$7,900,000
SOLD AUG 9, 2024

40 Whispering Wind Way Santa Rosa Beach, FL 32459

6 Beds
6.5 Baths
6,347 Sq Ft
0.5 Acres

Recently Sold

$1,245 Per Sq Ft

12% Below List Price

44 Days on Market

Highlights

  • Beach
  • Deeded access to the beach
  • In Ground Pool
  • Bay Elementary School Rated A-
  • Tennis Courts
  • Fishing

About This Home

As of August 2024

Primely positioned and beautifully designed, 40 Whispering Wind Way is a newly built legacy retreat located within the exclusive gated enclave (no short term rentals) of Bannerman Beach which offers 3.4 acres of private deeded beach access for it's boutique 19 lot plat and is directly adjacent to Grayton Beach State Park along the pristine 30A coastline. This custom-built estate is the epitome of private living, designed with Hamptons-style qualities that maximize the half acre lot size boasting exquisite amenities such as a private pickle ball court, spacious private pool and surrounding pool deck and sweeping gulf views from the third floor tower. The exterior architecture of this residence is a work of art, adorned with authentic reclaimed wood beam accents and artisan-sourced brickwork, creating a captivating facade that is sure to leave a lasting impression. Notably, it stands as the only private home on 30A with its very own private pickleball court, adding a rare and appealing dimension to the property. Bannerman Beach is located south of 30A, allowing its owners exclusive access to one of the most private stretches of beach in North Florida.

The home also offers breathtaking Gulf views, further enhancing its allure. With 6 bedrooms, 6.5 bathrooms (primarily laid out over a single level) and a sprawling 6,347 square feet of living space, this home provides ample room for both relaxation and entertainment. It features a heated 16x30 pool, a private elevator, a spacious third-floor viewing deck with prominent Gulf views, and a built-in outdoor kitchen. Additionally, hand-selected furniture and lighting packages complement the home's style, and a unique beach lobby area welcomes you to the coast. Dual primary suites on the first floor provide convenience and comfort, and the 3.4-acre private beach access is exclusively available for the gated neighborhood residents. Exceptional lot positioning with over half an acre of land and reclaimed beams imported from Canada add to the property's character.

Bannerman Beach is an unparalleled neighborhood that remains notable for it's gated privacy and exclusivity while still allowing excellent proximity to both the east and west ends of 30A including immediate adjacency to Grayton Beach, FL as well as the epicenter of 30A in Seaside FL. Each lot boasts a minimum of half an acre significantly reducing the overall density and maintaining a non rental status that elevates it's privacy and security.

Please reach out to us today for the cost-to-own figures for the property.

Last Agent to Sell the Property

Spears Group

Compass Listed on: 06/17/2024

Last Buyer's Agent

Beau Blankenship

Christies International Real Estate Emerald Coast

Christies International Real Estate Emerald Coast

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,028

Year Built

  • Built in 2023

Lot Details

  • 0.5 Acre Lot
  • Lot Dimensions are 191.6 x 130.48 x 25.04 x 166.97 x 115.41
  • Cul-De-Sac
  • Property is Fully Fenced

HOA Fees

  • $500 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking

Property Views

  • Gulf
  • Lake

Home Design

  • Contemporary Architecture
  • Newly Painted Property
  • Brick Exterior Construction
  • Frame Construction
  • Metal Roof
  • Cement Board or Planked

Interior Spaces

  • 6,347 Sq Ft Home
  • 3-Story Property
  • Elevator
  • Wet Bar
  • Furnished
  • Beamed Ceilings
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace
  • Living Room
  • Wood Flooring

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Range Hood
  • Ice Maker
  • Dishwasher
  • Wine Refrigerator
  • Kitchen Island

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Primary Bedroom on Main
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Laundry

  • Dryer
  • Washer

Outdoor Features

  • In Ground Pool
  • Deeded access to the beach
  • Tennis Courts
  • Balcony
  • Deck
  • Open Patio
  • Outdoor Kitchen
  • Porch

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Cooling System Powered By Gas
  • High Efficiency Air Conditioning
  • Multiple cooling system units
  • Central Air
  • Cable TV Available

Listing and Financial Details

  • No Rentals Allowed
  • Assessor Parcel Number 07-3S-19-25000-004-0050

Community Details

Overview

  • Association fees include ground keeping, master, security
  • Bannerman Beach Estates Subdivision

