NOT LISTED FOR SALE

316 Division St Unit 322 Elgin, IL 60120

Gifford Park Neighborhood

Estimated Value: $478,690

3 Beds
1 Bath
850 Sq Ft
$563/Sq Ft Est. Value

About This Home

This home is located at 316 Division St Unit 322, Elgin, IL 60120 and is currently estimated at $478,690, approximately $563 per square foot. 316 Division St Unit 322 is a home located in Kane County with nearby schools including Ronald D O'Neal Elementary School, Larsen Middle School, and Elgin High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 28, 2024
Sold by
Ivy Quentin P
Bought by
Cage Danielle
Current Estimated Value
$478,690

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$399,000
Outstanding Balance
$393,316
Interest Rate
7.13%
Mortgage Type
New Conventional
Estimated Equity
$81,031

Purchase Details

Closed on
Feb 13, 2021
Sold by
Weststar Industries Llc
Bought by
Ivy Quentin P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$328,932
Interest Rate
3.1%
Mortgage Type
FHA

Purchase Details

Closed on
May 11, 2017
Sold by
Cuming Holdings Llc
Bought by
West Star Industrises Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$54,250
Interest Rate
4.08%
Mortgage Type
Commercial

Purchase Details

Closed on
Oct 14, 2015
Sold by
Ellett Matt
Bought by
Cuming Holdings Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$141,002
Interest Rate
3.91%
Mortgage Type
Commercial

Purchase Details

Closed on
Nov 13, 2012
Sold by
Jpmorgan Chase Bank Na
Bought by
Ellett Matt

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
3.28%
Mortgage Type
Commercial

Purchase Details

Closed on
Jun 1, 2012
Sold by
Naskrent Michael S and Naskrent Michael
Bought by
Jpmorgan Chase Bank Na

Purchase Details

Closed on
Nov 1, 2006
Sold by
Hughes James D and Trust #10002
Bought by
Naskrent Michael S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$292,500
Interest Rate
6.36%
Mortgage Type
Commercial

Purchase Details

Closed on
Dec 6, 2005
Sold by
Naskrent Michael
Bought by
Hughes James D and Trust #10002

Purchase Details

Closed on
Oct 8, 2002
Sold by
Carachure Epifanio
Bought by
Naskrent Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,430
Interest Rate
6.29%
Mortgage Type
Commercial

Purchase Details

Closed on
Aug 3, 2000
Sold by
Bazos Peter C and Bazos Karen J
Bought by
Carachure Epifanio

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,000
Interest Rate
8.24%
Mortgage Type
Commercial

Purchase Details

Closed on
May 16, 1997
Sold by
Union National Bank & Trust Co Of Elgin
Bought by
Bazos Peter C and Bazos Karen J
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cage Danielle $420,000 None Listed On Document
Ivy Quentin P $335,000 First American Title
West Star Industrises Llc $77,500 Chicago Title Insurance Co
Cuming Holdings Llc $151,000 First American Title Co
Ellett Matt $58,500 None Available
Jpmorgan Chase Bank Na $92,240 None Available
Naskrent Michael S -- None Available
Hughes James D -- --
Naskrent Michael $223,000 First American Title Co
Carachure Epifanio $164,000 --
Bazos Peter C -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cage Danielle $399,000
Previous Owner Ivy Quentin P $328,932
Previous Owner Weststar Industries Llc $1,275,000
Previous Owner West Star Industrises Llc $54,250
Previous Owner Cuming Holdings Llc $141,002
Previous Owner Ellett Matt $399,671
Previous Owner Ellett Matt $40,000
Previous Owner Naskrent Michael $292,500
Previous Owner Naskrent Michael S $205,000
Previous Owner Naskrent Michael $200,430
Previous Owner Carachure Epifanio $129,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,457 $80,687 $18,082 $62,605
2023 $6,214 $72,895 $16,336 $56,559
2022 $5,764 $66,468 $14,896 $51,572
2021 $5,544 $62,143 $13,927 $48,216
2020 $5,411 $59,325 $13,295 $46,030
2019 $5,278 $56,510 $12,664 $43,846
2018 $5,273 $53,236 $11,930 $41,306
2017 $1,567 $15,232 $11,998 $3,234
2016 $5,666 $53,124 $11,905 $41,219
2015 -- $48,693 $10,912 $37,781
2014 -- $39,684 $10,777 $28,907
2013 -- $34,555 $11,061 $23,494
Source: Public Records

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