NOT LISTED FOR SALE

322 Persimmon Ln Unit 1 Oswego, IL 60543

South Oswego Neighborhood

Estimated Value: $391,000 - $416,000

4 Beds
2.5 Baths
1,960 Sq Ft
$205/Sq Ft Est. Value

Last Sold November 19, 2020

Last sale price $260,000 $133 Per Sq Ft

Est. 55% increase in value since last sale

Current estimated payment $2,892/month

6 Days on Market

Highlights

  • Vaulted Ceiling
  • Fenced Yard
  • 2 Car Attached Garage
  • Prairie Point Elementary School Rated A-
  • Brick Porch or Patio
  • Double Pane Windows

About This Home

As of November 2020

Nicely updated and well cared for 4 bedroom home in Arbor Gate subdivision, located minutes away from parks, bike paths, and high ranking Oswego schools. This home has it all including a formal living and dining room that can be easily converted into a floor plan that suits the work from home or e-learning requirements. Freshly painted walls and neutral carpeting were just installed. Stainless kitchen appliances and newer light fixtures adorn the eat-in kitchen with a spacious island. The large vaulted family room with a gorgeous stone hearth fireplace is open to the kitchen providing the perfect entertaining space for family gatherings or just cuddling up with a book on a chilly fall evening. The second floor features your 15x15 vaulted ceiling Master Suite with dual closets and a private master bath. 3 additional bedrooms and a hall bath are perfect for the growing family or any other purpose your needs require. Partial basement with crawl space is unfinished but has plenty of options to create that media room or dedicated workshop. Don't forget to step outside on the paver brick patio and notice the professional landscaping. The owner really takes pride in their yard and it shows from the curb to the rear yard. If you are in search of an affordable, move-in ready, 4 bedroom home this is the one you want to visit and make your own. Recent updates include all newer windows, New roof in 2019, sump pump and water heater in 2020, carpeting and paintwork 2020, Laundry room redone 2020.

Last Agent to Sell the Property

Gregory Wroblewski

Coldwell Banker Real Estate Group License #475135510 Listed on: 09/14/2020

Coldwell Banker Real Estate Group

Co-Listed By

Joe Biewer

Baird & Warner License #475191933

Last Buyer's Agent

Marie Simandl

Platinum Partners Realtors License #475154032

Platinum Partners Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,951

Year Built

  • Built in 1997

Lot Details

  • Lot Dimensions are 77x136x80x145
  • Fenced Yard
  • Paved or Partially Paved Lot

HOA Fees

  • $32 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,960 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Double Pane Windows
  • Blinds
  • Family Room with Fireplace
  • Combination Dining and Living Room
  • Unfinished Attic

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Laundry

  • Laundry on main level
  • Gas Dryer Hookup

Unfinished Basement

  • Partial Basement
  • Sump Pump

Home Security

  • Storm Screens
  • Storm Doors
  • Carbon Monoxide Detectors

Outdoor Features

  • Brick Porch or Patio

Schools

  • Prairie Point Elementary School
  • Traughber Junior High School
  • Oswego High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service

Community Details

  • Operator Association, Phone Number (630) 554-6900
  • Arbor Gate Subdivision
  • Property managed by Association Property Managament

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,951

Year Built

Built in 1997

Lot Details

0

HOA Fees

$32 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Arbor Gate
  • Year Built: 1997
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Dishwasher, Refrigerator
  • Basement: Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, 1st Floor Laundry
  • LivingArea: 1960
  • Other Equipment: CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0
  • Basement Sq Ft: 420
  • Fireplace Location: Family Room
  • Total Sq Ft: 420
  • Unfinished Basement Sq Ft: 420
  • Attic: Unfinished
  • Door Features: Storm Door(s)
  • Window Features: Blinds,Double Pane Windows

Exterior Features

  • DirectionFaces: West
  • ExteriorFeatures: Porch, Brick Paver Patio, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • List Price: 264900
  • Lot Features: Fenced Yard
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 95
  • Association Fee Frequency: Quarterly
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Association Property Managament
  • Management Contact Name: Operator
  • Management Phone: 630-554-6900

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Prairie Point Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Traughber Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Lot Dimensions: 77X136X80X145
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 6951.48
  • Tax Year: 2019
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 14, 2020
Closed on
Nov 4, 2020
Sold by
Novak Jeffrey S and Novak Trisha
Bought by
Pabalate Christian and Pabalate Laura
Seller's Agent
Gregory Wroblewski
Coldwell Banker Real Estate Group
Buyer's Agent
Marie Simandl
Platinum Partners Realtors
List Price
$264,900
Sold Price
$260,000
Premium/Discount to List
-$4,900
-1.85%
Current Estimated Value
$401,981

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$141,981
Avg. Annual Appreciation
8.57%
Original Mortgage
$234,000
Outstanding Balance
$209,647
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$177,756

Purchase Details

Closed on
Jul 22, 2011
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Novak Jeffrey S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,817
Interest Rate
4.32%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 6, 2011
Sold by
Keener William K and Keener Deborah J
Bought by
Federal Home Loan Mortgage Corp

Purchase Details

Closed on
May 30, 1997
Sold by
Pulte Home Corp
Bought by
Keener William K and Keener Deborah J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,250
Interest Rate
8.17%

Purchase Details

Closed on
Aug 1, 1996
Bought by
Pulte Home Corporation
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pabalate Christian $260,000 American National Title
Novak Jeffrey S $165,000 First American Title
Federal Home Loan Mortgage Corp -- None Available
Keener William K $163,500 First American Title Ins Co
Pulte Home Corporation $1,600,600 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Pabalate Christian $234,000
Previous Owner Novak Jeffrey S $160,817
Previous Owner Keener William K $155,250
Closed Pulte Home Corporation --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/19/2020 11/19/20 Sold $260,000 -1.8% $133 / Sq Ft
09/20/2020 09/20/20 Pending -- -- --
09/14/2020 09/14/20 For Sale $264,900 -- $135 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,841 $115,858 $25,607 $90,251
2023 $7,953 $102,529 $22,661 $79,868
2022 $7,953 $94,063 $20,790 $73,273
2021 $7,441 $85,512 $18,900 $66,612
2020 $7,130 $81,440 $18,000 $63,440
2019 $6,953 $78,419 $18,000 $60,419
2018 $6,576 $73,379 $17,413 $55,966
2017 $6,417 $68,579 $16,274 $52,305
2016 $6,137 $65,004 $15,426 $49,578
2015 $6,230 $63,111 $14,977 $48,134
2014 -- $59,538 $14,129 $45,409
2013 -- $60,140 $14,272 $45,868
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 10842941

Midwest Real Estate Data (MRED)

APN: 03-19-254-003