NOT LISTED FOR SALE

Estimated Value: $422,054 - $466,000

4 Beds
2 Baths
2,307 Sq Ft
$192/Sq Ft Est. Value

Last Sold February 28, 2024

Last sale price $444,000 $192 Per Sq Ft

Current estimated payment $2,650/month

128 Days on Market

Highlights

  • Screened Pool
  • Gated Community
  • Contemporary Architecture
  • Freedom 7 Elementary School of International Studies Rated A-
  • Open Floorplan
  • Main Floor Primary Bedroom

About This Home

As of February 2024

One or more photo(s) has been virtually staged. Welcome to this meticulously maintained 4 bedroom, 2 bath pool home situated in the highly sought-after and scenic gated community of Ruby Lake. This home is an absolute steal given the house right next door recently sold for $495k, creating an opportunity for instant equity with just a few cosmetic tweaks. As you pass through the beautifully landscaped community entrance and gates, a relaxing drive unfolds, taking you alongside peaceful ponds, inviting park benches, and tranquil views that offer glimpses of the pristine lakes that surround this wonderful community. A meticulously manicured lawn and spotless exterior serves as a preview of what awaits inside. Stepping into the interior you'll be greeted by a home that effortlessly marries formal living and dining areas, generously proportioned rooms, a thoughtfully designed split-bedroom layout, soaring ceilings, and an abundance of inviting natural light. Centered at the heart of the home, the generously sized kitchen provides a great amount of cabinet and counter space, solid surface countertops, breakfast bar, dinette, and a pass-through window to the pool area, for easy food and drink service on those sunny pool days. The home's spacious family room provides the perfect spot to relax and unwind while its large dimensions allow for variety of furniture arrangements and casual living. The master suite, thoughtfully split from the guest bedrooms, features glass sliders with tranquil pool views, two generously sized walk-in closets, and an en-suite bath appointed with dual vanities, a jetted soaking tub, and a walk-in shower. You'll find three comfortable guest bedrooms, all with ample closet space, two of which feature walk-ins, and easy access to the full guest bathroom which also serves as the pool bath. Stepping outside you'll discover amazing outdoor living spaces, accented with a column-covered lanai area and a large 28x14 pool with a cascading waterfall—your very own Florida paradise. | LOTS OF UPDATES & FEATURES: new pool screening in 2023, a new water heater in 2022, a new architectural shingle roof in 2020, new exterior paint in 2020, new 4 ton AC system in 2019 rain gutters, landscape curbing, a cost-efficient irrigation system with well, inside laundry room with included washer and dryer, updated pool surface and lots of parking with a circular driveway and a 2 car garage. Nestled within the picturesque landscape of Central Florida, Ruby Lake embodies the essence of an idyllic community. Here, you'll find a haven of well-maintained homes, peaceful ponds graced with inviting park benches, and private roads that beckon leisurely strolls, invigorating jogs, or tranquil bike rides. This prime location is a sanctuary of convenience, just a mere 5-minute drive to Legoland and the Peppa Pig Theme Park. Everyday necessities are close at hand, with Walmart and Publix grocery store, an array of dining options, shopping destinations, public and private schools, and essential medical facilities all within easy reach. For those seeking effortless travel, direct routes to Interstate 4, Hwy 27, and the Polk County Parkway make commuting a breeze, connecting you seamlessly to Lakeland, Tampa, and Orlando. Ruby Lake is not just a community; it's a lifestyle that offers the perfect balance of tranquility and accessibility. Come and discover your ideal home in this truly perfect community

Last Agent to Sell the Property

Michael Stone

THE STONES REAL ESTATE FIRM Brokerage Phone: 863-412-2080 License #3103005 Listed on: 09/01/2023

Co-Listed By

Deanna Stone

THE STONES REAL ESTATE FIRM Brokerage Phone: 863-412-2080 License #678978

Last Buyer's Agent

Judy Schoenle

KELLER WILLIAMS REALTY SMART 1 License #3420701

KELLER WILLIAMS REALTY SMART 1

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,010

Year Built

  • Built in 2001

Lot Details

  • 0.29 Acre Lot
  • South Facing Home
  • Mature Landscaping
  • Level Lot
  • Irrigation

HOA Fees

  • $63 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Circular Driveway

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,307 Sq Ft Home
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • Sliding Doors
  • Family Room
  • Separate Formal Living Room
  • Breakfast Room
  • Formal Dining Room
  • Inside Utility
  • Pool Views
  • Security Gate

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Screened Pool
  • In Ground Pool
  • Gunite Pool
  • Fence Around Pool

Outdoor Features

  • Covered Patio or Porch
  • Rain Gutters

Schools

  • Chain O Lakes Elementary School
  • Denison Middle School
  • Lake Region High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Michellette Ramos Association, Phone Number (407) 425-4561
  • Visit Association Website
  • Ruby Lake Ph 04 Subdivision
  • The community has rules related to vehicle restrictions

