NOT LISTED FOR SALE

404 James St Bay City, MI 48706

Estimated Value: $113,000 - $134,000

4 Beds
1 Bath
1,149 Sq Ft
$108/Sq Ft Est. Value

Last Sold November 09, 2023

Last sale price $99,997 $87 Per Sq Ft

Est. 24% increase in value since last sale

Current estimated payment $843/month

8 Days on Market

Highlights

  • Traditional Architecture
  • Tankless Water Heater
  • Carpet
  • 1.5 Car Detached Garage
  • Forced Air Heating and Cooling System

About This Home

As of November 2023

Seller is offering a $1000 credit at closing for new carpet AND up to 2% concessions. Charming 4-Bedroom Home with Modern Comforts. Welcome to your dream home! This charming 4-bedroom, 1-bath gem offers 1,146 square feet of comfortable living space and boasts modern amenities like central air conditioning and an on-demand hot water heater. This spacious home provides ample space for your family or guests. Transform the extra rooms into a home office, a guest bedroom, or a cozy reading nook – the possibilities are endless! 1 Bath: The well-appointed bathroom features all the essentials you need for daily comfort. Start your day with a refreshing shower or unwind in a luxurious bath after a long day. Central Air: Say goodbye to sweltering summers! Central air conditioning ensures a cool and comfortable environment throughout the year, allowing you to relax in comfort no matter the weather. On-Demand Hot Water Heater: Never run out of hot water again! The on-demand hot water heater delivers a steady supply of hot water, ensuring that you and your family can enjoy uninterrupted showers and baths. Outdoor Space: Step outside and discover your own private oasis. The spacious backyard is perfect for outdoor gatherings, gardening, or simply enjoying a morning coffee in the fresh air. Character and Charm: This home exudes character and charm with its timeless design elements, offering a cozy and welcoming atmosphere that's perfect for creating lasting memories. Desirable Location: Situated in a sought-after neighborhood, this home is close to schools, parks, shopping, and dining, providing convenience and easy access to all the amenities you need. Don't miss the opportunity to make this house your forever home! With its modern comforts and timeless charm, it's the perfect place to create a lifetime of cherished memories. Contact us today to schedule a showing and experience the warmth and comfort of this beautiful home for yourself. Your dream home awaits!

Last Agent to Sell the Property

Christi Rice

EXP Realty LLC License #MISPE-6502431556 Listed on: 09/20/2023

EXP Realty LLC

Last Buyer's Agent

Warren Commire

Mid-Mitten Realty License #MISPE-6501445235

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1946

Lot Details

  • 4,792 Sq Ft Lot
  • Lot Dimensions are 50 x 100

Parking

  • 1.5 Car Detached Garage

Home Design

  • Traditional Architecture
  • Vinyl Siding

Interior Spaces

  • 1,149 Sq Ft Home
  • 1.5-Story Property
  • Carpet
  • Crawl Space

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 1 Full Bathroom

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Tankless Water Heater

Listing and Financial Details

  • Assessor Parcel Number 160-016-328-009-00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,561

Year Built

Built in 1946

Lot Details

0

Listing Details

  • Originating MLS: MiRealSource
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Traditional
  • Structure Style: 1 1/2 Story
  • Total Tax Amount: 1561.25
  • Total Tax Year: 2022
  • Year Built: 1946
  • Mail City: Bay City
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Bedrooms: 4
  • Bedroom 1: On 1st Floor, Dimensions: 12 x 10
  • Bedroom 2: On 1st Floor, Dimensions: 11 x 10
  • Bedroom 2 Floor Covering: Carpet
  • Bedroom 3: On 2nd Floor, Dimensions: 9 x 12
  • Bedroom 3 Floor Covering: Carpet
  • Bedroom 4: On 2nd Floor, Dimensions: 10 x 10
  • Bedroom 4 Floor Covering: Carpet
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Bathroom 1: On Level: First
  • Kitchen: On 1st Floor, Dimensions: 14 x 12
  • Living Room: On 1st Floor, Dimensions: 14 x 12
  • Living Room Floor Covering: Carpet
  • Above Grade Finished Sq Ft: 1149
  • Total Finished Sq Ft: 1149

Exterior Features

  • Exterior: Vinyl Siding
  • Foundation: Crawl
  • Frontage: 50
  • Frontage Type: Road

Garage/Parking

  • Garage: Detached Garage
  • Garage Spaces: 1.5
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water
  • Water Heater: Tankless Hot Water
  • Cooling: Central A/C

Lot Info

  • Assessor Parcel Number: 160-016-328-009-00
  • Lot Dimensions: 50 X 100
  • Acreage: 0.11
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2022, Amount: $1,294.42
  • Winter Tax: Year: 2022, Amount: $266.83
  • Total Tax: Year: 2022, Amount: $1,561.25

