$207,000
PENDING OPEN SUN 12PM - 1:30PM

314 Ludford St Ludlow, KY 41016

Estimated payment $1,348/month

Total Views 618
3 Beds
2 Baths
818 Sq Ft
$253 Price per Sq Ft

Highlights

  • Traditional Architecture
  • No HOA
  • Formal Dining Room
  • Wood Flooring
  • Home Office
  • 1 Car Detached Garage

About This Home

Welcome to Ludford Street, where charm meets convenience in the heart of Ludlow! Nestled on a quiet street, this home is perfectly positioned just steps from the scenic Ludford Pass—a unique public walkway offering peaceful strolls alongside the river. Enjoy easy access to Devou Park, one of Northern Kentucky's most beloved outdoor spaces, ideal for hiking, biking, picnicking, and soaking in skyline views. Steps away from Ludlow Bromley Swim Club.

This home offers a blend of small-town charm and natural beauty, all within minutes of downtown Cincinnati. Featuring original hardwood flooring throughout the first floor, original French doors, newly updated bathroom with large shower in the basement, 3 large bedrooms and a large office/study. Whether you're looking to explore the trails, take in the river breeze, or simply enjoy the vibrant Ludlow community, this is the perfect place to call home.

Listing Agent

Lainy Chambliss

Keller Williams Advisors License #271086 Listed on: 07/17/2025

Keller Williams Advisors

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,418

Lot Details

  • 3,675 Sq Ft Lot
  • Lot Dimensions are 35x105

Parking

  • 1 Car Detached Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Stone Foundation
  • Shingle Roof
  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • 818 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Non-Functioning Fireplace
  • Vinyl Clad Windows
  • French Doors
  • Family Room
  • Living Room
  • Formal Dining Room
  • Home Office

Kitchen

  • Gas Range
  • Microwave

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom
  • Laundry in Basement

Schools

  • Mary A. Goetz Elementary School
  • Ludlow Middle School
  • Ludlow High School

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 026-43-01-005.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,418

Lot Details

0

Parking

1

Listing Details

  • Cooling: Window Unit(s)
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.08
  • Lot Size: 35x105
  • Ownership: Consumer
  • Directions: Merge onto I‑71 S / I‑75 S via the ramp toward Lexington / Florence. After the bridge, take Exit 1B from I‑75 S onto US‑127 N / KY‑8 E toward Ludlow / Newport. Continue on KY‑8 E, which parallels the Ohio River—this becomes Madison Avenue in Covington.Once you enter Ludlow, keep following the river: 6th Avenue turns into Ludlow Street. Turn right onto Ludford, house on right.
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Mary A. Goetz Elementary
  • Location Tax Legal Info:Middle or Junior School: Ludlow Middle School
  • Location Tax Legal Info:High School: Ludlow High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 35x105
  • Appliances Microwave: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.0844
  • General Property Description:Living Area: 818.0
  • General Property Description:Lot Size Square Feet: 3675.0
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 026-43-01-005.00
  • Appliances Refrigerators: Yes
  • General Property Description:Fireplaces Total: 1
  • Foundation:Stone3: Yes
  • Laundry Features:In Basement: Yes
  • Cooling:Window Unit(s): Yes
  • Percent Basement Finished: Yes
  • Special Features: OpenHouse

Interior Features

  • Basement: Full Finished Bath, Full, Finished
  • Heating: Natural Gas, Forced Air
  • Levels: One
  • Property Type: Residential
  • Appliances: Gas Range, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Inoperable
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 818.0
  • Window Features: Vinyl Clad Window(s)
  • Full Basement: Yes
  • Appliances:Gas Range: Yes
  • Fireplace Features:Inoperable: Yes
  • Basement:Full Finished Bath: Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Aluminum Siding, Vinyl Siding
  • Foundation Details: Stone
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Vinyl Clad Window(s): Yes
  • Construction Materials:Aluminum Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Detached, Driveway, Garage
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Detached: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: In Basement
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Mary A. Goetz Elementary
  • Junior High Dist: Ludlow Indep
  • High School: Ludlow High
  • Middle Or Junior School: Ludlow Middle School

Lot Info

  • Lot Size Sq Ft: 3675.0

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,418 $186,000 $10,000 $176,000
2023 $1,480 $115,000 $10,000 $105,000
2022 $1,513 $115,000 $10,000 $105,000
2021 $1,425 $97,000 $10,000 $87,000
2020 $1,420 $97,000 $10,000 $87,000
2019 $1,412 $97,000 $10,000 $87,000
2018 $1,403 $97,000 $10,000 $87,000
2017 $1,384 $97,000 $12,000 $85,000
2015 $1,319 $97,000 $12,000 $85,000
2014 $1,267 $97,000 $12,000 $85,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/18/2025 07/18/25 Pending -- -- --
07/17/2025 07/17/25 For Sale $207,000 +11.3% $253 / Sq Ft
11/30/2023 11/30/23 Sold $186,000 -4.6% $155 / Sq Ft
11/02/2023 11/02/23 Pending -- -- --
10/24/2023 10/24/23 For Sale $194,900 -- $162 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Deed $95,500 --
Deed $64,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $183,320 FHA
Closed $182,631 FHA
Closed $30,000 Construction
Closed $94,000 Stand Alone Second
Closed $94,751 FHA
Previous Owner $65,920 VA
Source: Public Records

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Source: Northern Kentucky Multiple Listing Service

MLS Number: 634397

Northern Kentucky Multiple Listing Service

APN: 026-43-01-005.00