$415,000
SOLD AUG 15, 2025

3866 Kingsmill Dr Elgin, IL 60124

Bowes Neighborhood
2 Beds
2 Baths
1,865 Sq Ft
2011 Built

Recently Sold

$223 Per Sq Ft

1% Below List Price

3 Days on Market

Highlights

  • Gated Community
  • Landscaped Professionally
  • Clubhouse
  • South Elgin High School Rated A-
  • Community Lake
  • Ranch Style House

About This Home

As of August 2025

Welcome to this highly desirable ranch home in Bowes Creek Regency, a 55+ active adult community. This beautifully maintained 2-bedroom, 2-bath home also offers a den and a sunroom-perfect for a home office, hobby space, or guest overflow. The open-concept kitchen, dining, and living areas are filled with natural light and feature 10' ceilings, hardwood floors, brand-new carpet, and fresh paint throughout. The spacious kitchen includes granite countertops, 42" cabinetry, stainless steel appliances including a double oven, breakfast bar, and a sunny eating area. Huge primary bedroom features walk-in-closet and en suite bathroom with separate tub/shower and dual vanity. Enjoy peaceful pond views from the front and relax on the paver patio in the back. A 2-car garage with 2 brand new openers adds convenience and storage. Residents of Bowes Creek Regency enjoy access to top-notch amenities including a clubhouse, pool, tennis courts, and fitness center. Lawn care and snow removal are included in the monthly dues, making for easy, low-maintenance living.

Last Agent to Sell the Property

Cody Salter

Great Western Properties License #471004276 Listed on: 07/09/2025

Co-Listed By

Tina Mastrangelo

Great Western Properties License #471021967

Last Buyer's Agent

Eric Purcell

Baird & Warner Fox Valley - Geneva

Baird & Warner Fox Valley -  Geneva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,622

Year Built

  • Built in 2011

Lot Details

  • Lot Dimensions are 51 x 105
  • Landscaped Professionally

HOA Fees

  • $250 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Ranch Style House
  • Asphalt Roof
  • Stone Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,865 Sq Ft Home
  • Entrance Foyer
  • Living Room
  • Family or Dining Combination
  • Home Office
  • Sun or Florida Room
  • Laundry Room

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Dual Sinks

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include clubhouse, exercise facilities, pool, lawn care, snow removal
  • Bowes Creek Country Club Subdivision
  • Community Lake

Recreation

  • Tennis Courts
  • Community Pool

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,622

Year Built

Built in 2011

Lot Details

0

HOA Fees

$250 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Subdivision Name: Bowes Creek Country Club
  • Year Built: 2011
  • Age: 11-15 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: Adult Community
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: None
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Hardwood
  • Interior Amenities: 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), High Ceilings
  • LivingArea: 1865
  • Room Type: Office, Foyer, Sun Room
  • Estimated Total Finished Sq Ft: 0
  • Bathroom Amenities: Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ FamRm
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding, Stone
  • Foundation Details: Concrete Perimeter
  • List Price: 420000
  • Lot Features: Landscaped
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 250
  • Association Fee Frequency: Monthly
  • Community Features: Clubhouse, Pool, Tennis Court(s), Lake, Curbs, Gated
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Unknown
  • Management Contact Name: Unknown
  • Management Phone: 555-555-5555

Fee Information

  • Association Fee Includes: Clubhouse, Exercise Facilities, Pool, Lawn Care, Snow Removal

Schools

  • Middle/Junior School District: 46

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 51 X 105
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 8621.94
  • Tax Year: 2024
  • Tax Exemptions: Homeowner,Senior

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 9, 2025
Closed on
Aug 15, 2025
Sold by
Szadowski Sharon L
Bought by
Jones Carolyn A
Seller's Agent
Cody Salter
Great Western Properties
Buyer's Agent
Eric Purcell
Baird & Warner Fox Valley - Geneva
List Price
$420,000
Sold Price
$415,000
Premium/Discount to List
-$5,000
-1.19%
Views
12

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.54%
Original Mortgage
$332,000
Outstanding Balance
$332,000
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$87,932

Purchase Details

Closed on
Feb 24, 2011
Sold by
Toll Il Lp
Bought by
Szadowski Sharon L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
4.85%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $415,000 Saturn Title
Warranty Deed $266,000 First American Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $332,000 New Conventional
Previous Owner $213,000 New Conventional
Previous Owner $200,000 New Conventional
Previous Owner $167,555 New Conventional
Previous Owner $152,800 New Conventional
Previous Owner $150,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/15/2025 08/15/25 Sold $415,000 -1.2% $223 / Sq Ft
07/12/2025 07/12/25 Pending -- -- --
07/09/2025 07/09/25 For Sale $420,000 -- $225 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,622 $121,779 $24,874 $96,905
2023 $8,203 $110,157 $22,500 $87,657
2022 $8,047 $101,568 $22,424 $79,144
2021 $7,650 $94,483 $21,664 $72,819
2020 $7,659 $92,785 $21,275 $71,510
2019 $7,717 $91,585 $21,000 $70,585
2018 $8,069 $90,767 $18,468 $72,299
2017 $7,976 $86,895 $15,365 $71,530
2016 $8,054 $84,833 $15,000 $69,833
2015 -- $86,500 $16,667 $69,833
2014 -- $82,839 $14,747 $68,092
2013 -- $87,076 $14,999 $72,077
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12401729

Midwest Real Estate Data (MRED)

APN: 05-25-329-025