$309,000
SOLD AUG 22, 2019

409 Raintree Dr Unit 2 Oswego, IL 60543

North Oswego Neighborhood
4 Beds
3 Baths
2,565 Sq Ft
9,583 Sq Ft Lot

Recently Sold

$120 Per Sq Ft

1% Below List Price

160 Days on Market

Highlights

  • Landscaped Professionally
  • Georgian Architecture
  • Heated Sun or Florida Room
  • Churchill Elementary School Rated A-
  • Wood Flooring
  • Walk-In Pantry

About This Home

As of August 2024

Amazing 4 BR 2 1/2 bath with 3 Car Garage in much desirable subdivision. Features include large sunny breakfast room, gourmet kitchen with island overlooking private fenced yard. Large bedrooms and first floor laundry room. New roof, newly decorated and professionally landscaped yard. Don't miss this one!!!

Last Agent to Sell the Property

Ryan Cherney

Circle One Realty License #471019427 Listed on: 02/13/2019

Last Buyer's Agent

Traci Kearns

eXp Realty License #475161945

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,836

Year Built

  • 2001

Lot Details

  • East or West Exposure
  • Fenced Yard
  • Landscaped Professionally

HOA Fees

  • $40 per month

Parking

  • Attached Garage
  • Garage ceiling height seven feet or more
  • Garage Door Opener
  • Driveway
  • Garage Is Owned

Home Design

  • Georgian Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Aluminum Siding

Interior Spaces

  • Heated Sun or Florida Room
  • Wood Flooring
  • Unfinished Basement
  • Partial Basement
  • Laundry on main level

Kitchen

  • Walk-In Pantry
  • Oven or Range
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Dual Sinks
  • Separate Shower

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $7,500 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,836

Year Built

2001

Lot Details

0

HOA Fees

$40 per month

Parking

3

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 16-20 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 2.1
  • Style Of House: Georgian
  • Type Detached: 2 Stories
  • Estimated Year Built: 2001
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2001

Interior Features

  • Interior Property Features: Hardwood Floors, 1st Floor Laundry
  • Number Of Rooms: 9
  • Living Room: Dimensions: 14X11, On Level: Main Level, Flooring: Carpet
  • Appliances: Oven/Range, Dishwasher
  • Equipment: Humidifier, Water-Softener Owned, Sump Pump
  • Basement: Partial
  • Basement: Unfinished
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Separate Shower, Double Sink
  • Above Grade Bedrooms: 4
  • Dining Room: Dimensions: 13X11, On Level: Main Level, Flooring: Carpet
  • Kitchen Type: Dimensions: 26X17, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Island, Pantry-Closet
  • Additional Rooms: Sun/Florida Room Heated
  • Master Bedroom: Dimensions: 17X13, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 1 Name: Sun/Florida Room Heated, Dimensions: 15X12, On Level: Main Level, Flooring: Hardwood
  • Bedroom 2: Dimensions: 14X11, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 3: Dimensions: 13X11, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 4: Dimensions: 15X10, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 2565
  • Dining Room Type: Separate
  • Family Room: Dimensions: 17X14, On Level: Main Level, Flooring: Hardwood

Exterior Features

  • Foundation: Concrete
  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Aluminum Siding, Brick
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio
  • Exposure: E (East)
  • Acreage: 0.2238

Garage/Parking

  • Number of Cars: 3
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), 7 Foot or more high garage door
  • Garage On Site: Yes
  • Number Garage Spaces: 3
  • Driveway: Asphalt
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers, 100 Amp Service
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Monthly
  • Assessed Sq Ft: 2500
  • Assessment Association Fees: 40
  • Management Contact Name: Manager
  • Management Phone: 999-999-9999

Fee Information

  • Management Company: HOA

Schools

  • School District: 308
  • Elementary School: Churchill Elementary School
  • Middle School: Plank Junior High School
  • High School: Oswego East High School
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 75X130
  • Lot Description: Fenced Yard, Landscaped Professionally
  • Parcel Identification Number: 0311203005

Tax Info

  • Taxes: 8240.52

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 6, 2024
Closed on
Aug 19, 2024
Sold by
Hines Timothy and Terry Renada
Bought by
Tulis Onur and Mazaldzhieva Rahshan E
Seller's Agent
Lisa Hillman
john greene, Realtor
Buyer's Agent
Nicholas Rusev
Runway Realty Inc
List Price
$465,000
Sold Price
$480,000
Premium/Discount to List
$15,000
3.23%
Views
21
Current Estimated Value
$496,123

