$128,000
SOLD NOV 22, 2024

409 N Mountain St Bay City, MI 48706

3 Beds
1.5 Baths
1,040 Sq Ft
6,534 Sq Ft Lot

Recently Sold

$123 Per Sq Ft

7% Above List Price

10 Days on Market

Highlights

  • Traditional Architecture
  • 1 Car Detached Garage
  • Carpet
  • Corner Lot
  • Forced Air Heating and Cooling System

About This Home

As of May 2025

Your next chapter starts here. Welcome to 409 N Mountain St., This charming 3 bedroom 1.5 bath home is located on a spacious corner lot on a quiet city street. This cozy residence offers a comfortable layout with plenty of natural light throughout. The main floor features a welcoming living room, dining area, functional kitchen, main floor bedroom, and full bathroom. Upstairs you will find two good-sized bedrooms, a half bath, and a landing area that could be used for storage or additional living space. This home has plenty of storage, a full basement, and a detached oversized 1-car garage. Recent updates include Vinyl windows, a Newer Furnace (2022), and a Newer Roof (2020). Check out this perfect gem of a home!

Last Agent to Sell the Property

The Real Estate Specialists

Berkshire Hathaway HomeServices, Bay City License #bcra Listed on: 10/14/2024

Berkshire Hathaway HomeServices, Bay City

Co-Listed By

Travas Gregory

Berkshire Hathaway HomeServices, Bay City License #BCRA-6501382125

Last Buyer's Agent

Cesar Ortega

Ayre/Rhinehart Bay REALTORS License #BCRA-6501395874

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1970

Lot Details

  • 6,534 Sq Ft Lot
  • Lot Dimensions are 58 x 110
  • Corner Lot

Parking

  • 1 Car Detached Garage

Home Design

  • Traditional Architecture

Interior Spaces

  • 1,040 Sq Ft Home
  • 1.5-Story Property
  • Basement
  • Block Basement Construction

Flooring

  • Carpet
  • Linoleum

Bedrooms and Bathrooms

  • 3 Bedrooms

Schools

  • Kolb Elementary School
  • Handy Middle School
  • Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Community Details

  • Denisons Subdivision

Listing and Financial Details

  • Assessor Parcel Number 160-020-152-003-00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,398

Year Built

Built in 1970

Lot Details

0

Listing Details

  • Originating MLS: Bay County REALTOR Association
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Traditional
  • Structure Style: 1 1/2 Story
  • Total Tax Amount: 1321.07
  • Total Tax Year: 2023
  • Year Built: 1970
  • Mail City: Bay City
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement: Yes
  • Basement: Block
  • Bedrooms: 3
  • Bedroom 1: On Main Floor, Dimensions: 15 x 10
  • Bedroom 1 Floor Covering: Carpet
  • Bedroom 2: On 2nd Floor, Dimensions: 12 x 9
  • Bedroom 2 Floor Covering: Carpet
  • Bedroom 3: On 2nd Floor, Dimensions: 12 x 9
  • Bedroom 3 Floor Covering: Carpet
  • Full Bathrooms: 1
  • Total Bathrooms: 2
  • Bathroom 1: Dimensions: 10 x 5, On Level: Main, Flooring: Linoleum
  • Dining Room: On Main Floor, Dimensions: 10 x 9
  • Dining Room Floor Covering: Carpet
  • Kitchen: On Main Floor, Dimensions: 11 x 9
  • Kitchen Floor Covering: Linoleum
  • Living Room: On Main Floor, Dimensions: 20 x 11
  • Living Room Floor Covering: Carpet
  • Below Grade Sq Ft: 740
  • Above Grade Finished Sq Ft: 1040
  • Total Finished Sq Ft: 1040
  • Half Bathrooms: 1

Exterior Features

  • Exterior: Aluminum
  • Foundation: Basement
  • Frontage: 58
  • Frontage Type: Road

Garage/Parking

  • Garage: Detached Garage
  • Garage Spaces: 1
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water
  • Water Heater: Gas
  • Cooling: Central A/C

Schools

  • Elementary School: Kolb Elementary
  • Middle School: Handy Middle School
  • High School: Central High School

