$500,000
PRE-FORECLOSURE The borrower is in default on their loan obligation and/or the bank or lender has initiated foreclosure proceedings. This property is occupied, do not disturb the occupants. Trespassing is a criminal offense.

Estimated payment $3,246/month

3 Beds
3 Baths
2,091 Sq Ft
$239 Price per Sq Ft

Highlights

  • 2 Car Attached Garage
  • Patio
  • Laundry Room
  • Largo High School Rated A-
  • Living Room
  • Tile Flooring

About This Home

Nestled among majestic oak trees in the highly sought-after Harbor Bluffs community, this 3-bedroom, 3-bath, 2-car garage home presents a rare opportunity to own in one of Largo’s most desirable neighborhoods. Owned by the same family for over 35 years, this property has been lovingly cared for and is livable as-is, yet ready for a full renovation—making it the perfect opportunity for a buyer eager to add value and customize to taste.
The home offers over 2,000 sq ft of living space with a spacious and versatile layout, including formal living and dining areas, a bright family room with walls of windows overlooking the backyard, a large kitchen with ample cabinetry, and an interior laundry room with sink and additional storage. The primary suite features direct access to the backyard, a large walk-in closet, and an oversized bath with both jetted tub and shower. Two additional bedrooms and baths offer great flexibility for family or guests.
Outside, the property’s large lot offers plenty of room to add a pool or outdoor living area, surrounded by mature landscaping for shade and privacy. The circular driveway provides convenience and curb appeal, while the covered front porch adds a touch of mid-century charm.
Located in a no-flood zone above the flood plain, the home sustained no damage in last year’s storms and is part of a deed-restricted community with a low annual HOA. With a potential post-renovation value easily exceeding $700,000, this property is ideal for cash buyers, investors, or those using a renovation loan.
Centrally located, Harbor Bluffs offers an unparalleled lifestyle—just minutes from award-winning Gulf beaches, boating, golf, fine dining, shopping, and world-class medical facilities. This is your chance to own a piece of Harbor Bluffs and transform this well-built home into a showplace.

Listing Agent

Kelly Parks

COASTAL PROPERTIES GROUP INTER Brokerage Phone: 813-756-1111 License #3259067 Listed on: 11/01/2025

COASTAL PROPERTIES GROUP INTER

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,138

Year Built

  • Built in 1959

Lot Details

  • 0.28 Acre Lot
  • West Facing Home
  • Property is zoned R-3

HOA Fees

  • $34 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,091 Sq Ft Home
  • Ceiling Fan
  • Sliding Doors
  • Living Room
  • Dining Room
  • Laundry Room

Kitchen

  • Built-In Oven
  • Cooktop
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Outdoor Features

  • Patio
  • Rain Gutters

Schools

  • Mildred Helms Elementary School
  • Largo Middle School
  • Largo High School

Utilities

  • Central Heating and Cooling System

Community Details

Listing and Financial Details

  • Legal Lot and Block 11 / S
  • Assessor Parcel Number 05-30-15-35712-019-0110

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,138

Year Built

Built in 1959

Lot Details

0

HOA Fees

$34 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2091
  • Lot Size Acres: 0.28
  • New Construction: No
  • Year Built: 1959
  • Building Area Total: 2841
  • Lot Size Sq Ft: 12079
  • Status: Active
  • Ownership: Fee Simple
  • Escrow City: Tampa
  • Escrow State: FL
  • Escrow Street Name: Henderson Blvd Ste 225
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 239.12
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 813-756-1111
  • Tax Year: 2024
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s)
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Microwave, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Living Area Meters: 194.26

Exterior Features

  • Direction Faces: West
  • Exterior Features: Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Patio
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12103C0112H

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Public
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 405
  • Association Fee Frequency: Annually
  • Association Name: Harbor Bluffs HOA
  • Phone: 727-584-6695
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association URL: www.harborbluffsneighborhood.com

Fee Information

  • Total Annual Fees: 405.00
  • Total Monthly Fees: 33.75
  • Monthly HOA Amount: 33.75

Schools

  • Elementary School: Mildred Helms Elementary-PN
  • High School: Largo High-PN
  • Middle Or Junior School: Largo Middle-PN

Lot Info

  • Zoning: R-3
  • Parcel Number: 05-30-15-35712-019-0110
  • Additional Parcels: No
  • Property Attached Yn: No
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Minimum lease term is 1 year.

Tax Info

  • Tax Annual Amount: 7138
  • Tax Block: S
  • Tax Book Number: 38-58
  • Tax Lot: 11

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,184 $454,581 $293,163 $161,418
2023 $8,184 $465,975 $320,957 $145,018
2022 $7,063 $397,265 $280,620 $116,645
2021 $2,785 $186,768 $0 $0
2020 $2,797 $184,189 $0 $0
2019 $2,745 $180,048 $0 $0
2018 $2,719 $176,691 $0 $0
2017 $2,692 $173,057 $0 $0
2016 $2,667 $169,498 $0 $0
2015 $2,708 $168,320 $0 $0
2014 $2,691 $166,984 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/01/2025 11/01/25 For Sale $500,000 -- $239 / Sq Ft
Source: Stellar MLS

About the Listing Agent

Kelly Parks

COASTAL PROPERTIES GROUP INTER

(727) 610-8035

Section Image

With 25 years of experience and over 2,500 homes sold across Michigan and Florida, I’ve learned that real estate isn’t just about properties—it’s about people, their stories, and the meaningful transitions that shape their lives.

My journey began in Ann Arbor and Jackson, Michigan, where I spent 12 years building a solid foundation in real estate before making my way to the Greater Tampa Bay area, which I’ve proudly served for the past 13 years. Along the way, I’ve had the privilege of

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Source: Stellar MLS

MLS Number: TB8442952

Stellar MLS

APN: 05-30-15-35712-019-0110