$408,000
SOLD MAR 28, 2023

409 Raintree Dr Unit 2 Oswego, IL 60543

North Oswego Neighborhood
4 Beds
2.5 Baths
2,460 Sq Ft
9,749 Sq Ft Lot

Recently Sold

$166 Per Sq Ft

2% Above List Price

13 Days on Market

Highlights

  • Georgian Architecture
  • Wood Flooring
  • 3 Car Attached Garage
  • Churchill Elementary School Rated A-
  • Sun or Florida Room
  • Living Room

About This Home

As of August 2024

Don't miss this well-crafted, 4-bedroom, 2.5-bath, two-story home built for family, friends, and gracious ease of living! The front door welcomes you to a charmingly decorated foyer with an attached powder room and extends to a living room with large windows blanketing the space with light. A formal dining area off the main living room is conveniently situated next to a kitchen equipped with 42" white shaker cabinets, a full suite of appliances, a built-in cooktop range, double-oven, and newly installed modern pendant and recessed lighting. Beyond the kitchen is a generously sized family room and an exceptional sunroom perfect for spending your evenings looking out to the expansive backyard. The second floor features the primary bedroom with an ensuite bathroom with his and hers sinks, a walk-in closet, and three additional ample-sized bedrooms with a shared hallway bathroom. Additional upgrades include a professionally painted home, brand new windows, carpeting, a sump pump with battery-back-up, a humidifier, furnace, light fixtures, faucets, and a three-car garage. The roof and ac-unit were both installed in 2018. All big-ticket items have been accounted for all you have to do is move in! This home is situated only minutes away from all prime schools, retail shopping, restaurants, grocery stores, and more! Schedule your showing today!

Last Agent to Sell the Property

Brittany Sanchez

Realty of America, LLC License #475188127 Listed on: 02/01/2023

Realty of America, LLC

Last Buyer's Agent

Lori Johanneson

@properties Christie's International Real Estate License #475131610

@properties Christie's International Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,446

Year Built

  • Built in 2000

Lot Details

  • 9,749 Sq Ft Lot
  • Lot Dimensions are 75x130

HOA Fees

  • $23 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Parking Space is Owned

Home Design

  • Georgian Architecture

Interior Spaces

  • 2,460 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Living Room
  • Dining Room
  • Sun or Florida Room
  • Unfinished Basement
  • Partial Basement
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Tanya Bennett Association, Phone Number (815) 609-2330
  • Property managed by Highlands of Ogden falls HOA

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,446

Year Built

Built in 2000

Lot Details

0

HOA Fees

$23 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Georgian
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 2000
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher
  • Basement: Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • LivingArea: 2460
  • Room Type: Sun Room
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • List Price: 399900
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 3
  • ParkingTotal: 3
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 275
  • Association Fee Frequency: Annually
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Highlands of Ogden falls HOA
  • Management Contact Name: Tanya Bennett
  • Management Phone: 815-609-2330
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Other

Schools

  • Middle/Junior School District: 308

Lot Info

  • Lot Size Acres: 0.2238
  • Lot Dimensions: 75X130
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 9446.46
  • Tax Year: 2021
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 6, 2024
Closed on
Aug 19, 2024
Sold by
Hines Timothy and Terry Renada
Bought by
Tulis Onur and Mazaldzhieva Rahshan E
Seller's Agent
Lisa Hillman
john greene, Realtor
Buyer's Agent
Nicholas Rusev
Runway Realty Inc
List Price
$465,000
Sold Price
$480,000
Premium/Discount to List
$15,000
3.23%
Views
21
Current Estimated Value
$493,619

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,619
Avg. Annual Appreciation
1.36%
Original Mortgage
$432,000
Outstanding Balance
$429,290
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$56,888

Purchase Details

Listed on
Feb 1, 2023
Closed on
Mar 26, 2023
Sold by
Simmons Jeffery and Simmons Roxanna
Bought by
Terry Renada and Hines Timothy
Seller's Agent
Brittany Sanchez
Realty of America, LLC
Buyer's Agent
Lori Johanneson
@properties Christie's International Real Estate
List Price
$399,900
Sold Price
$408,000
Premium/Discount to List
$8,100
2.03%
Views
225