Lot Info

  • Assessor Parcel Number: 160-020-152-003-00
  • Lot Dimensions: 58 x 110
  • Acreage: 0.15
  • Geo Subdivision: MI
  • Site/Lot Features: Corner Lot

Tax Info

  • Summer Tax: Year: 2023, Amount: $1,095.46
  • Winter Tax: Year: 2023, Amount: $225.61
  • Taxable Value: 28465
  • Total Tax: Year: 2023, Amount: $1,321.07
  • SEV Year: 2023

MLS Schools

  • Elementary School: Kolb Elementary
  • Middle School: Handy Middle School
  • School District: Bay City School District
  • HighSchool: Central High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 5, 2025
Closed on
May 20, 2025
Sold by
Campbell Cameron
Bought by
Crispin Daniel James and Schiattone Landrey
Seller's Agent
Cesar Ortega
Ayre/Rhinehart Bay REALTORS
Buyer's Agent
Non Member
Non-Member
List Price
$134,900
Sold Price
$140,000
Premium/Discount to List
$5,100
3.78%
Views
84

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-52.53%

Purchase Details

Listed on
Oct 14, 2024
Closed on
Nov 22, 2024
Sold by
Brodin Tyler
Bought by
Campbell Cameron
Seller's Agent
The Real Estate Specialists
Berkshire Hathaway HomeServices, Bay City
Buyer's Agent
Cesar Ortega
Ayre/Rhinehart Bay REALTORS
List Price
$119,900
Sold Price
$128,000
Premium/Discount to List
$8,100
6.76%
Views
30

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.07%
Original Mortgage
$9,364
Interest Rate
6.32%

Purchase Details

Closed on
Apr 9, 2015
Sold by
Kozakiewicz Bernie A and Kozakiewicz Patrick
Bought by
Brodin Tyler

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,840
Interest Rate
3.73%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 4, 2007
Sold by
Schumacher Lucille and Kolb Caren K
Bought by
Kozakiewicz David A and Kozakiewicz Bernie A

Purchase Details

Closed on
Apr 25, 2001
Sold by
Kolb Caren K and Hanover Gale T
Bought by
Schumacher Lucille and Kolb Caren K

Purchase Details

Closed on
May 23, 1994
Sold by
Love Richard A and Love Glen D
Bought by
Hanover Caren Gale Barbara
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $140,000 None Listed On Document
Warranty Deed $128,000 None Listed On Document
Warranty Deed $128,000 None Listed On Document
Warranty Deed $64,000 None Available
Warranty Deed $65,000 None Available
Interfamily Deed Transfer -- None Available
Warranty Deed -- --
Warranty Deed $32,600 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $9,364 No Value Available
Previous Owner $124,160 New Conventional
Previous Owner $62,840 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/20/2025 05/20/25 Sold $140,000 +3.8% $135 / Sq Ft
04/08/2025 04/08/25 Pending -- -- --
03/30/2025 03/30/25 For Sale $134,900 0.0% $130 / Sq Ft
03/23/2025 03/23/25 Pending -- -- --
03/05/2025 03/05/25 Price Changed $134,900 -0.1% $130 / Sq Ft
03/05/2025 03/05/25 For Sale $135,000 +5.5% $130 / Sq Ft
11/22/2024 11/22/24 Sold $128,000 +6.8% $123 / Sq Ft
10/14/2024 10/14/24 For Sale $119,900 -- $115 / Sq Ft
Source: Bay County Realtor® Association MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,398 $47,250 $0 $0
2024 $1,151 $37,200 $0 $0
2023 $1,095 $33,500 $0 $0
2022 $1,258 $30,450 $0 $0
2021 $1,183 $28,600 $28,600 $0
2020 $1,258 $26,000 $26,000 $0
2019 $1,231 $25,400 $0 $0
2018 $1,223 $24,900 $0 $0
2017 $1,315 $26,800 $0 $0
2016 $1,325 $26,900 $0 $26,900
2015 -- $25,050 $0 $25,050
2014 -- $24,950 $0 $24,950
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bay County Realtor® Association MLS

MLS Number: 50158258

Bay County Realtor® Association MLS

APN: 09-160-020-152-003-00