309 E 1st St Spencer, IA 51301
Estimated payment $573/month
Highlights
- 1 Car Detached Garage
- Eat-In Kitchen
- Bathroom on Main Level
- Spencer Middle School Rated 9+
- Forced Air Heating and Cooling System
- 1-Story Property
About This Home
Perfect Starter Home for First-Time Buyers! This cozy one-level home offers classic cottage charm with modern updates, including a new furnace and hot water heater (2024). The layout features 2 bedrooms, 1 bath and a basement with potential for added living space. Structurally sound and move-in ready--just add your personal touches! Includes a detached garage, storage shed and a manageable yard. Affordable living with room to grow! Make your MOVE today!
Listing Agent
EXIT Realty Midwest- Spencer/Emmetsburg License #S32043 Listed on: 09/29/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,106
Year Built
- Built in 1947
Lot Details
- 4,840 Sq Ft Lot
- Lot Dimensions are 44 x 110
Parking
- 1 Car Detached Garage
- Shared Driveway
Home Design
- Asphalt Roof
- Aluminum Siding
- Stick Built Home
Interior Spaces
- 879 Sq Ft Home
- 1-Story Property
- Window Treatments
- Basement Fills Entire Space Under The House
- Eat-In Kitchen
Bedrooms and Bathrooms
- 2 Bedrooms
- Bathroom on Main Level
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Assessor Parcel Number 963618205014
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,106 | $100,380 | $14,170 | $86,210 |
| 2024 | $1,106 | $93,030 | $10,930 | $82,100 |
| 2023 | $1,380 | $93,030 | $10,930 | $82,100 |
| 2022 | $1,306 | $78,310 | $10,930 | $67,380 |
| 2021 | $1,322 | $73,120 | $10,930 | $62,190 |
| 2020 | $1,322 | $70,220 | $9,310 | $60,910 |
| 2019 | $1,200 | $65,390 | $0 | $0 |
| 2018 | $1,182 | $65,390 | $0 | $0 |
| 2017 | $1,186 | $62,670 | $0 | $0 |
| 2016 | $1,176 | $62,670 | $0 | $0 |
| 2015 | $1,226 | $65,350 | $0 | $0 |
| 2014 | $930 | $63,410 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/25/2026 03/25/26 | Price Changed | $90,000 | -8.2% | $102 / Sq Ft | |
| 12/03/2025 12/03/25 | Price Changed | $98,000 | -4.9% | $111 / Sq Ft | |
| 10/23/2025 10/23/25 | Price Changed | $103,000 | -3.7% | $117 / Sq Ft | |
| 09/29/2025 09/29/25 | For Sale | $107,000 | +8.6% | $122 / Sq Ft | |
| 09/30/2022 09/30/22 | Sold | $98,500 | -0.5% | $92 / Sq Ft | View Prior Sale |
| 08/01/2022 08/01/22 | Price Changed | $99,000 | -5.7% | $92 / Sq Ft | |
| 06/22/2022 06/22/22 | Price Changed | $105,000 | -4.5% | $98 / Sq Ft | |
| 06/02/2022 06/02/22 | For Sale | $110,000 | -- | $103 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $98,500 | -- | |
| Warranty Deed | $57,000 | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $93,575 | New Conventional | |
| Previous Owner | $45,520 | New Conventional |
Source: Iowa Great Lakes Board of REALTORS®
MLS Number: 251279
APN: 9636-18-205-014
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