MLS Schools

  • School District: Bay City School District

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 20, 2023
Closed on
Nov 15, 2023
Sold by
Hawn Elizabeth and Schalk Kelly
Bought by
Jackson Michelle Maureen
Seller's Agent
Christi Rice
EXP Realty LLC
Buyer's Agent
Warren Commire
Mid-Mitten Realty
List Price
$110,000
Sold Price
$99,997
Premium/Discount to List
-$10,003
-9.09%
Views
81
Current Estimated Value
$124,131

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$24,134
Avg. Annual Appreciation
11.60%
Original Mortgage
$9,536
Outstanding Balance
$9,268
Interest Rate
4.9%
Estimated Equity
$114,863

Purchase Details

Listed on
Sep 20, 2023
Closed on
Nov 9, 2023
Sold by
Hawn Elizabeth and Schalk Kelly
Bought by
Jackson Michelle Maureen
Seller's Agent
Christi Rice
EXP Realty LLC
Buyer's Agent
Warren Commire
Mid-Mitten Realty
List Price
$110,000
Sold Price
$99,997
Premium/Discount to List
-$10,003
-9.09%
Views
81

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$9,536
Outstanding Balance
$9,268
Interest Rate
4.9%
Estimated Equity
$114,863

Purchase Details

Listed on
Aug 21, 2017
Closed on
Oct 16, 2017
Sold by
Clipper Robert and Clipper Andrea
Bought by
Hawn Elizbeath and Schalk Kelly
Seller's Agent
Matt Hechlik
Berkshire Hathaway HomeServices, Bay City
Buyer's Agent
Sean Herrera
RE/MAX Results
List Price
$69,900
Sold Price
$69,000
Premium/Discount to List
-$900
-1.29%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.30%
Original Mortgage
$67,750
Interest Rate
3.78%
Mortgage Type
FHA

Purchase Details

Closed on
May 3, 2013
Sold by
Mak Renovations Llc
Bought by
Clipper Robert and Clipper Andrea

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$29,950
Interest Rate
3.51%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 17, 2012
Closed on
Aug 16, 2012
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Mak Renovations Llc
Seller's Agent
All Star Real Estate
All Star Real Estate
Buyer's Agent
Mike Kazee
1 Stop Realty & Mortgage Services
List Price
$16,000
Sold Price
$16,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.78%

Purchase Details

Closed on
Sep 23, 2011
Sold by
Hartley Lisa J
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Feb 17, 1997
Sold by
Kaiser Beverly J
Bought by
Hartley Lisa J
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jackson Michelle Maureen $99,997 Diversified National Title
Jackson Michelle Maureen $99,997 Diversified National Title
Hawn Elizbeath $69,000 Title Resource Agency
Clipper Robert $59,900 Land Title & Abstract Inc
Mak Renovations Llc $16,000 None Available
Federal Home Loan Mortgage Corporation $96,279 None Available
Hartley Lisa J $54,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Jackson Michelle Maureen $9,536
Open Jackson Michelle Maureen $95,743
Closed Jackson Michelle Maureen $9,536
Closed Jackson Michelle Maureen $95,743
Previous Owner Hawn Elizbeath $67,750
Previous Owner Clipper Robert $29,950
Previous Owner Clipper Robert $26,955
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/09/2023 11/09/23 Sold $99,997 0.0% $87 / Sq Ft
09/28/2023 09/28/23 Pending -- -- --
09/24/2023 09/24/23 Price Changed $99,997 -9.1% $87 / Sq Ft
09/20/2023 09/20/23 For Sale $110,000 +59.4% $96 / Sq Ft
10/16/2017 10/16/17 Sold $69,000 -1.3% $60 / Sq Ft View Prior Sale
08/29/2017 08/29/17 Pending -- -- --
08/21/2017 08/21/17 For Sale $69,900 +336.9% $61 / Sq Ft
08/16/2012 08/16/12 Sold $16,000 0.0% $14 / Sq Ft View Prior Sale
07/17/2012 07/17/12 Pending -- -- --
05/17/2012 05/17/12 For Sale $16,000 -- $14 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,299 $56,200 $0 $0
2024 $1,892 $49,150 $0 $0
2023 $1,360 $44,500 $0 $0
2022 $1,562 $40,650 $0 $0
2021 $1,469 $39,050 $39,050 $0
2020 $1,562 $32,900 $32,900 $0
2019 $1,528 $32,050 $0 $0
2018 $1,513 $30,800 $0 $0
2017 $1,201 $32,100 $0 $0
2016 $1,195 $32,350 $0 $32,350
2015 $1,197 $24,200 $0 $24,200
2014 $1,197 $24,550 $0 $24,550
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 50122667

Michigan Multiple Listing Service

APN: 09-160-016-328-009-00