NOT LISTED FOR SALE

Estimated Value: $196,768 - $219,000

2 Beds
2 Baths
1,440 Sq Ft
$146/Sq Ft Est. Value

About This Home

This home is located at 3909 Gilbert Ave, Covington, KY 41015 and is currently estimated at $210,192, approximately $145 per square foot. 3909 Gilbert Ave is a home located in Kenton County with nearby schools including Holmes High School, Holy Cross Elementary School, and St. Anthony School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 25, 2019
Sold by
Kelsch Daniel J and Kelsch Adelaide E
Bought by
Casey Terry Ann
Current Estimated Value
$210,192

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,717
Outstanding Balance
$108,588
Interest Rate
3.7%
Mortgage Type
FHA
Estimated Equity
$101,604

Purchase Details

Closed on
Apr 15, 2008
Sold by
Scott Julie R
Bought by
Kelsch Daniel J and Kelsch Adelaide E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$113,026
Interest Rate
6.03%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 30, 2005
Sold by
Scott Marie
Bought by
Scott Julie R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$68,000
Interest Rate
5.66%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 11, 2004
Sold by
Pragar John and Scott Marie
Bought by
Scott Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,950
Interest Rate
4.06%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
May 31, 2002
Sold by
Kiskaden Constance L
Bought by
Pragar John and Pragar Marie

Purchase Details

Closed on
Mar 1, 1995
Sold by
Chisenhall Mihcael J
Bought by
Kiskaden Constance L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,050
Interest Rate
9.05%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Casey Terry Ann $126,000 American Homeland Title Agcy
Kelsch Daniel J $114,800 Advanced Land Title Agency
Scott Julie R $102,100 Kentucky Land Title Agency
Scott Marie -- --
Pragar John $88,500 --
Kiskaden Constance L $64,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Casey Terry Ann $123,717
Previous Owner Kelsch Daniel J $113,026
Previous Owner Scott Julie R $68,000
Previous Owner Scott Marie $95,950
Previous Owner Kiskaden Constance L $62,050
Closed Pragar John --
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,436 $157,500 $10,000 $147,500
2024 $2,071 $157,500 $10,000 $147,500
2023 $2,098 $157,500 $10,000 $147,500
2022 $2,114 $157,500 $10,000 $147,500
2021 $1,959 $126,000 $10,000 $116,000
2020 $1,949 $126,000 $10,000 $116,000
2019 $1,802 $114,800 $10,000 $104,800
2018 $1,839 $114,800 $10,000 $104,800
2017 $1,866 $114,800 $10,000 $104,800
2015 $2,276 $114,800 $10,000 $104,800
2014 $2,216 $114,800 $10,000 $104,800
Source: Public Records

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