this area
61 Total Sales
-
Sarah Ketterer
Buyer's Agent in 2023
Sarah Ketterer
Greater Downtown Realty dba Keller Williams Realty
(423) 400-0014
8 in this area
387 Total Sales
Map
Source: Realtracs
MLS Number: 2565781
APN: 099B-C-008
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