NOT LISTED FOR SALE

319 Ruby Lake Loop Winter Haven, FL 33884

Lake Ashton Neighborhood

Estimated Value: $369,034 - $438,000

4 Beds
3 Baths
2,139 Sq Ft
$193/Sq Ft Est. Value

Last Sold March 08, 2018

Last sale price $220,000 $103 Per Sq Ft

Est. 86% increase in value since last sale

Current estimated payment $2,300/month

63 Days on Market

Highlights

  • Gated Community
  • Open Floorplan
  • Florida Architecture
  • Frank E. Brigham Academy Rated 9+
  • Deck
  • Attic

About This Home

As of March 2018

Perfect SE Winter Haven home with 4 bedrooms, 3 bathrooms and an office in highly sought after Ruby Lake. This spacious residence is located in one of SE Winter Haven's most desirable communities with gated entry, meticulous grounds, wide streets for walking and tranquil waterfront sitting areas. The home itself offers an open great room floor plan with over 2,100 sqft of living space, triple split bedroom layout, spacious family room, formal and casual dining areas, laminate and tile flooring, crown moulding and generous closets throughout. The kitchen is centered in the home with a breakfast bar, morning nook and a closet pantry. Master suite is a spacious 13x16 and offers a large walk-in closet, master bath with corner soaking tub, tiled walk-in shower, dual sinks and tile flooring. Guest bedrooms enjoy easy guest bath access, ceiling fans and double door closets. Inside laundry room off the garage has tiled floors and washtub sink. Screened lanai overlooks the private fully-fenced backyard and is the perfect spot for entertaining family and guests. Other features include: 2 car garage, irrigation system, ceiling fans, plantation shutters, high ceilings, round drywall corners and more. Located in an A-Rated elementary school zone (Chain of Lake Elementary) and is close to shopping, medical facilities and Legoland. Centrally located between Tampa and Orlando. A must see!

Last Agent to Sell the Property

Michael Stone

THE STONES REAL ESTATE FIRM License #3103005 Listed on: 12/07/2017

Co-Listed By

Deanna Stone

THE STONES REAL ESTATE FIRM License #678978

Last Buyer's Agent

Cheryl Brewer

COLDWELL BANKER REALTY License #3302892

COLDWELL BANKER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,083

Year Built

  • Built in 1999

Lot Details

  • 0.27 Acre Lot
  • South Facing Home
  • Fenced
  • Irrigation

HOA Fees

  • $54 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Open Parking

Home Design

  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,139 Sq Ft Home
  • Open Floorplan
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Blinds
  • Entrance Foyer
  • Family Room Off Kitchen
  • Breakfast Room
  • Formal Dining Room
  • Den
  • Inside Utility
  • Laundry in unit
  • Attic

Kitchen

  • Range with Range Hood
  • Dishwasher

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms

Outdoor Features

  • Deck
  • Covered patio or porch

Location

  • City Lot

Schools

  • Chain O Lakes Elementary School
  • Denison Middle School
  • Lake Region High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • High Speed Internet

Listing and Financial Details

Community Details

Overview

  • Ruby Lake Ph 03 Subdivision
  • The community has rules related to deed restrictions, vehicle restrictions
  • Rental Restrictions