Recreation

  • Beach
  • Fishing

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,028

Year Built

Built in 2023

Lot Details

0

HOA Fees

$500 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.5
  • Lot Size: 191.6 x 130.48 x 25.04 x 166.97 x 115.41
  • Road Surface Type: Paved
  • Subdivision Name: Bannerman Beach Estates
  • Directions: South of Highway 30A, between Highways 283 & 83, just West of Grayton Beach. Once you go through the gate, you will take a right and follow it to the home.
  • Architectural Style: Contemporary
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 3
  • Year Built: 2023
  • ResoBuildingAreaSource: Appraiser
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Living Room: Yes
  • Waterview:Gulf2: Yes
  • Washers: Yes
  • Energy:AC - High Efficiency: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:AC - 2 or More: Yes
  • Utilities:Gas - Natural: Yes
  • Energy:AC - Central Gas: Yes
  • Special Features: NewHome
  • Stories: 3

Interior Features

  • Appliances: Dishwasher, Dryer, Ice Machine, Range Hood, Refrigerator, Refrigerator W/IceMk, Washer, Wine Refrigerator
  • Full Bathrooms: 6
  • Half Bathrooms: 1
  • Total Bedrooms: 6
  • Interior Amenities: Breakfast Bar, Ceiling Beamed, Elevator, Fireplace, Floor Hardwood, Furnished - All, Kitchen Island, Lighting Recessed, Newly Painted, Pantry, Washer/Dryer Hookup, Wet Bar
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Ice Machine: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Elevator: Yes
  • Interior:Floor Hardwood: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Appliances:Range Hood: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Furnished - All: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Newly Painted: Yes
  • Appliances:Wine Refrigerator: Yes
  • Interior:Wet Bar: Yes
  • Interior:Fireplace: Yes
  • Interior:Ceiling Beamed: Yes

Exterior Features

  • Lot Features: Cul-De-Sac, Within 1/2 Mile to Water
  • Pool Features: Pool Type
  • View: Gulf, Lake
  • Construction Type: Brick, Frame, Roof Metal, Siding CmntFbrHrdBrd
  • Exterior Features: Balcony, Deck Open, Fenced Lot-All, Fireplace, Patio Open, Pool - In-Ground, Porch Open, Summer Kitchen, Tennis Court
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Cul-De-Sac: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Exterior:Balcony: Yes
  • Exterior:Patio Open: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Deck Open: Yes
  • Exterior:Porch Open: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Pool - In-Ground: Yes
  • ConstructionSiding:Brick: Yes
  • Exterior:Tennis Court: Yes
  • Exterior:Fireplace2: Yes
  • Exterior:Fenced Lot-All: Yes
  • Exterior:Summer Kitchen: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage, Oversized
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Parking Features:Garage3: Yes
  • Parking Features:Oversized: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Gas
  • Cooling Y N: Yes
  • Utilities: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Beach, Deed Access, Fishing, Gated Community, No Rental, Pets Allowed
  • Association #2 Fee: 6000.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Ground Keeping, Master Association, Security

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 21780.0
  • Parcel #: 07-3S-19-25000-004-0050
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 11027.74
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 17, 2024
Closed on
Sep 4, 2024
Sold by
Garrett Bobby
Bought by
Bobby Wayne Garrett Revocable Trust and Garrett
Seller's Agent
Spears Group
Compass
Buyer's Agent
Beau Blankenship
Christies International Real Estate Emerald Coast
List Price
$8,995,000
Sold Price
$7,900,000
Premium/Discount to List
-$1,095,000
-12.17%
Views
20

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.95%

Purchase Details

Listed on
Jun 17, 2024
Closed on
Aug 9, 2024
Sold by
Thomas Sand Dunes Llc
Bought by
Garrett Bobby
Seller's Agent
Spears Group
Compass
Buyer's Agent
Beau Blankenship
Christies International Real Estate Emerald Coast
List Price
$8,995,000
Sold Price
$7,900,000
Premium/Discount to List
-$1,095,000
-12.17%
Views
20

