426 Sudbury Cir Unit 7 Oswego, IL 60543
South Oswego Neighborhood
5
Beds
3
Baths
2,588
Sq Ft
0.25
Acres
Highlights
- Beach Access
- Landscaped Professionally
- Main Floor Bedroom
- Prairie Point Elementary School Rated A-
- Wood Flooring
- Whirlpool Bathtub
About This Home
As of June 2025Prepare to be impressed! This stunning, move-in ready, 5 bedroom, 3 bath home located in the popular Deerpath Creek community has been meticulously maintained and beautifully updated. An open floor plan offers a seamless blend of modern luxury and comfortable living. The lovely bayed, living room with a brick fireplace and the stylish dining room with a custom tray ceiling provide great space for hosting guests. A fully remodeled kitchen boasts high-end appliances and a modern sleek design. Coffee aficionados will enjoy the custom coffee bar, complete with two beverage refrigerators. You will enjoy the convenience of a main floor bedroom and full bath, ideal for guests or single-level living. Work from home with ease in the office space featuring custom built-ins, creating an organized workspace. The primary suite features a spacious walk-in closet and private bath. The unfinished basement, roughed in for a full bath, presents endless possibilities for customization. Additional highlights include refinished hardwood flooring with a custom runner, new second floor carpeting, updated lighting, convenient first floor laundry room, and a 3-car garage. The professionally maintained yard includes a landscaped berm that provides extra privacy, with no neighbors behind. This home is close to nearby walking trails, parks, restaurants, shopping and all the amenities Downtown Oswego has to offer!
Last Agent to Sell the Property
@properties Christie's International Real Estate License #475172584 Listed on: 05/15/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,153
Year Built
- Built in 2003
Lot Details
- 0.25 Acre Lot
- Lot Dimensions are 70x144x95x140
- Landscaped Professionally
HOA Fees
- $15 Monthly HOA Fees
Parking
- 3 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Brick Exterior Construction
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 2,588 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Wood Burning Fireplace
- Fireplace With Gas Starter
- Entrance Foyer
- Family Room with Fireplace
- Living Room
- Breakfast Room
- Formal Dining Room
- Home Office
- Carbon Monoxide Detectors
Kitchen
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- Main Floor Bedroom
- 3 Full Bathrooms
- Dual Sinks
- Whirlpool Bathtub
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Outdoor Features
- Beach Access
Schools
- Prairie Point Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
- Cable TV Available
Community Details
- Association fees include insurance
- Joanne Association, Phone Number (630) 845-8600
- Deerpath Creek Subdivision, Cambridge Floorplan
- Property managed by Krill & Krill
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 15, 2025
Closed on
Jun 25, 2025
Sold by
Polonus Richard B and Polonus Aretha
Bought by
Bali Rajesh and Bali Monika
Seller's Agent
Craig Sebert
@properties Christie's International Real Estate
Buyer's Agent
Dinesh Chawla
Baird & Warner
List Price
$499,000
Sold Price
$490,000
Premium/Discount to List
-$9,000
-1.8%
Views
70
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-20.50%
Original Mortgage
$391,000
Outstanding Balance
$391,000
Interest Rate
7.25%
Mortgage Type
New Conventional
Estimated Equity
$92,302
Purchase Details
Listed on
Jun 10, 2019
Closed on
Aug 8, 2019
Sold by
Vargas Eliseo and Vargas Laura K
Bought by
Polonus Richard B and Polonus Aretha
Seller's Agent
Ron Thomas
RE/MAX of Naperville
Buyer's Agent
Dena Furlow
Keller Williams Infinity
List Price
$314,900
Sold Price
$300,500
Premium/Discount to List
-$14,400
