$326,000
SOLD JUN 25, 2025

3656 E Lake Todd Dr Hernando, FL 34442

3 Beds
2 Baths
1,715 Sq Ft
7,200 Sq Ft Lot

Recently Sold

$190 Per Sq Ft

1% Below List Price

101 Days on Market

Highlights

  • Boat Dock
  • In Ground Pool
  • Clubhouse
  • Fitness Center
  • Gated Community
  • Contemporary Architecture

About This Home

As of June 2025

Presenting an impeccably maintained and thoughtfully designed 3/2/2 pool home in the sought-after Arbor Lakes community. Built in 1999 and offering 1,715 square feet of living space, this residence showcases a newly remodeled kitchen featuring quartz countertops, beautiful backsplash, ample soft-close cabinetry, and drawers. The open and split floor plan includes a dining area, living room w/pocket sliding doors, vaulted ceilings, a guest bathroom with direct pool access, blinds, and an interior laundry room w/cabinets. The exterior is equally impressive, with a resurfaced pool (2023), a rescreened pool cage (2022), updated AC ductwork (2023), updated roof (2018) and a new water heater (2022). Additional highlights include a covered lanai, beautifully landscaped grounds, and a welcoming front screened entry. This home is a true blend of comfort, style, and functionality. Arbor Lakes is a 55+ gated community nestled along Lake Hernando offering an outdoor pool, RV and boat storage, a community boat launch, a recreation center with billiards, and more. Included in the affordable HOA fee is cable, wifi, trash, and common areas.

Last Agent to Sell the Property

Tomika Spires-Hanssen

Keller Williams Realty - Elite Partners II License #696338 Listed on: 02/27/2025

Keller Williams Realty - Elite Partners II

Co-Listed By

Kimberly Mkhwane

Keller Williams Realty - Elite Partners II License #3187443

Last Buyer's Agent

Sandra Oller-Deem

Tropic Shores Realty License #3284995

Tropic Shores Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,018

Year Built

  • Built in 1999

Lot Details

  • 7,200 Sq Ft Lot
  • Lot Dimensions are 72x100
  • Property fronts a private road
  • North Facing Home
  • Landscaped
  • Rectangular Lot
  • Property is zoned PDR

HOA Fees

  • $172 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Contemporary Architecture
  • Block Foundation
  • Slab Foundation
  • Shingle Roof
  • Asphalt Roof
  • Stucco

Interior Spaces

  • 1,715 Sq Ft Home
  • Vaulted Ceiling
  • Double Pane Windows
  • Blinds
  • Sliding Doors
  • Laminate Flooring
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Oven
  • Range
  • Built-In Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry in unit
  • Dryer
  • Washer
  • Laundry Tub

Pool

  • In Ground Pool
  • Screen Enclosure

Outdoor Features

  • Exterior Lighting
  • Gazebo
  • Rain Gutters

Schools

  • Hernando Elementary School
  • Citrus Springs Middle School
  • Citrus High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Water Heater

Community Details

Overview

  • Association fees include cable TV, high speed internet, legal/accounting, pool(s), recreation facilities, security, tennis courts, trash
  • Arbor Lakes (Vine Management) Association, Phone Number (352) 812-8086
  • Arbor Lakes Subdivision

Amenities

  • Community Barbecue Grill
  • Shops
  • Clubhouse
  • Community Kitchen
  • Billiard Room

Recreation

  • Boat Dock
  • Community Boat Facilities
  • Tennis Courts
  • Fitness Center
  • Community Pool
  • Community Spa
  • Park
  • Trails

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,018

Year Built

Built in 1999

Lot Details

0

HOA Fees

$172 per month

Parking

2

Listing Details

  • Architectural Style: Contemporary
  • Carport Y N: No
  • Co List Office Phone: (352) 419-0200
  • Directions: From Hwy 44, turn right onto N Florida Ave. Keep right onto N Carl G Rose Hwy and then turn right onto E Arbor Lakes Dr. Turn left onto E Cove Park Trail and then right onto E Lake Todd Dr. Arrive at 3656 E. Lake Todd Dr.
  • Garage Yn: Yes
  • Lot Size Acres: 0.17
  • Lot Size: 72x100
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Subdivision Name: Arbor Lakes
  • Year Built: 1999
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Microwave Hood Fan, Microwave, Oven, Range, Refrigerator, Water Heater, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Flooring: Laminate, Tile
  • Interior Amenities: Breakfast Bar, Bathtub, High Ceilings, Primary Suite, Pantry, Split Bedrooms, Solid Surface Counters, Separate Shower, Tub Shower, Vaulted Ceiling(s), Walk-In Closet(s), Wood Cabinets, Window Treatments, Sliding Glass Door(s)
  • Living Area: 1715.0
  • Spa Features: Community
  • Window Features: Blinds, Double Pane Windows

Exterior Features

  • Construction Type: Stucco
  • Direction Faces: North
  • Exterior Features: Landscaping, Lighting, Rain Gutters, Concrete Driveway
  • Foundation Details: Block, Slab
  • Lot Features: Rectangular
  • Other Structures: Gazebo
  • Pool Features: In Ground, Pool, Screen Enclosure, Community
  • Roof: Asphalt, Shingle
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Concrete, Driveway, Garage, Garage Door Opener
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Laundry Features: Laundry - Living Area, Laundry Tub
  • Security: Gated Community, Smoke Detector(s), Security Service
  • Sewer: Public Sewer
  • Utilities: Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Amenities: Boat Dock
  • Association Fee: 515.0
  • Association Fee Frequency: Quarterly
  • Association Name: Arbor Lakes (Vine Management)
  • Phone: 352-812-8086
  • Association: Yes
  • Community Features: Barbecue, Boat Facilities, Billiard Room, Clubhouse, Community Pool, Dock, Fitness, Kitchen Facilities, Park, Pickleball, Shopping, Street Lights, Tennis Court(s), Trails/Paths, Gated