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,083

Year Built

Built in 1999

Lot Details

0

HOA Fees

$54 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2139
  • Lot Size Acres: 0.27
  • New Construction: No
  • Year Built: 1999
  • Building Area Total: 2857
  • Lot Size Sq Ft: 11644
  • Directions to Property: Cypress Gardens Blvd to West Lake Ruby - Left on N Lake Ruby Drive - Once through the gates make your first left on to Ruby Lake Loop - Home is on the left.
  • Status: Sold
  • Down Payment Resource URL: http://www.workforce-resource.com/eligibility/listing?metro_area=MFRMLS&listing_id=P4718235&show_results=true&skip_sso=true
  • Down Payment Resource URL 2: http://www.workforce-resource.com/eligibility/listing?metro_area=MFRMLS&listing_id=P4718235&cview=true&show_results=true&customer_portal=true
  • Homestead Y N: No
  • Total Acreage: 1/4 to less than 1/2
  • Home Warranty Y N: No
  • Ratio: Close Price\List Price: 0.95694
  • Price per Sq Ft: 102.85
  • Close to Original List Price Ratio: 0.94828
  • Ratio: Current Price\Building Area Total: 77
  • View: No
  • Co List Office Mls Id: 25502586
  • Co List Office Phone: 863-293-1133
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Tax Year: 2017
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Laminate
  • Full Bathrooms: 3
  • Interior Amenities: Attic, Ceiling Fans(s), Crown Molding, High Ceiling(s), Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Electric Water Heater, Microwave Hood, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Window Features: Blinds
  • Street Number Modifier: 319
  • Room Count: 10
  • Additional Rooms: Attic, Breakfast Room Separate, Den/Library/Office, Family Room, Formal Dining Room Separate, Foyer, Inside Utility
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Direction Faces: South
  • Exterior Features: Fenced, Irrigation System
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Deck, Patio, Porch, Screened
  • Road Surface Type: Paved
  • Water View Y N: No
  • Water Access Y N: No
  • Water Extras Y N: No
  • Flood Zone Panel: 12105C0535H

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener
  • Covered Parking Spaces: 2
  • Open Parking: Yes

Utilities

  • Utilities: BB/HS Internet Available, Electricity Connected, Public, Street Lights
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Gated Community
  • Association Amenities: Gated, Vehicle Restrictions
  • Association Fee: 650
  • Association Fee Frequency: Annually
  • Association: Yes
  • Security: Gated Community
  • Senior Community: No
  • Association Fee Requirement: Required
  • Association Approval Required YN: No

Fee Information

  • Total Annual Fees: 650
  • Monthly HOA Fee: 54.17
  • Total Monthly Fees: 54.17

Schools

  • Elementary School: Chain O Lakes Elem
  • High School: Lake Region High
  • Middle Or Junior School: Denison Middle

Lot Info

  • Zoning: RES
  • Parcel Number: 27-29-07-855604-000640
  • Additional Parcels: No
  • Lot Features: City Lot
  • Flood Zone Code: X
  • Flood Zone Date: 2016-12-22
  • Zoning Compatible Y N: Yes
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Pets Allowed: Yes
  • Minimum Lease: No Minimum
  • Pet Restrictions: PER DEED RESTRICTIONS
  • Lease Restrictions Y N: Yes
  • Additional Lease Restrictions: PER DEED RESTRICTIONS

Tax Info

  • Tax Annual Amount: 2083
  • Tax Book Number: 105-34
  • Tax Lot: 64

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 7, 2017
Closed on
Mar 8, 2018
Sold by
Asher Russell W and Asher Jill R
Bought by
Lanfair Michael Dennis and Lanfair Kiley D
Seller's Agent
Michael Stone
THE STONES REAL ESTATE FIRM
Buyer's Agent
Cheryl Brewer
COLDWELL BANKER REALTY
List Price
$232,000
Sold Price
$220,000
Premium/Discount to List
-$12,000
-5.17%
Current Estimated Value
$410,073

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$190,073
Avg. Annual Appreciation
7.82%
Original Mortgage
$220,000
Interest Rate
4.22%
Mortgage Type
VA

Purchase Details

Listed on
Mar 10, 2017
Closed on
May 31, 2017
Sold by
Bailey Charles
Bought by
Asher Russell W and Asher Jill R
Seller's Agent
Casandra Vann
KELLER WILLIAMS REALTY SMART
Buyer's Agent
Melissa Thompson
COLDWELL BANKER REALTY
List Price
$215,000
Sold Price
$207,000
Premium/Discount to List
-$8,000
-3.72%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.23%
Original Mortgage
$209,090
Interest Rate
4.02%
Mortgage Type
Construction

Purchase Details

Closed on
Aug 24, 2010
Sold by
Jp Morgan Chase Bank National Associatio
Bought by
Federal Home Loan Mortgage Corp

