Seller's Agent in 2025
Mindy Garcia
CENTURY 21 Scheetz
(317) 538-9416
1 in this area
36 Total Sales
3136 River Bay Dr N Indianapolis, IN 46240
Clearwater Neighborhood
2
Beds
2
Baths
1,785
Sq Ft
$365/mo
HOA Fee
Highlights
- River Front
- Lake View
- Community Lake
- Clearwater Elementary School Rated A-
- Lake Privileges
- Wood Flooring
About This Home
As of July 2025Located in the desirable Sandy Point community, this well-maintained single-level home offers a rare combination of comfort, convenience, and waterfront living. The floor plan includes two bedrooms, a dedicated office, and a sunroom that provides expansive water views - an ideal space for relaxing or entertaining. Inside, the home has been freshly painted and features new carpet throughout. The open-concept living area includes a gas fireplace and flows seamlessly into the dining and kitchen spaces. The primary suite offers direct access to a private back deck with water views, creating a quiet retreat at the end of the day. Additional features include a two-car garage and a deeded boat dock just steps from the home. Residents also enjoy access to a community pool, tennis and pickleball courts, and a private boat launch - making it easy to take full advantage of the outdoor lifestyle year-round. Sandy Point offers a peaceful setting that remains convenient to shopping, dining, the new library, parks, and interstate access. A rare opportunity to enjoy low-maintenance living in an amenity-rich, well-established community with direct access to the White River.
Last Agent to Sell the Property
CENTURY 21 Scheetz License #RB14050045 Listed on: 04/30/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $4,434
Year Built
- Built in 1984
Lot Details
- River Front
- Sprinkler System
HOA Fees
- $365 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Slab Foundation
- Cement Siding
Interior Spaces
- 1,785 Sq Ft Home
- 1-Story Property
- Family Room with Fireplace
- Combination Kitchen and Dining Room
- Lake Views
Kitchen
- Electric Oven
- Electric Cooktop
- Microwave
- Dishwasher
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Outdoor Features
- River Access
- Lake Privileges
Utilities
- Forced Air Heating and Cooling System
- Water Heater
Listing and Financial Details
- Tax Lot 3
- Assessor Parcel Number 490219104016000800
- Seller Concessions Not Offered
Community Details
Overview
- Association fees include insurance, lawncare, maintenance structure, maintenance, snow removal, trash
- Association Phone (317) 910-0336
- Sandy Point Subdivision
- The community has rules related to covenants, conditions, and restrictions
- Community Lake
Recreation
- Tennis Courts
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 30, 2025
Closed on
Jul 29, 2025
Sold by
Cook Steven C
Bought by
Duke Marcia
Seller's Agent
Mindy Garcia
CENTURY 21 Scheetz
Buyer's Agent
Tod Trafelet
Eco-Realty Partners, LLC
List Price
$380,000
Sold Price
$375,000
Premium/Discount to List
-$5,000
-1.32%
Views
77
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
53.98%
Original Mortgage
$300,000
Outstanding Balance
$299,745
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$105,553
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $300,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/29/2025 07/29/25 | Sold | $375,000 | 0.0% | $210 / Sq Ft |
| 06/21/2025 06/21/25 | Pending | -- | -- | -- |
| 06/18/2025 06/18/25 | Price Changed | $375,000 | -1.3% | $210 / Sq Ft |
| 06/01/2025 06/01/25 | For Sale | $380,000 | 0.0% | $213 / Sq Ft |
| 05/14/2025 05/14/25 | Pending | -- | -- | -- |
| 05/12/2025 05/12/25 | Price Changed | $380,000 | -2.6% | $213 / Sq Ft |
| 04/30/2025 04/30/25 | For Sale | $390,000 | -- | $218 / Sq Ft |
Source: MIBOR Broker Listing Cooperative®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,137 | $328,100 | $80,700 | $247,400 |
| 2023 | $4,137 | $317,300 | $80,600 | $236,700 |
| 2022 | $4,537 | $345,900 | $80,700 | $265,200 |
| 2021 | $4,031 | $292,600 | $29,900 | $262,700 |
| 2020 | $3,562 | $274,200 | $29,800 | $244,400 |
| 2019 | $3,487 | $286,300 | $29,800 | $256,500 |
| 2018 | $3,206 | $269,700 | $29,900 | $239,800 |
| 2017 | $3,081 | $262,500 | $29,900 | $232,600 |
| 2016 | $2,540 | $231,700 | $29,800 | $201,900 |
| 2014 | $2,382 | $229,800 | $29,700 | $200,100 |
| 2013 | $2,417 | $230,800 | $29,700 | $201,100 |
Source: Public Records
Agents Affiliated with this Home
-
Mindy Garcia
-
Austin Cummings
A
Seller Co-Listing Agent in 2025
Austin Cummings
CENTURY 21 Scheetz
(765) 621-1844
1 in this area
7 Total Sales
-
Tod Trafelet
T
Buyer's Agent in 2025
Tod Trafelet
Eco-Realty Partners, LLC
(317) 937-8867
3 in this area
23 Total Sales
Map
Source: MIBOR Broker Listing Cooperative®
MLS Number: 22035979
APN: 49-02-19-104-016.000-800
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
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