$429,000

3929 Indian Springs Rd Panama City, FL 32404

Estimated payment $2,787/month

Total Views 3,510
4 Beds
3 Baths
2,950 Sq Ft
$145 Price per Sq Ft

Highlights

  • Craftsman Architecture
  • Vaulted Ceiling
  • Walk-In Pantry
  • A. Crawford Mosley High School Rated A-
  • Covered patio or porch
  • Fireplace

About This Home

Assumable loan at 5.7% interest, low mortgage balance.
Incredible price at $145.42 sq. ft. for a 2,950 sq. ft. property. Walking distance to North Bay Haven Charter Academy (K -12). Price Improvement | Motivated Seller | Exceptional 4BR/3BA Home in the Desirable Riverside Community. Discover refined comfort and timeless design in this spacious 4-bedroom, 3-bathroom home located in the highly sought-after Riverside neighborhood of Panama City. With 2,950 square feet of beautifully designed living space, this residence offers the perfect blend of elegance, functionality, and convenience. Step inside to an open-concept floor plan featuring soaring ceilings, an abundance of natural light, and a cozy fireplace that anchors the expansive living room. The gourmet kitchen is a chef's dream, comp a large island with breakfast bar, stainless steel appliances, and an adjacent dining area perfect for family meals or entertaining guests. Upstairs, retreat to the luxurious master suite featuring a spacious bedroom with a private sitting area, a large walk-in closet, and a spa-inspired en suite bathroom with a soaking tub, walk-in shower, and dual vanities. Secondary bedrooms are generously sized with ample closet space, ideal for family, guests, or a home office setup. Step outside to a private backyard oasis with a balcony perfect for relaxing, entertaining, or enjoying Florida's year-round sunshine. Whether it's morning coffee, a weekend barbecue, or an evening by the fire pit, this space is designed for making memories. Located at 3929 Indian Springs Road, this home offers close proximity to top-rated schools, shopping, dining, and entertainment. Just a short drive from the white-sand beaches of the Gulf of Mexico, enjoy easy access to boating, fishing, and coastal living at its finest. Don't miss your opportunity to own this exceptional home in one of Panama City's most desirable communities. Schedule your private showing today!

Listing Agent

Mike Herring

Keller Williams Realty SRB License #3256219 Listed on: 07/15/2025

Keller Williams Realty SRB

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,754

Year Built

  • Built in 2006

Lot Details

  • Lot Dimensions are 50x150
  • Back Yard Fenced

HOA Fees

  • $100 Monthly HOA Fees

Home Design

  • Craftsman Architecture
  • Composition Shingle Roof

Interior Spaces

  • 2,950 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Fireplace
  • Window Treatments
  • Living Room
  • Dining Room
  • Tile Flooring

Kitchen

  • Walk-In Pantry
  • Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Parking

  • Attached Garage
  • Automatic Garage Door Opener

Outdoor Features

  • Covered patio or porch

Schools

  • Deer Point Elementary School
  • Merritt Brown Middle School
  • Mosley High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • Association fees include accounting
  • Riverside Phase Iii Subdivision

Listing and Financial Details

  • Assessor Parcel Number 11476-120-400

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,754

Year Built

Built in 2006

Lot Details

0

HOA Fees

$100 per month

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 50x150
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: Riverside Phase III
  • Directions: Highway 390 to Cato Road to Indian Springs Road
  • Architectural Style: Craftsman Style
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2006
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Furnished - None
  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Water Heater - Elect
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Fireplace
  • Fireplace: Yes
  • Flooring: Floor Tile
  • Interior Amenities: Ceiling Vaulted, Fireplace, Kitchen Island, Pantry
  • Window Features: Window Treatment All
  • Appliances:Cooktop: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Tile: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Fireplace: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Exterior Features: Fenced Back Yard
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • ConstructionSiding:Roof Composite Shngl: Yes
  • Exterior:Fireplace2: Yes

Garage/Parking

  • Attached Garage: Yes
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water

Condo/Co-op/Association

  • Association #2 Fee: 100.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting

Schools

  • Elementary School: Deer Point
  • High School: Mosley
  • Middle Or Junior School: Merritt Brown

Lot Info

  • Parcel #: 11476-120-400
  • Zoning: Resid Single Family

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,754 $315,696 -- --
2023 $3,754 $340,627 $54,323 $286,304
2022 $3,108 $265,670 $46,700 $218,970
2021 $3,134 $259,712 $0 $0
2020 $2,877 $236,102 $43,849 $192,253
2019 $2,858 $234,920 $39,000 $195,920
2018 $3,318 $269,343 $0 $0
2017 $3,398 $270,972 $0 $0
2016 $3,040 $272,718 $0 $0
2015 $3,162 $273,893 $0 $0
2014 $3,198 $276,923 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/06/2025 07/06/25 For Sale $429,000 +2.1% $145 / Sq Ft
05/19/2023 05/19/23 Sold $420,000 -3.4% $142 / Sq Ft
03/27/2023 03/27/23 Price Changed $435,000 -0.9% $147 / Sq Ft
02/21/2023 02/21/23 Price Changed $439,000 -1.3% $149 / Sq Ft
01/15/2023 01/15/23 For Sale $445,000 +11.3% $151 / Sq Ft
07/05/2022 07/05/22 Off Market $399,900 -- --
07/05/2022 07/05/22 Off Market $295,000 -- --
06/20/2022 06/20/22 Off Market $2,400 -- --
06/20/2022 06/20/22 Off Market $2,450 -- --
02/23/2022 02/23/22 Sold $399,900 0.0% $136 / Sq Ft
12/04/2021 12/04/21 For Sale $399,900 0.0% $136 / Sq Ft
10/23/2020 10/23/20 Rented $2,450 0.0% --
10/23/2020 10/23/20 Under Contract -- -- --
09/17/2020 09/17/20 For Rent $2,450 +2.1% --
01/14/2020 01/14/20 Rented $2,400 -20.0% --
01/14/2020 01/14/20 Under Contract -- -- --
08/22/2019 08/22/19 For Rent $3,000 0.0% --
01/29/2018 01/29/18 Sold $295,000 -1.6% $100 / Sq Ft
12/10/2017 12/10/17 Pending -- -- --
11/04/2017 11/04/17 For Sale $299,900 -- $102 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $420,000 Omega National Title Agency Ll
Warranty Deed $295,000 Cornerstone Title Agency Inc
Warranty Deed $419,900 Northwest Florida Title Serv
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $420,000 VA
Previous Owner $295,000 Adjustable Rate Mortgage/ARM
Previous Owner $303,500 New Conventional
Previous Owner $335,920 Purchase Money Mortgage
Previous Owner $41,990 Stand Alone Second
Previous Owner $250,400 Unknown
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 980950

Emerald Coast Association of REALTORS®

APN: 11476-120-400