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,123
Avg. Annual Appreciation
3.05%
Original Mortgage
$432,000
Outstanding Balance
$427,694
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$68,429

Purchase Details

Listed on
Feb 1, 2023
Closed on
Mar 26, 2023
Sold by
Simmons Jeffery and Simmons Roxanna
Bought by
Terry Renada and Hines Timothy
Seller's Agent
Brittany Sanchez
Realty of America, LLC
Buyer's Agent
Lori Johanneson
@properties Christie's International Real Estate
List Price
$399,900
Sold Price
$408,000
Premium/Discount to List
$8,100
2.03%
Views
225

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.31%
Original Mortgage
$400,610
Interest Rate
6.5%
Mortgage Type
FHA

Purchase Details

Listed on
Feb 13, 2019
Closed on
Aug 22, 2019
Sold by
Fein Jason M and Fein Coleen
Bought by
Simmons Jeffery and Simmons Roxanna
Seller's Agent
Ryan Cherney
Circle One Realty
Buyer's Agent
Traci Kearns
eXp Realty
List Price
$312,000
Sold Price
$309,000
Premium/Discount to List
-$3,000
-0.96%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.03%
Original Mortgage
$303,403
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 5, 2012
Sold by
Fein Jason M and Fein Cheryl A
Bought by
Fein Jason M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
3.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 22, 2011
Sold by
Fannie Mae
Bought by
Fein Jason M and Fein Cheryl A

Purchase Details

Closed on
Sep 13, 2010
Sold by
Fondeur Christian and Fondeur Veronica
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Mar 25, 2007
Sold by
Kreger Joshua J and Kreger Kristy M
Bought by
Fondeur Christian and Fondeur Veronica

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$45,900
Interest Rate
6.21%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jun 1, 2004
Sold by
Rodarte Enrique and Rodarte Nancy J
Bought by
Kreger Joshua J and Kreger Kristy M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$263,700
Interest Rate
4.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 17, 2000
Sold by
William Ryan Homes Inc
Bought by
Rodarte Enrique and Lipp Nancy J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,000
Interest Rate
7.96%
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $480,000 None Listed On Document
Warranty Deed $408,000 Carrington Title Partners
Warranty Deed $309,000 First American Title
Interfamily Deed Transfer -- Chicago Title Insurance Co
Corporate Deed $190,000 Attorneys Title Guaranty Fun
Sheriffs Deed -- None Available
Warranty Deed $306,000 Chicago Title Insurance Co
Warranty Deed $293,000 Ticor Title
Warranty Deed $220,000 Ticor Title Insurance Compan
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $432,000 New Conventional
Previous Owner $400,610 FHA
Previous Owner $303,403 FHA
Previous Owner $120,000 New Conventional
Previous Owner $45,900 Credit Line Revolving
Previous Owner $244,800 Purchase Money Mortgage
Previous Owner $263,700 Purchase Money Mortgage
Previous Owner $205,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/20/2024 08/20/24 Sold $480,000 +3.2% $195 / Sq Ft
07/08/2024 07/08/24 Pending -- -- --
07/07/2024 07/07/24 For Sale $465,000 +14.0% $189 / Sq Ft
03/28/2023 03/28/23 Sold $408,000 +2.0% $166 / Sq Ft
02/15/2023 02/15/23 Pending -- -- --
02/01/2023 02/01/23 For Sale $399,900 +29.4% $163 / Sq Ft
08/22/2019 08/22/19 Sold $309,000 0.0% $120 / Sq Ft
07/23/2019 07/23/19 Pending -- -- --
06/03/2019 06/03/19 Price Changed $309,000 -1.0% $120 / Sq Ft
04/29/2019 04/29/19 For Sale $312,000 0.0% $122 / Sq Ft
03/09/2019 03/09/19 Pending -- -- --
02/13/2019 02/13/19 For Sale $312,000 -- $122 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,836 $134,659 $28,096 $106,563
2023 $9,696 $121,315 $25,312 $96,003
2022 $9,696 $113,378 $23,656 $89,722
2021 $9,446 $106,960 $22,317 $84,643
2020 $9,058 $101,866 $21,254 $80,612
2019 $8,977 $99,518 $21,254 $78,264
2018 $4,703 $93,295 $19,925 $73,370
2017 $8,241 $86,384 $18,449 $67,935
2016 $8,099 $83,868 $17,912 $65,956
2015 $7,817 $77,655 $16,585 $61,070
2014 -- $73,957 $15,795 $58,162
2013 -- $74,704 $15,955 $58,749
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10271401

Midwest Real Estate Data (MRED)

APN: 03-11-203-005