309 E 1st St Spencer, IA 51301
Estimated payment $570/month
Highlights
- 1 Car Detached Garage
- Eat-In Kitchen
- Bathroom on Main Level
- Spencer Middle School Rated 9+
- Forced Air Heating and Cooling System
- 1-Story Property
About This Home
Perfect Starter Home for First-Time Buyers! This cozy one-level home offers classic cottage charm with modern updates, including a new furnace and hot water heater (2024). The layout features 2 bedrooms, 1 bath and a basement with potential for added living space. Structurally sound and move-in ready--just add your personal touches! Includes a detached garage, storage shed and a manageable yard. Affordable living with room to grow! Make your MOVE today!
Listing Agent
EXIT Realty Midwest- Spencer/Emmetsburg License #S32043 Listed on: 09/29/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,106
Year Built
- Built in 1947
Lot Details
- 4,840 Sq Ft Lot
- Lot Dimensions are 44 x 110
Parking
- 1 Car Detached Garage
- Shared Driveway
Home Design
- Asphalt Roof
- Aluminum Siding
- Stick Built Home
Interior Spaces
- 879 Sq Ft Home
- 1-Story Property
- Window Treatments
- Basement Fills Entire Space Under The House
- Eat-In Kitchen
Bedrooms and Bathrooms
- 2 Bedrooms
- Bathroom on Main Level
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Assessor Parcel Number 963618205014
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,106 | $100,380 | $14,170 | $86,210 |
| 2024 | $1,106 | $93,030 | $10,930 | $82,100 |
| 2023 | $1,380 | $93,030 | $10,930 | $82,100 |
| 2022 | $1,306 | $78,310 | $10,930 | $67,380 |
| 2021 | $1,322 | $73,120 | $10,930 | $62,190 |
| 2020 | $1,322 | $70,220 | $9,310 | $60,910 |
| 2019 | $1,200 | $65,390 | $0 | $0 |
| 2018 | $1,182 | $65,390 | $0 | $0 |
| 2017 | $1,186 | $62,670 | $0 | $0 |
| 2016 | $1,176 | $62,670 | $0 | $0 |
| 2015 | $1,226 | $65,350 | $0 | $0 |
| 2014 | $930 | $63,410 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/25/2026 03/25/26 | Price Changed | $90,000 | -8.2% | $102 / Sq Ft | |
| 12/03/2025 12/03/25 | Price Changed | $98,000 | -4.9% | $111 / Sq Ft | |
| 10/23/2025 10/23/25 | Price Changed | $103,000 | -3.7% | $117 / Sq Ft | |
| 09/29/2025 09/29/25 | For Sale | $107,000 | +8.6% | $122 / Sq Ft | |
| 09/30/2022 09/30/22 | Sold | $98,500 | -0.5% | $92 / Sq Ft | View Prior Sale |
| 08/01/2022 08/01/22 | Price Changed | $99,000 | -5.7% | $92 / Sq Ft | |
| 06/22/2022 06/22/22 | Price Changed | $105,000 | -4.5% | $98 / Sq Ft | |
| 06/02/2022 06/02/22 | For Sale | $110,000 | -- | $103 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $98,500 | -- | |
| Warranty Deed | $57,000 | None Available |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $93,575 | New Conventional | |
| Previous Owner | $45,520 | New Conventional |
Source: Iowa Great Lakes Board of REALTORS®
MLS Number: 251279
APN: 9636-18-205-014
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