-4.57%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.64%
Original Mortgage
$50,100
Interest Rate
3.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 13, 2013
Sold by
Vargas Eliseo and Vargas Laura K
Bought by
Vargas Eliseo and Vargas Laura K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,500
Interest Rate
5.25%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 20, 2003
Sold by
T J Baumgartner Custom Homes Corp
Bought by
Vargas Eliseo and Vargas Laura
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$234,400
Interest Rate
6.03%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 19, 2003
Sold by
Deerpath Development Corp
Bought by
T J Baumgartner Custom Homes Corp
Similar Homes in Oswego, IL
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $490,000 | None Listed On Document | |
| Warranty Deed | $300,500 | First American Title | |
| Interfamily Deed Transfer | -- | Fidelity National Title | |
| Warranty Deed | $293,500 | Chicago Title Insurance Co | |
| Warranty Deed | $641,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $391,000 | New Conventional | |
| Previous Owner | $344,056 | Credit Line Revolving | |
| Previous Owner | $50,100 | New Conventional | |
| Previous Owner | $256,689 | New Conventional | |
| Previous Owner | $255,000 | New Conventional | |
| Previous Owner | $255,000 | New Conventional | |
| Previous Owner | $240,000 | New Conventional | |
| Previous Owner | $240,500 | New Conventional | |
| Previous Owner | $216,423 | Unknown | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $40,000 | Credit Line Revolving | |
| Previous Owner | $234,400 | Purchase Money Mortgage | |
| Previous Owner | $250,000 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/30/2025 06/30/25 | Sold | $490,000 | -1.8% | $189 / Sq Ft |
| 05/23/2025 05/23/25 | Pending | -- | -- | -- |
| 05/15/2025 05/15/25 | For Sale | $499,000 | +66.1% | $193 / Sq Ft |
| 08/09/2019 08/09/19 | Sold | $300,500 | -4.6% | $116 / Sq Ft |
| 07/12/2019 07/12/19 | Pending | -- | -- | -- |
| 06/10/2019 06/10/19 | For Sale | $314,900 | 0.0% | $122 / Sq Ft |
| 07/30/2017 07/30/17 | Rented | $2,200 | 0.0% | -- |
| 07/29/2017 07/29/17 | Under Contract | -- | -- | -- |
| 06/26/2017 06/26/17 | For Rent | $2,200 | +4.8% | -- |
| 02/25/2017 02/25/17 | Rented | $2,100 | 0.0% | -- |
| 01/14/2017 01/14/17 | Under Contract | -- | -- | -- |
| 12/08/2016 12/08/16 | For Rent | $2,100 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,153 | $137,170 | $24,416 | $112,754 |
| 2023 | $9,424 | $121,389 | $21,607 | $99,782 |
| 2022 | $9,424 | $110,354 | $19,643 | $90,711 |
| 2021 | $9,090 | $103,135 | $18,358 | $84,777 |
| 2020 | $8,988 | $101,113 | $17,998 | $83,115 |
| 2019 | $8,899 | $98,692 | $17,998 | $80,694 |
| 2018 | $9,542 | $103,682 | $18,948 | $84,734 |
| 2017 | $9,320 | $96,899 | $17,708 | $79,191 |
| 2016 | $9,161 | $94,076 | $17,192 | $76,884 |
| 2015 | $9,407 | $92,231 | $16,855 | $75,376 |
| 2014 | -- | $89,545 | $16,364 | $73,181 |
| 2013 | -- | $89,545 | $16,364 | $73,181 |
Source: Public Records
Agents Affiliated with this Home
-
Craig Sebert
Seller's Agent in 2025
Craig Sebert
@ Properties
(331) 481-3051
2 in this area
133 Total Sales
-
Patrick Turley
Seller Co-Listing Agent in 2025
Patrick Turley
@ Properties
(630) 217-8617
1 in this area
124 Total Sales
-
Dinesh Chawla
Buyer's Agent in 2025
Dinesh Chawla
Baird Warner
(630) 778-1855
1 in this area
3 Total Sales
-
Ron Thomas
Seller's Agent in 2019
Ron Thomas
RE/MAX
(630) 253-2970
27 in this area
85 Total Sales
-
Dena Furlow
Buyer's Agent in 2019
Dena Furlow
Keller Williams Infinity
(630) 742-4374
3 in this area
269 Total Sales
-
Jeffrey Reach
Buyer's Agent in 2017
Jeffrey Reach
HomeSmart Realty Group
(815) 546-9659
5 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12357545
APN: 03-29-131-014
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