Seller's Agent in 2025
Karl Achstetter
Keller Williams Realty
(703) 994-6070
6 in this area
64 Total Sales
322 Masters Dr Cross Junction, VA 22625
Cross Junction Neighborhood
3
Beds
2
Baths
1,049
Sq Ft
9,358
Sq Ft Lot
Highlights
- 1 Dock Slip
- Pier or Dock
- Home fronts navigable water
- Beach
- On Golf Course
- Canoe or Kayak Water Access
About This Home
As of November 2025Welcome to this beautifully updated and move-in ready 3-bedroom, 2-bath lake house nestled in the highly sought-after Lake Holiday community, a private, 240-acre gated lake retreat located just 20 minutes from Winchester and only 90 minutes from the D.C. metro area. Tucked near the front gate for easy access, this charming home offers a thoughtfully designed floor plan with a warm, inviting atmosphere and modern finishes throughout. The main living area showcases vaulted ceilings with exposed wood beams, new luxury vinyl plank flooring, and a large stone hearth ready for a wood stove insert, providing the perfect blend of rustic charm and contemporary comfort. The efficient kitchen has been tastefully updated with sleek quartz countertops, white cabinetry, tile backsplash, new stainless steel appliances, and direct access to the wraparound deck—perfect for outdoor dining or entertaining. Three comfortable bedrooms feature individual mini-split heat pump systems, offering energy-efficient, zoned climate control, while the updated hall bath includes a new vanity, flooring, lighting, and commode. The expansive wraparound deck overlooks a level, tree-lined backyard, ideal for weekend barbecues, a future fire pit, or just relaxing in privacy. Additional features include fresh interior paint, upgraded lighting, low-maintenance exterior siding, and off-street parking with room for guests. As a resident of Lake Holiday, you’ll enjoy exclusive access to sandy beaches, boating, fishing, a clubhouse, a fitness center, multiple sports courts, playgrounds, dog parks, hiking trails, community events, and 24/7 gated security. Whether you're a first-time homebuyer, downsizing, or searching for the perfect weekend retreat, this home delivers exceptional value, unbeatable amenities, and a serene lifestyle by the lake—all at a price that’s hard to beat. Don’t miss this opportunity to make this cozy lake house your own.
Last Agent to Sell the Property
(703) 994-6070 Karl.a@kw.com Keller Williams Realty Listed on: 10/01/2025
Last Buyer's Agent
(540) 247-1097 sharon@sharonfarinholt.com Realty ONE Group Old Towne License #0225245637
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $831
Year Built
- Built in 1981
Lot Details
- 9,358 Sq Ft Lot
- Home fronts navigable water
- On Golf Course
- Backs To Open Common Area
- Property is zoned R5
HOA Fees
- $150 Monthly HOA Fees
Property Views
- Golf Course
- Scenic Vista
Home Design
- Rambler Architecture
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,049 Sq Ft Home
- Property has 1 Level
- Open Floorplan
- Crown Molding
- Beamed Ceilings
- Vaulted Ceiling
- Ceiling Fan
- Casement Windows
- Insulated Doors
- Combination Dining and Living Room
- Crawl Space
- Security Gate
Kitchen
- Electric Oven or Range
- Dishwasher
- Stainless Steel Appliances
- Upgraded Countertops
- Disposal
Flooring
- Laminate
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- En-Suite Bathroom
- 2 Full Bathrooms
- Bathtub with Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Parking
- Circular Driveway
- Off-Street Parking
Outdoor Features
- Canoe or Kayak Water Access
- Public Water Access
- Property is near a lake
- Waterski or Wakeboard
- Swimming Allowed
- Limit On Boat Length
- Physical Dock Slip Conveys
- 1 Dock Slip
- 1 Powered Boats Permitted
- 3 Non-Powered Boats Permitted
- Lake Privileges
- Deck
- Exterior Lighting
- Porch
Schools
- James Wood High School
Utilities
- Ductless Heating Or Cooling System
- Heat Pump System
- Electric Water Heater
- Phone Available
- Cable TV Available
Listing and Financial Details
- Tax Lot 182
- Assessor Parcel Number 18-A02-2-12-182
Community Details
Overview
- $2,000 Capital Contribution Fee
- Association fees include common area maintenance, management, pier/dock maintenance, reserve funds, security gate
- Lake Holiday Country Club HOA
- Lake Holiday Estates Subdivision
- Community Lake
Amenities
- Picnic Area
- Clubhouse
- Meeting Room
- Party Room
Recreation
- Pier or Dock
- 110 Community Slips
- Beach
- Tennis Courts
- Baseball Field
- Community Basketball Court
- Volleyball Courts
- Community Playground
- Fishing Allowed
- Dog Park
- Jogging Path
Security
- Security Service
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 1, 2025
Closed on
Nov 21, 2025
Sold by
Wooten Seham and Wooten Angie
Bought by
Schwartzmiller Evan
Seller's Agent
Karl Achstetter
Keller Williams Realty
Buyer's Agent
Sharon Farinholt
Realty ONE Group Old Towne
List Price
$269,900
Sold Price
$269,900
Views
616
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.59%
Original Mortgage
$265,010
Outstanding Balance
$265,010
Interest Rate
6.3%
Mortgage Type
FHA
Estimated Equity
$4,004
Purchase Details
Listed on
Mar 5, 2025
Closed on
Apr 24, 2025
Sold by
Hullihen Mason Charles
Bought by
Wooten Seham and Wooten Angie
Seller's Agent
Shelley Belford
NextHome Realty Select
Buyer's Agent
Karl Achstetter
Keller Williams Realty
List Price
$250,000
Sold Price
$250,000
Views
146
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.12%
Original Mortgage
$210,000
Interest Rate
6.65%
Mortgage Type
New Conventional
Purchase Details
Listed on
Aug 10, 2022
Closed on
Nov 21, 2022
Sold by
Griffin Phillip S
Bought by
Hullihen Charles Mason
Seller's Agent
George Johnson
Jim Barb Realty Inc.