Purchase Details

Listed on
Aug 23, 2019
Closed on
Jun 29, 2020
Sold by
Bannerman Beach Holdings Llc
Bought by
Thomas Sand Dunes Llc
Seller's Agent
Spears Group
Scenic Sotheby's International Realty
Buyer's Agent
CJ and Mike Team
Scenic Sotheby's International Realty
List Price
$1,300,000
Sold Price
$1,300,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
54.96%
Original Mortgage
$845,000
Interest Rate
3.1%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Listed on
Feb 28, 2018
Closed on
Jul 30, 2018
Sold by
Tate Dlaton A and Tate Donna M
Bought by
Bannerman Beach Holdings Llc
Seller's Agent
Spears Group
Scenic Sotheby's International Realty
Buyer's Agent
Spears Group
Scenic Sotheby's International Realty
List Price
$1,400,000
Sold Price
$1,400,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.79%
Original Mortgage
$1,328,695
Interest Rate
4.5%
Mortgage Type
Construction

Purchase Details

Closed on
Jun 30, 2017
Sold by
Amalfi Coast Development Inc
Bought by
Amalfi Coast Resort Owner S Associatio

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Interest Rate
3.88%

Purchase Details

Listed on
Sep 17, 2012
Closed on
Feb 22, 2013
Sold by
Dollar Roy Gunby and Powell Jo Ann
Bought by
Tate Dalton A and Tate Donna M
Seller's Agent
Larry Davis
Davis Properties Of Nw Fl
Buyer's Agent
Barbara Lovell
Berkshire Hathaway HomeServices
List Price
$791,000
Sold Price
$791,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.05%

Purchase Details

Closed on
May 27, 2004
Sold by
Voith Dennis P and Voith Nancy R
Bought by
Dollar Roy Gunby and Powell Jo Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.25%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
May 14, 2004
Sold by
Moye Carrie Nelle
Bought by
Voith Dennis A and Voith Nancy R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.25%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Dec 11, 2000
Sold by
Wannemacher David E and Hutcheson Karen
Bought by
Voith Dennis A and Voith Nancy R
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Warranty Deed $7,900,000 Aqua Title Services
Warranty Deed $1,300,000 Setco Services Llc
Warranty Deed $1,400,000 Aqua Title Svcs
Deed -- --
Warranty Deed $791,000 Mcneese Title Llc
Warranty Deed $1,100,000 A Preferred Title
Warranty Deed -- A Preferred Title
Warranty Deed $690,000 Southern Escrow & Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $3,300,000 New Conventional
Previous Owner $845,000 New Conventional
Previous Owner $845,000 Future Advance Clause Open End Mortgage
Previous Owner $1,328,695 Construction
Previous Owner $1,120,000 Adjustable Rate Mortgage/ARM
Previous Owner -- No Value Available
Previous Owner $100,000 Credit Line Revolving
Previous Owner $1,106,799 New Conventional
Previous Owner $200,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/03/2025 03/03/25 For Sale $11,990,000 +51.8% $1,889 / Sq Ft
08/09/2024 08/09/24 Sold $7,900,000 -12.2% $1,245 / Sq Ft
07/31/2024 07/31/24 Pending -- -- --
06/17/2024 06/17/24 For Sale $8,995,000 +591.9% $1,417 / Sq Ft
06/29/2020 06/29/20 Sold $1,300,000 0.0% $238 / Sq Ft
04/18/2020 04/18/20 Pending -- -- --
08/23/2019 08/23/19 For Sale $1,300,000 -7.1% $238 / Sq Ft
07/30/2018 07/30/18 Sold $1,400,000 0.0% $347 / Sq Ft
05/16/2018 05/16/18 Pending -- -- --
02/28/2018 02/28/18 For Sale $1,400,000 +77.0% $347 / Sq Ft
02/22/2013 02/22/13 Sold $791,000 0.0% $165 / Sq Ft
12/10/2012 12/10/12 Pending -- -- --
09/17/2012 09/17/12 For Sale $791,000 -- $165 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,028 $4,444,679 $1,400,000 $3,044,679
2023 $11,028 $1,213,653 $1,213,653 $0
2022 $12,236 $1,347,155 $1,347,155 $0
2021 $11,406 $1,178,303 $1,178,303 $0
2020 $12,693 $1,271,514 $1,271,514 $0
2019 $12,413 $1,249,937 $1,234,437 $15,500
2018 $8,002 $839,815 $0 $0
2017 $7,784 $822,542 $0 $0
2016 $7,691 $805,624 $0 $0
2015 $7,758 $800,024 $0 $0
2014 $7,353 $713,281 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 952512

Emerald Coast Association of REALTORS®

APN: 07-3S-19-25000-004-0050