C
Seller's Agent in 2025
Colton Hegseth
Cobalt Real Estate
(916) 240-0910
23 in this area
77 Total Sales
Estimated Value: $568,000 - $582,091
4
Beds
2
Baths
1,815
Sq Ft
$317/Sq Ft
Est. Value
Highlights
- In Ground Pool
- Fireplace in Primary Bedroom
- No HOA
- RV Access or Parking
- Great Room
- Breakfast Area or Nook
About This Home
As of September 2025Welcome to 328 Finch Dr, a single-story, 4-bedroom, 2-bath retreat in the heart of Galt. This thoughtfully updated home is ideal for relaxed California living with a sparkling pool, built-in spa, covered patio, and room to park a boat or RV. The spacious, open interior features dual fireplaces, a bright custom home office, fresh paint, updated flooring, and a Wi‑Fi HVAC system. A third-car garage with workbench and hidden TV wiring add practical touches. Professionally landscaped with drip irrigation and fenced for privacy, this home offers a perfect blend of leisure and style. Located in a mature, friendly neighborhood with easy access to schools and shopping. Priced competitively for today's market. Don't miss outthis one is move-in ready!
Last Agent to Sell the Property
Cobalt Real Estate License #01978817 Listed on: 07/29/2025
Last Buyer's Agent
Michaela Johnson
Real Brokerage Technologies, Inc. License #02106536
Home Details
Home Type
- Single Family
Year Built
- Built in 1989
Lot Details
- 8,002 Sq Ft Lot
- Landscaped
Parking
- 3 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
- RV Access or Parking
Home Design
- Slab Foundation
- Composition Roof
- Wood Siding
Interior Spaces
- 1,815 Sq Ft Home
- 1-Story Property
- 2 Fireplaces
- Great Room
- Family Room
- Living Room
- Formal Dining Room
Kitchen
- Breakfast Area or Nook
- Tile Countertops
Flooring
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Fireplace in Primary Bedroom
- 2 Full Bathrooms
- Tile Bathroom Countertop
- Secondary Bathroom Double Sinks
- Bathtub with Shower
Laundry
- Laundry in unit
- Laundry Cabinets
- 220 Volts In Laundry
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Pool
- In Ground Pool
- Fence Around Pool
Utilities
- Central Heating and Cooling System
- 220 Volts
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 148-0410-020-0000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 29, 2025
Closed on
Sep 11, 2025
Sold by
Lynn Soares Grismore Living Trust and Grismore Lynn
Bought by
Culy Frank Overton
Seller's Agent
Colton Hegseth
Cobalt Real Estate
Buyer's Agent
Michaela Johnson
Real Brokerage Technologies, Inc.
List Price
$579,900
Sold Price
$570,000
Premium/Discount to List
-$9,900
-1.71%
Views
66
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,273
Avg. Annual Appreciation
3.12%
Original Mortgage
$456,000
Outstanding Balance
$455,605
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$119,668
Purchase Details
Closed on
Jan 25, 2024
Sold by
Grismore Lynn
Bought by
Lynn Soares Grismore Living Trust and Grismore
Purchase Details
Closed on
Dec 10, 2023
Sold by
Dale & Lynn Grismore Family Trust
Bought by
Grismore Lynn
Purchase Details
Closed on
Apr 13, 2021
Sold by
Ferris Brian J
Bought by
Grismore Lynn and Grismore Dale
Purchase Details
Closed on
Jan 11, 2008
Sold by
Citimortgage Inc
Bought by
Ferris Brian J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$226,500
Interest Rate
6.05%
Mortgage Type
Negative Amortization
Purchase Details
Closed on
Apr 12, 2007
Sold by
Donahue Joan R
Bought by
Citimortgage Inc
Purchase Details
Closed on
Aug 17, 2005
Sold by
Donahue Joan R
Bought by
Donahue Joan R and J Donahue Family Trust
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$315,000
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 11, 2004
Sold by
Donahue Joan R
Bought by
Donahue Joan R and The J Donahue Family Trust
Purchase Details
Closed on
Feb 16, 2004
Sold by
Donahue James L
Bought by
Donahue Joan R
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Culy Frank Overton | $570,000 | Placer Title | |
| Lynn Soares Grismore Living Trust | -- | None Listed On Document | |
| Grismore Lynn | -- | None Listed On Document | |
| Grismore Lynn | $549,000 | North American Title Co Inc | |
| Grismore Lynn | $549,000 | North American Title Co Inc | |
| Ferris Brian J | $302,000 | First American Title Company | |
| Citimortgage Inc | $304,300 | First American Title | |
| Donahue Joan R | -- | United Title Company | |
| Donahue Joan R | -- | United Title Company | |
| Donahue Joan R | -- | -- | |
| Donahue Joan R | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Culy Frank Overton | $456,000 | |
| Previous Owner | Ferris Brian J | $226,500 | |
| Previous Owner | Donahue Joan R | $315,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/15/2025 09/15/25 | Sold | $570,000 | -1.7% | $314 / Sq Ft | |
| 08/18/2025 08/18/25 | Pending | -- | -- | -- | |
| 07/29/2025 07/29/25 | For Sale | $579,900 | +5.6% | $320 / Sq Ft | |
| 11/19/2021 11/19/21 | Sold | $549,000 | 0.0% | $302 / Sq Ft | View Prior Sale |
| 10/12/2021 10/12/21 | Pending | -- | -- | -- | |
| 10/08/2021 10/08/21 | For Sale | $549,000 | -- | $302 / Sq Ft |
Source: MetroList
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,333 | $582,601 | $106,120 | $476,481 |
| 2024 | $6,333 | $571,179 | $104,040 | $467,139 |
| 2023 | $6,225 | $559,980 | $102,000 | $457,980 |
| 2022 | $5,972 | $549,000 | $100,000 | $449,000 |
| 2021 | $4,045 | $366,460 | $121,343 | $245,117 |
| 2020 | $4,010 | $362,703 | $120,099 | $242,604 |
| 2019 | $3,909 | $355,593 | $117,745 | $237,848 |
| 2018 | $3,902 | $348,622 | $115,437 | $233,185 |
| 2017 | $3,747 | $341,787 | $113,174 | $228,613 |
| 2016 | $3,488 | $324,937 | $107,594 | $217,343 |
| 2015 | $3,285 | $312,440 | $103,456 | $208,984 |
| 2014 | $3,060 | $286,642 | $94,914 | $191,728 |
Source: Public Records
Agents Affiliated with this Home
-
Colton Hegseth
-
Dave Hoggatt
Seller Co-Listing Agent in 2025
Dave Hoggatt
Cobalt Real Estate
(916) 425-7450
32 in this area
96 Total Sales
-
M
Buyer's Agent in 2025
Michaela Johnson
Real Brokerage Technologies, Inc.
-
Marty Hackworth
Seller's Agent in 2021
Marty Hackworth
HOMWRX
(209) 607-0687
6 in this area
56 Total Sales
-
B
Buyer's Agent in 2021
Brandon Xiong
LPT Realty, Inc
Map
Source: MetroList
MLS Number: 225096403
APN: 148-0410-020
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