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,010

Year Built

Built in 2001

Lot Details

0

HOA Fees

$63 per month

Parking

2

Listing Details

  • HOA Fee Includes: None
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2307
  • Lot Size Acres: 0.29
  • New Construction: No
  • Year Built: 2001
  • Building Area Total: 3259
  • Lot Size Sq Ft: 12497
  • Status: Sold
  • Co List Office Mls Id: MFR25502586
  • Co List Office Phone: 863-412-2080
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Building Area Total Srch Sq M: 302.77
  • Escrow City: Winter Haven
  • Escrow State: FL
  • Escrow Street Name: Magnolia Ave SW
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 192.46
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • Attribution Contact: 863-412-2080
  • Tax Year: 2022
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Open Floorplan, Split Bedroom, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Breakfast Room Separate,Family Room,Formal Dining Room Separate,Formal Living Room Separate,Inside Utility
  • Living Area Meters: 214.33

Exterior Features

  • Direction Faces: South
  • Pool Features: Gunite, In Ground, Screen Enclosure
  • Exterior Features: Irrigation System, Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • View: Pool
  • Waterfront: No
  • Patio and Porch Features: Covered, Front Porch, Rear Porch, Screened
  • Road Surface Type: Paved
  • Disclosures: HOA/PUD/Condo Disclosure, Seller Property Disclosure
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12105C0535H

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Circular Driveway, Driveway, Garage Door Opener

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Gated Community - No Guard
  • Association Amenities: Gated, Vehicle Restrictions
  • Association Fee: 750
  • Association Fee Frequency: Annually
  • Association Name: Michellette Ramos
  • Phone: 407-425-4561
  • Association: Yes
  • Security: Gated Community, Security Gate
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Must contact the HOA directly to confirm all pet rules and restrictions.
  • Association Fee Requirement: Required
  • Association Email: michellette@donasher.com
  • Association URL: RubyLake.org

Fee Information

  • Total Annual Fees: 750.00
  • Total Monthly Fees: 62.50
  • Monthly HOA Amount: 62.50

Schools

  • Elementary School: Chain O Lakes Elem
  • High School: Lake Region High
  • Middle Or Junior School: Denison Middle

Lot Info

  • Parcel Number: 27-29-07-856604-001300
  • Additional Parcels: No
  • Lot Features: City Limits, Landscaped, Level, Paved
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Must contact the HOA directly to confirm all leasing rules and restrictions.

Tax Info

  • Tax Annual Amount: 3010
  • Tax Book Number: 108-21 THRU 23
  • Tax Lot: 130

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 1, 2023
Closed on
Feb 28, 2024
Sold by
Vanderpool Leonard E and Vanderpool Dawn E
Bought by
Solt Charles
Seller's Agent
Michael Stone
THE STONES REAL ESTATE FIRM
Buyer's Agent
Judy Schoenle
KELLER WILLIAMS REALTY SMART 1
List Price
$444,000
Sold Price
$444,000
Views
389
Current Estimated Value
$443,014

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$986
Avg. Annual Appreciation
-0.12%
Original Mortgage
$435,958
Outstanding Balance
$428,666
Interest Rate
6.6%
Mortgage Type
FHA
Estimated Equity
$14,348

Purchase Details

Closed on
Apr 11, 2001
Sold by
Homes Of Polk C Tyler
Bought by
Vanderpool Leonard E and Vanderpool Dawn E
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Solt Charles $444,000 None Listed On Document
Solt Charles $444,000 None Listed On Document
Vanderpool Leonard E $182,300 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Solt Charles $435,958
Closed Solt Charles $435,958
Previous Owner Vanderpool Leonard E $25,000
Previous Owner Vanderpool Leonard E $75,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/28/2024 02/28/24 Sold $444,000 +0.1% $192 / Sq Ft
01/25/2024 01/25/24 Price Changed $443,500 -0.1% $192 / Sq Ft
01/11/2024 01/11/24 For Sale $444,000 0.0% $192 / Sq Ft
01/08/2024 01/08/24 Pending -- -- --
01/03/2024 01/03/24 Price Changed $444,000 -1.1% $192 / Sq Ft
11/27/2023 11/27/23 Price Changed $449,000 -1.1% $195 / Sq Ft
11/14/2023 11/14/23 Price Changed $454,000 -1.1% $197 / Sq Ft
10/05/2023 10/05/23 Price Changed $459,000 -1.1% $199 / Sq Ft
09/16/2023 09/16/23 Price Changed $464,000 -2.1% $201 / Sq Ft
09/01/2023 09/01/23 For Sale $474,000 -- $205 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,186 $362,282 $76,000 $286,282
2024 $3,100 $213,199 -- --
2023 $3,100 $206,989 $0 $0
2022 $3,010 $200,960 $0 $0
2021 $3,015 $195,107 $0 $0
2020 $2,981 $192,413 $0 $0
2018 $2,914 $184,580 $0 $0
2017 $2,700 $180,784 $0 $0
2016 $2,827 $177,066 $0 $0
2015 $2,704 $175,835 $0 $0
2014 $2,785 $174,439 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: P4927061

Stellar MLS

APN: 27-29-07-856604-001300