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.31%
Original Mortgage
$400,610
Interest Rate
6.5%
Mortgage Type
FHA

Purchase Details

Listed on
Feb 13, 2019
Closed on
Aug 22, 2019
Sold by
Fein Jason M and Fein Coleen
Bought by
Simmons Jeffery and Simmons Roxanna
Seller's Agent
Ryan Cherney
Circle One Realty
Buyer's Agent
Traci Kearns
eXp Realty
List Price
$312,000
Sold Price
$309,000
Premium/Discount to List
-$3,000
-0.96%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.03%
Original Mortgage
$303,403
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 5, 2012
Sold by
Fein Jason M and Fein Cheryl A
Bought by
Fein Jason M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
3.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 22, 2011
Sold by
Fannie Mae
Bought by
Fein Jason M and Fein Cheryl A

Purchase Details

Closed on
Sep 13, 2010
Sold by
Fondeur Christian and Fondeur Veronica
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Mar 25, 2007
Sold by
Kreger Joshua J and Kreger Kristy M
Bought by
Fondeur Christian and Fondeur Veronica

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$45,900
Interest Rate
6.21%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jun 1, 2004
Sold by
Rodarte Enrique and Rodarte Nancy J
Bought by
Kreger Joshua J and Kreger Kristy M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$263,700
Interest Rate
4.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 17, 2000
Sold by
William Ryan Homes Inc
Bought by
Rodarte Enrique and Lipp Nancy J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,000
Interest Rate
7.96%
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $480,000 None Listed On Document
Warranty Deed $408,000 Carrington Title Partners
Warranty Deed $309,000 First American Title
Interfamily Deed Transfer -- Chicago Title Insurance Co
Corporate Deed $190,000 Attorneys Title Guaranty Fun
Sheriffs Deed -- None Available
Warranty Deed $306,000 Chicago Title Insurance Co
Warranty Deed $293,000 Ticor Title
Warranty Deed $220,000 Ticor Title Insurance Compan
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $432,000 New Conventional
Previous Owner $400,610 FHA
Previous Owner $303,000 New Conventional
Previous Owner $303,403 FHA
Previous Owner $120,000 New Conventional
Previous Owner $45,900 Credit Line Revolving
Previous Owner $244,800 Purchase Money Mortgage
Previous Owner $263,700 Purchase Money Mortgage
Previous Owner $250,000 Balloon
Previous Owner $205,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/20/2024 08/20/24 Sold $480,000 +3.2% $195 / Sq Ft
07/08/2024 07/08/24 Pending -- -- --
07/07/2024 07/07/24 For Sale $465,000 +14.0% $189 / Sq Ft
03/28/2023 03/28/23 Sold $408,000 +2.0% $166 / Sq Ft
02/15/2023 02/15/23 Pending -- -- --
02/01/2023 02/01/23 For Sale $399,900 +29.4% $163 / Sq Ft
08/22/2019 08/22/19 Sold $309,000 0.0% $120 / Sq Ft
07/23/2019 07/23/19 Pending -- -- --
06/03/2019 06/03/19 Price Changed $309,000 -1.0% $120 / Sq Ft
04/29/2019 04/29/19 For Sale $312,000 0.0% $122 / Sq Ft
03/09/2019 03/09/19 Pending -- -- --
02/13/2019 02/13/19 For Sale $312,000 -- $122 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,836 $134,659 $28,096 $106,563
2023 $9,696 $121,315 $25,312 $96,003
2022 $9,696 $113,378 $23,656 $89,722
2021 $9,446 $106,960 $22,317 $84,643
2020 $9,058 $101,866 $21,254 $80,612
2019 $8,977 $99,518 $21,254 $78,264
2018 $4,703 $93,295 $19,925 $73,370
2017 $8,241 $86,384 $18,449 $67,935
2016 $8,099 $83,868 $17,912 $65,956
2015 $7,817 $77,655 $16,585 $61,070
2014 -- $73,957 $15,795 $58,162
2013 -- $74,704 $15,955 $58,749
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11690538

Midwest Real Estate Data (MRED)

APN: 03-11-203-005