NOT LISTED FOR SALE

3962 E Lake Hernando Ln Hernando, FL 34442

Estimated Value: $224,000 - $322,000

3 Beds
2 Baths
1,517 Sq Ft
$171/Sq Ft Est. Value

Last Sold August 29, 2014

Last sale price $103,000 $68 Per Sq Ft

Est. 151% increase in value since last sale

Current estimated payment $1,505/month

153 Days on Market

Highlights

  • Boat Dock
  • Private Pool
  • Cathedral Ceiling
  • Boat Ramp
  • Open Floorplan
  • Attic

About This Home

As of August 2014

Arbor Lakes * Gated LAKEFRONT 55+ Community * 3 bedrooms 2 baths * open kitchen with walk-in pantry * spacious bedrooms * lots of storage * Florida Room plus 16 x 16 screen lanain --great for plants or hot tub * Easy distance to walking trail, clubhouse and boat launch.

Last Agent to Sell the Property

Karen Morton

Century 21 J.W.Morton R.E. License #384935 Listed on: 02/27/2014

Century 21 J.W.Morton R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $801

Year Built

  • Built in 1998

Lot Details

  • 6,970 Sq Ft Lot
  • Lot Dimensions are 72x95
  • Property fronts a private road
  • Property fronts a county road
  • Landscaped
  • Rectangular Lot
  • Property is zoned PDR

HOA Fees

  • $65 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Stucco

Interior Spaces

  • 1,517 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Thermal Windows
  • Double Pane Windows
  • Drapes & Rods
  • Blinds
  • Carpet
  • Pull Down Stairs to Attic
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Oven
  • Range
  • Dishwasher
  • Laminate Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Eco-Friendly Details

  • Energy-Efficient Windows

Outdoor Features

  • Private Pool
  • Boat Ramp
  • Exterior Lighting

Schools

  • Hernando Elementary School
  • Inverness Middle School
  • Citrus High School

Utilities

  • Central Air
  • Heat Pump System
  • Water Heater

Community Details

Overview

  • Arbor Lakes Unit 1 Subdivision

Recreation

  • Boat Dock
  • Community Boat Facilities
  • Tennis Courts
  • Shuffleboard Court
  • Community Pool
  • Dog Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$801

Year Built

Built in 1998

Lot Details

0

HOA Fees

$65 per month

Parking

2

Listing Details

  • Architectural Style: Ranch
  • Carport Y N: No
  • Directions: 41 North to right into ARBOR LAKES stay on Arbor Lakes Dr. to right on ARbor Shore to left on Lake Hernando Lane. Home on right.
  • Garage Yn: Yes
  • Efficiency: Windows
  • Unit Levels: One
  • Lot Size Acres: 0.16
  • Lot Size: 72x95
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: County Road, Private Road
  • Building Stories: 1
  • Subdivision Name: Arbor Lakes Unit 1
  • Year Built: 1998
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dryer, Dishwasher, Oven, Range, Refrigerator, Water Heater, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet
  • Furnished: Unfurnished
  • Interior Amenities: Attic, Breakfast Bar, Cathedral Ceiling(s), Decorative/Designer Lighting Fixtures, Laminate Counters, Primary Suite, Open Floorplan, Pantry, Pull Down Attic Stairs, Split Bedrooms, Window Treatments, Cable TV
  • Living Area: 1517.0
  • Window Features: Blinds, Double Pane Windows, Drapes, Thermal Windows

Exterior Features

  • Construction Type: Stucco
  • Exterior Features: Landscaping, Lighting
  • Foundation Details: Block
  • Lot Features: Rectangular
  • Pool Features: Concrete, None
  • Roof: Asphalt, Shingle
  • Waterfront Features: Boat Ramp/Lift Access
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage, Garage Door Opener
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Security: Smoke Detector(s)
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 65.0
  • Association Fee Frequency: Monthly
  • Association: Yes
  • Community Features: Boat Facilities, Community Pool, Dock, Dog Park, Shuffleboard, Tennis Court(s)

Schools

  • Elementary School: Hernando Elementary
  • High School: Citrus High
  • Middle Or Junior School: Inverness Middle

Lot Info

  • Zoning: PDR

Tax Info

  • Tax Annual Amount: 801.0
  • Tax Year: 2013

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 24, 2025
Sold by
Spitzer Carolyn E
Bought by
Spitzer Carolyn E and Earps Linda
Current Estimated Value
$258,845

Purchase Details

Closed on
Jul 7, 2017
Sold by
Depasquale Joseph A and Depasquale Elizabeth R
Bought by
Spitzer Carolyn E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,000
Interest Rate
3.94%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 27, 2014
Closed on
Aug 29, 2014
Sold by
Engelman Engelman Madeline Madeline and Engelman William R
Bought by
Depasquale Joseph A and Depasquale Elizabeth R
Seller's Agent
Karen Morton
Century 21 J.W.Morton R.E.
List Price
$114,900
Sold Price
$103,000
Premium/Discount to List
-$11,900
-10.36%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.47%

Purchase Details

Closed on
Aug 13, 2003
Sold by
Unruh William R and Unruh Norma J
Bought by
Engelman William R and Engelman Madeline

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,400
Interest Rate
5.42%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 24, 2000
Sold by
Landry Robert and Landry Ann
Bought by
Unrum William R and Unrum Norma J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,000
Interest Rate
8%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Jan 1, 1998
Bought by
Spitzer Carolyn E and Depasquale Elizabeth R
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Spitzer Carolyn E $100 None Listed On Document
Spitzer Carolyn E $100 None Listed On Document
Spitzer Carolyn E $148,000 American Title Svcs Of Citru
Depasquale Joseph A $103,000 American Title Svcs Citrus C
Engelman William R $128,000 Dba Crystal River Title
Unrum William R $114,000 Crystal River Title
Spitzer Carolyn E $24,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Spitzer Carolyn E $116,000
Previous Owner Engelman William R $102,400
Previous Owner Unrum William R $74,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/29/2014 08/29/14 Sold $103,000 -10.4% $68 / Sq Ft
07/30/2014 07/30/14 Pending -- -- --
02/27/2014 02/27/14 For Sale $114,900 -- $76 / Sq Ft
Source: REALTORS® Association of Citrus County

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $991 $105,856 -- --
2024 $955 $102,873 -- --
2023 $955 $99,877 $0 $0
2022 $956 $96,968 $0 $0
2021 $915 $94,144 $0 $0
2020 $868 $129,958 $9,640 $120,318
2019 $851 $118,575 $9,640 $108,935
2018 $819 $104,012 $6,490 $97,522
2017 $700 $84,608 $6,300 $78,308
2016 $699 $82,868 $7,340 $75,528
2015 $703 $82,292 $7,340 $74,952
2014 $787 $81,160 $11,160 $70,000
Source: Public Records

Agents Affiliated with this Home

  • Karen Morton

    Seller's Agent in 2014

    Karen Morton

    Century 21 J.W.Morton R.E.

    (352) 212-7595

    4 in this area

    57 Total Sales

    Karen Morton
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Map

Source: REALTORS® Association of Citrus County

MLS Number: 708930

REALTORS® Association of Citrus County

APN: 19E-18S-14-0140-000P0-0050

Florida Citrus County Hernando 34442

3962 E Lake Hernando Ln, Hernando, FL

Not Listed for Sale

Detached

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