Fee Information

  • Association Fee Includes: Cable TV, High Speed Internet, Legal/Accounting, Pool(s), Recreation Facilities, Security, Tennis Courts, Trash

Schools

  • Elementary School: Hernando Elementary
  • High School: Citrus High
  • Middle Or Junior School: Citrus Springs Middle

Lot Info

  • Additional Parcels: No
  • Lot Size Sq Ft: 7200.0
  • Zoning: PDR

Tax Info

  • Tax Annual Amount: 3017.55
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 27, 2025
Closed on
Jun 25, 2025
Sold by
Wagner Bryan R and Wagner Lois M
Bought by
Evans Jeffery and Evans Clairessa
Seller's Agent
Tomika Spires-Hanssen
Keller Williams Realty - Elite Partners II
Buyer's Agent
Sandra Oller-Deem
Tropic Shores Realty
List Price
$330,000
Sold Price
$326,000
Premium/Discount to List
-$4,000
-1.21%
Views
80
Current Estimated Value
$314,704

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$11,296
Avg. Annual Appreciation
-6.44%
Original Mortgage
$151,000
Outstanding Balance
$150,745
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$163,959

Purchase Details

Listed on
Aug 21, 2018
Closed on
Oct 12, 2018
Sold by
Albrecht Linda Frances and Albrecht Linda A
Bought by
Wagner Bryan R and Wagner Lois M
Seller's Agent
Barbara Mills
Tropic Shores Realty
Buyer's Agent
John Holloway
The Holloway Group
List Price
$210,000
Sold Price
$210,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.77%

Purchase Details

Closed on
Oct 1, 2003
Sold by
Worrall Jean
Bought by
Worrall Jean and Jean Worrall Living Trust

Purchase Details

Closed on
Feb 1, 1997
Bought by
Albrecht Frank J
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $326,000 Red Door Title
Warranty Deed $326,000 Red Door Title
Warranty Deed $210,000 First Intl Title Inc
Interfamily Deed Transfer -- --
Deed $16,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $151,000 New Conventional
Closed $151,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/25/2025 06/25/25 Sold $326,000 -1.2% $190 / Sq Ft
06/08/2025 06/08/25 Pending -- -- --
05/29/2025 05/29/25 For Sale $330,000 0.0% $192 / Sq Ft
05/23/2025 05/23/25 Pending -- -- --
05/08/2025 05/08/25 Price Changed $330,000 -2.7% $192 / Sq Ft
04/16/2025 04/16/25 Price Changed $339,000 -2.3% $198 / Sq Ft
02/27/2025 02/27/25 For Sale $347,000 +65.2% $202 / Sq Ft
10/12/2018 10/12/18 Sold $210,000 0.0% $122 / Sq Ft View Prior Sale
09/12/2018 09/12/18 Pending -- -- --
08/21/2018 08/21/18 For Sale $210,000 -- $122 / Sq Ft
Source: REALTORS® Association of Citrus County

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,018 $220,017 $10,560 $209,457
2024 $3,367 $234,536 $9,830 $224,706
2023 $3,367 $202,813 $0 $0
2022 $2,943 $208,964 $9,830 $199,134
2021 $2,538 $167,614 $9,830 $157,784
2020 $2,433 $160,273 $9,830 $150,443
2019 $2,289 $148,251 $9,830 $138,421
2018 $963 $120,910 $6,620 $114,290
2017 $955 $96,604 $6,430 $90,174
2016 $960 $94,617 $7,490 $87,127
2015 $969 $93,959 $7,490 $86,469
2014 $1,013 $94,920 $11,549 $83,371
Source: Public Records

Agents Affiliated with this Home

  • Tomika Spires-Hanssen

    Seller's Agent in 2025

    Tomika Spires-Hanssen

    Keller Williams Realty - Elite Partners II

    (352) 212-5752

    34 in this area

    566 Total Sales

    Tomika Spires-Hanssen
    Section Image
  • Kimberly Mkhwane

    Seller Co-Listing Agent in 2025

    Kimberly Mkhwane

    Keller Williams Realty - Elite Partners II

    (352) 212-5752

    34 in this area

    537 Total Sales

    Kimberly Mkhwane
    Section Image
  • Sandra Oller-Deem

    Buyer's Agent in 2025

    Sandra Oller-Deem

    Tropic Shores Realty

    (352) 634-0712

    2 in this area

    59 Total Sales

    Sandra Oller-Deem
    Section Image
  • Barbara Mills

    Seller's Agent in 2018

    Barbara Mills

    Tropic Shores Realty

    7 in this area

    77 Total Sales

    Barbara Mills
    Section Image
  • John Holloway

    Buyer's Agent in 2018

    John Holloway

    The Holloway Group

    (352) 212-6002

    10 in this area

    181 Total Sales

    John Holloway
    Section Image
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Map

Source: REALTORS® Association of Citrus County

MLS Number: 841537

REALTORS® Association of Citrus County

APN: 19E-18S-14-0140-000C0-0080

Florida Citrus County Hernando 34442

3656 E Lake Todd Dr, Hernando, FL

Sold

Detached

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