Buyer's Agent
Heidi Rutz
NextHome Realty Select
List Price
$235,000
Sold Price
$215,000
Premium/Discount to List
-$20,000
-8.51%
Views
98
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.43%
Original Mortgage
$211,105
Interest Rate
6.94%
Mortgage Type
FHA
Purchase Details
Closed on
May 15, 2008
Sold by
Lottrell Donna M Baker
Bought by
Griffin Ii Phillip S
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $269,900 | Title Resource Guaranty Compan | |
| Deed | $250,000 | Westcor Land Title | |
| Deed | $215,000 | -- | |
| Warranty Deed | $133,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $265,010 | FHA | |
| Previous Owner | $210,000 | New Conventional | |
| Previous Owner | $211,105 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/21/2025 11/21/25 | Sold | $269,900 | 0.0% | $257 / Sq Ft | |
| 10/01/2025 10/01/25 | For Sale | $269,900 | +8.0% | $257 / Sq Ft | |
| 04/25/2025 04/25/25 | Sold | $250,000 | 0.0% | $238 / Sq Ft | View Prior Sale |
| 04/03/2025 04/03/25 | Pending | -- | -- | -- | |
| 03/27/2025 03/27/25 | For Sale | $250,000 | 0.0% | $238 / Sq Ft | |
| 03/07/2025 03/07/25 | Pending | -- | -- | -- | |
| 03/05/2025 03/05/25 | For Sale | $250,000 | +16.3% | $238 / Sq Ft | |
| 11/22/2022 11/22/22 | Sold | $215,000 | -4.4% | $205 / Sq Ft | View Prior Sale |
| 10/26/2022 10/26/22 | Pending | -- | -- | -- | |
| 10/14/2022 10/14/22 | Price Changed | $224,900 | -4.3% | $214 / Sq Ft | |
| 08/26/2022 08/26/22 | For Sale | $235,000 | +9.3% | $224 / Sq Ft | |
| 08/10/2022 08/10/22 | Off Market | $215,000 | -- | -- | |
| 08/10/2022 08/10/22 | For Sale | $235,000 | -- | $224 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,121 | $233,600 | $58,000 | $175,600 |
| 2024 | $760 | $191,400 | $42,000 | $149,400 |
| 2023 | $976 | $191,400 | $42,000 | $149,400 |
| 2022 | $831 | $136,300 | $37,000 | $99,300 |
| 2021 | $1,509 | $136,300 | $37,000 | $99,300 |
| 2020 | $1,451 | $126,700 | $37,000 | $89,700 |
| 2019 | $1,451 | $126,700 | $37,000 | $89,700 |
| 2018 | $1,409 | $119,800 | $37,000 | $82,800 |
| 2017 | $1,397 | $119,800 | $37,000 | $82,800 |
| 2016 | $1,299 | $103,500 | $25,100 | $78,400 |
| 2015 | $576 | $102,900 | $24,500 | $78,400 |
| 2014 | $613 | $92,000 | $24,500 | $67,500 |
Source: Public Records
Agents Affiliated with this Home
-
Karl Achstetter
-
Shelley Belford
Seller's Agent in 2025
Shelley Belford
NextHome Realty Select
(540) 667-9097
3 in this area
84 Total Sales
-
Sharon Farinholt
Buyer's Agent in 2025
Sharon Farinholt
Realty ONE Group Old Towne
(540) 247-1097
15 in this area
117 Total Sales
-
George Johnson
Seller's Agent in 2022
George Johnson
Jim Barb Realty Inc.
(540) 323-2222
1 in this area
48 Total Sales
-
Heidi Rutz
Buyer's Agent in 2022
Heidi Rutz
NextHome Realty Select
(540) 974-5981
3 in this area
24 Total Sales
Map
Source: Bright MLS
MLS Number: VAFV2037138
APN: 18A022-12-182
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