Purchase Details

Closed on
Aug 11, 2010
Sold by
Napolitano Scott A and Napolitano Alissa N
Bought by
Jpmorgan Chase Bank National Association

Purchase Details

Closed on
Nov 13, 2001
Sold by
Dickerson Ronald D and Dickerson Kykeisha B
Bought by
Napolitano Scott A and Napolitano Alissa N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,225
Interest Rate
6.67%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 3, 1999
Sold by
The Cassidy Organization Inc
Bought by
Dickerson Kykeisha B and Dickerson Ronald D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,500
Interest Rate
6.8%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lanfair Michael Dennis $220,000 Real Estate Title Services I
Asher Russell W $207,000 Florida Family Title Llc
Federal Home Loan Mortgage Corp $1,428 New House Title
Jpmorgan Chase Bank National Association -- None Available
Napolitano Scott A $165,500 --
Dickerson Kykeisha B $156,400 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lanfair Michael Dennis $252,500
Closed Lanfair Michel Dennis $247,885
Closed Lanfair Michael Dennis $245,000
Closed Lanfair Michael Dennis $220,000
Previous Owner Asher Russell W $209,090
Previous Owner Bailey Charla $144,248
Previous Owner Napolitano Scott A $230,000
Previous Owner Napolitano Scott A $53,000
Previous Owner Dickerson Kykeisha B $157,225
Previous Owner Dickerson Kykeisha B $148,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/08/2018 03/08/18 Sold $220,000 -4.3% $103 / Sq Ft
02/09/2018 02/09/18 Pending -- -- --
01/02/2018 01/02/18 Price Changed $229,900 -0.9% $107 / Sq Ft
12/07/2017 12/07/17 For Sale $232,000 +12.1% $108 / Sq Ft
08/30/2017 08/30/17 Off Market $207,000 -- --
05/31/2017 05/31/17 Sold $207,000 -3.7% $97 / Sq Ft
04/24/2017 04/24/17 Pending -- -- --
03/10/2017 03/10/17 For Sale $215,000 -- $101 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $0 $221,372 $0 $0
2022 $0 $214,924 $0 $0
2021 $0 $208,664 $0 $0
2020 $0 $205,783 $0 $0
2018 $3,704 $180,730 $51,000 $129,730
2017 $2,084 $149,027 $0 $0
2016 $2,214 $145,962 $0 $0
2015 $2,084 $144,947 $0 $0
2014 $2,188 $143,797 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Michael Stone

    Seller's Agent in 2018

    Michael Stone

    THE STONES REAL ESTATE FIRM

    (863) 412-9733

    59 in this area

    230 Total Sales

    Section Image
  • Deanna Stone

    Seller Co-Listing Agent in 2018

    Deanna Stone

    THE STONES REAL ESTATE FIRM

    (863) 412-2080

    59 in this area

    228 Total Sales

    Section Image
  • Cheryl Brewer

    Buyer's Agent in 2018

    Cheryl Brewer

    COLDWELL BANKER REALTY

    (863) 224-0045

    19 in this area

    213 Total Sales

    Section Image
  • Casandra Vann

    Seller's Agent in 2017

    Casandra Vann

    KELLER WILLIAMS REALTY SMART

    (863) 221-4982

    11 in this area

    487 Total Sales

    Section Image

  • M

    Buyer's Agent in 2017

    Melissa Thompson

    COLDWELL BANKER REALTY

    (863) 651-1006

    10 Total Sales

    Section Image
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Map

Source: Stellar MLS

MLS Number: P4718235

Stellar MLS

APN: 27-29-07-855604-000640

Florida Polk County Winter Haven 33884 Lake Ashton

319 Ruby Lake Loop, Winter Haven, FL

This home is located at 319 Ruby Lake Loop, Winter Haven, FL 33884 since 07 December 2017 and is currently estimated at $412,009, approximately $192 per square foot. This property was built in 1999. 319 Ruby Lake Loop is a home located in Polk County with nearby schools including Chain of Lakes Elementary School, Jewett School of the Arts, and Frank E. Brigham Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.



Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

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