$315,000
SOLD MAY 15, 2023

320 Terning Way Howard Lake, MN 55349

3 Beds
2 Baths
1,883 Sq Ft
8,930 Sq Ft Lot

Recently Sold

$167 Per Sq Ft

33 Days on Market

Highlights

  • No HOA
  • 3 Car Attached Garage
  • Forced Air Heating and Cooling System
  • The kitchen features windows
  • Living Room

About This Home

As of May 2023

You will fall in love with this like new, absolute turnkey, fully updated and well taken care of home. Right when you walk in, you’ll notice the richly stained, solid wood cabinetry and the white enameled trim work. The kitchen also features a built-in pantry and desk, an island granite countertop and stainless appliances. You will appreciate the oversized owner’s bath with double vanity, marble countertops, and ample storage. The highlight will be enjoying brand new flooring throughout the entire home and your newly finished, walkout basement! 320 Terning Way also features an over-sized concrete driveway with wrap around for garbage, and a fully sheet-rocked garage. You will not want to miss!

Last Agent to Sell the Property

Carmen Cyrzan

eXp Realty Listed on: 03/01/2023

eXp Realty

Co-Listed By

Kelly Brown

eXp Realty

Last Buyer's Agent

Jeremy Stuber

Pro Flat Fee Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,180

Year Built

  • Built in 2019

Parking

  • 3 Car Attached Garage

Home Design

  • Split Level Home

Interior Spaces

  • Living Room

Kitchen

  • Range<<rangeHoodToken>>
  • <<microwave>>
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Sump Pump
  • Natural lighting in basement

Additional Features

  • 8,930 Sq Ft Lot
  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 109050003150

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,180

Year Built

Built in 2019

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 2019
  • Above Grade Finished Sq Ft: 1395
  • Unit Levels: Three Level Split
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Daylight/Lookout Windows, Sump Pump, Unfinished
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Living Area: 1883
  • Fireplace: No
  • Below Grade Finished Sq Ft: 488
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 3

Exterior Features

  • Roof: Asphalt
  • Fencing: None

Garage/Parking

  • Parking Features: Attached Garage
  • Garage Square Feet: 660

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Natural Woodwork,In-Ground Sprinkler,Vaulted Ceiling(s),Walk-In Closet

Schools

  • Junior High Dist: Howard Lake-Waverly-Winsted
  • SchoolDistrictNumber: 2687
  • SchoolDistrictPhone: 320-543-3521

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: .205
  • Lot Size Sq Ft: 8929.8
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: Unknown
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Vinyl Siding

Tax Info

  • Tax Year: 2022
  • Assessor Parcel Number: 109050003150
  • Tax Annual Amount: 3180
  • TaxWithAssessments: 3180.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 1, 2023
Closed on
May 15, 2023
Sold by
Smith Matthew and Smith Jessica
Bought by
Bloom Isabelle and Sieve Hunter
Seller's Agent
Carmen Cyrzan
eXp Realty
Buyer's Agent
Jeremy Stuber
Pro Flat Fee Realty LLC
List Price
$315,000
Sold Price
$315,000
Views
33

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.49%
Original Mortgage
$309,294
Outstanding Balance
$302,234
Interest Rate
6.32%
Mortgage Type
New Conventional
Estimated Equity
$9,394

Purchase Details

Closed on
Aug 17, 2020
Sold by
Stroud Nicholas and Stroud Jordan Jo
Bought by
Smith Matthew D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,221
Interest Rate
3%
Mortgage Type
VA

Purchase Details

Closed on
Apr 19, 2019
Sold by
R Home Llc
Bought by
Stroud Nicholas and Stroud Jordan Jo

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$204,274
Interest Rate
4.4%
Mortgage Type
VA

Purchase Details

Closed on
Jul 18, 2018
Sold by
City Of Howard Lake
Bought by
R Home Llc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $315,000 --
Warranty Deed $227,000 Authority Title Inc
Warranty Deed $199,975 Land Title Inc
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $309,294 New Conventional
Previous Owner $232,221 VA
Previous Owner $204,274 VA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/18/2025 07/18/25 For Sale $325,000 +3.2% $173 / Sq Ft
05/15/2023 05/15/23 Sold $315,000 0.0% $167 / Sq Ft
04/03/2023 04/03/23 Pending -- -- --
03/29/2023 03/29/23 Off Market $315,000 -- --
03/24/2023 03/24/23 Price Changed $295,000 -6.3% $157 / Sq Ft
03/01/2023 03/01/23 For Sale $315,000 -- $167 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,904 $314,700 $43,800 $270,900
2023 $3,672 $303,700 $36,700 $267,000
2022 $3,180 $268,900 $34,000 $234,900
2021 $3,244 $203,300 $18,900 $184,400
2020 $840 $197,200 $17,000 $180,200
2019 $878 $50,800 $0 $0
2018 $0 $9,500 $0 $0
2017 $0 $3,600 $0 $0
2016 $878 $0 $0 $0
2015 $905 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6311927

NorthstarMLS

APN: 109-050-003150