Seller's Agent in 2023
Dawn Craven
Coldwell Banker Realty FM
(859) 801-8222
2 in this area
91 Total Sales
431 Elm St Ludlow, KY 41016
Ludlow NeighborhoodEstimated Value: $284,000 - $316,000
3
Beds
1.5
Baths
2,076
Sq Ft
$145/Sq Ft
Est. Value
Highlights
- 2 Fireplaces
- No HOA
- Wood Frame Window
- High Ceiling
- Formal Dining Room
- 4-minute walk to Ludlow Memorial Park
About This Home
As of January 2023Beautiful Shingle Style Victorian in the heart of the historical district of Ludlow.
Beautiful moldings, many original,
Interior French doors
Original doors and windows, 2 fireplaces 1 Rookwood fireplace, both are Inoperable. Spacious front porch, Covered back porch, detached garage and off street parking.
Newer Central air, Hot water heater
Central humidifier, Central water filter ,Dishwasher, Gas stove with air fryer, Refrigerator in BASEMENT only stays.
5 minute or less walk to Taste on Elm Wine and Cheese Bar, Ludlow Tavern, Bircus Brewing, and others, Minutes from 71/75, Downtown Cincinnati, Devou Park
A couple of minute walk from Ludlow School, with newly renovated park and fields.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,250
Year Built
- Built in 1930
Lot Details
- 4,625 Sq Ft Lot
- Lot Dimensions are 25x125
- Wood Fence
- Historic Home
Parking
- 1 Car Detached Garage
Home Design
- Stone Foundation
- Shingle Roof
- Wood Siding
Interior Spaces
- 2,076 Sq Ft Home
- 2-Story Property
- Woodwork
- High Ceiling
- 2 Fireplaces
- Non-Functioning Fireplace
- Double Hung Windows
- Wood Frame Window
- French Doors
- Panel Doors
- Living Room
- Formal Dining Room
- Storage
- Concrete Flooring
- Basement Fills Entire Space Under The House
Kitchen
- Gas Oven
- Gas Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry Room
- Laundry on main level
Outdoor Features
- Patio
- Porch
Schools
- Mary A. Goetz Elementary School
- Ludlow Middle School
- Ludlow High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Cable TV Available
Community Details
- No Home Owners Association
- Ludlow Estates Subdivision
Listing and Financial Details
- Assessor Parcel Number 026-34-07-016.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 30, 2022
Closed on
Jan 31, 2023
Sold by
Russell Tiffany M and Russell Tiffany M
Bought by
Mcfadden Cassandra and Kim Kevin
Seller's Agent
Dawn Craven
Coldwell Banker Realty FM
Buyer's Agent
Kim Tunnacliffe
Hand in Hand Realty
List Price
$240,000
Sold Price
$250,000
Premium/Discount to List
$10,000
4.17%
Total Days on Market
1
Views
36
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$50,244
Avg. Annual Appreciation
8.48%
Original Mortgage
$237,500
Outstanding Balance
$231,266
Interest Rate
6.27%
Mortgage Type
New Conventional
Estimated Equity
$68,978
Purchase Details
Closed on
Dec 22, 2014
Sold by
Potts William C
Bought by
Ashcraft Tiffany M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,754
Interest Rate
4.07%
Mortgage Type
FHA
Purchase Details
Closed on
Feb 26, 2003
Sold by
Gerken Bruce A and Gerken Ann M
Bought by
Potts William C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,980
Interest Rate
5.95%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Mcfadden Cassandra | $250,000 | 360 American Title | |
| Ashcraft Tiffany M | $124,000 | 360 American Title Svcs Llc | |
| Potts William C | $132,475 | Community Title Inc |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Mcfadden Cassandra | $237,500 | |
| Previous Owner | Russell Tiffany M | $148,500 | |
| Previous Owner | Russell Tiffany M | $110,021 | |
| Previous Owner | Ashcraft Tiffany M | $121,754 | |
| Previous Owner | Potts William C | $105,980 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/31/2023 01/31/23 | Sold | $250,000 | +4.2% | $120 / Sq Ft |
| 01/01/2023 01/01/23 | Pending | -- | -- | -- |
| 12/30/2022 12/30/22 | For Sale | $240,000 | -- | $116 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,250 | $250,000 | $10,000 | $240,000 |
| 2023 | $1,866 | $145,000 | $10,000 | $135,000 |
| 2022 | $1,888 | $145,000 | $10,000 | $135,000 |
| 2021 | $1,801 | $124,000 | $10,000 | $114,000 |
| 2020 | $1,794 | $124,000 | $10,000 | $114,000 |
| 2019 | $1,784 | $124,000 | $10,000 | $114,000 |
| 2018 | $1,772 | $124,000 | $10,000 | $114,000 |
| 2017 | $1,749 | $124,000 | $10,000 | $114,000 |
| 2015 | $1,670 | $124,000 | $10,000 | $114,000 |
| 2014 | $1,740 | $135,000 | $10,000 | $125,000 |
Source: Public Records
Agents Affiliated with this Home
-
Dawn Craven
-
Buyer's Agent in 2023
Kim Tunnacliffe
Hand in Hand Realty
(859) 393-0889
4 in this area
46 Total Sales
-
K
Buyer's Agent in 2023
Kimberly Tunnacliffe
Hand in Hand Realty
Map
Similar Homes in the area
Source: Northern Kentucky Multiple Listing Service
MLS Number: 610292
APN: 026-34-07-016.00
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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