NOT LISTED FOR SALE

445 Ruby Lake Place Winter Haven, FL 33884

Southeast Winterhaven Neighborhood

Estimated Value: $401,149 - $442,000

4 Beds
3 Baths
2,085 Sq Ft
$204/Sq Ft Est. Value

Last Sold April 16, 2019

Last sale price $245,000 $118 Per Sq Ft

Est. 74% increase in value since last sale

Current estimated payment $2,539/month

152 Days on Market

Highlights

  • Gated Community
  • Open Floorplan
  • Mature Landscaping
  • Freedom 7 Elementary School of International Studies Rated A-
  • High Ceiling
  • Family Room Off Kitchen

About This Home

As of April 2019

GATED LAKEFRONT COMMUNITY RUBY LAKE!! Seller Motivated and ready to get up north!This spectacular 4 bedroom 3 bath home has been lived in gently and looks brand new, bright & spacious, offering 2085 square feet of living area, custom paint detail with crown moulding, an open floor plan with formal dining and living rooms, spacious family room, gorgeous open kitchen with eating bar and breakfast nook overlooking the lanai. This beautiful home features a split bedroom floor plan, the master suite is inviting with a spacious master bath offering his and her sinks, tiled large walk-in shower plus jetted tub and oversized walk in closet. Inside laundry room, spacious two car garage with built in storage. This spotless and spectacular home has so much to offer and the southeast location is convenient to LEGOLAND, restaurants, shopping & medical. A wonderful place for your family to call home!

Last Agent to Sell the Property

Pamela Richardson

THE MARKET REALTY COMPANY License #3055513 Listed on: 10/12/2018

Last Buyer's Agent

Ken Welch

CENTURY 21 MYERS REALTY LAKE WALES License #620971

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,189

Year Built

  • Built in 2000

Lot Details

  • 10,311 Sq Ft Lot
  • Property fronts a private road
  • Fenced
  • Mature Landscaping
  • Irrigation
  • Landscaped with Trees
  • Property is zoned R1

HOA Fees

  • $54 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Open Parking

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 2,085 Sq Ft Home
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • Blinds
  • French Doors
  • Family Room Off Kitchen

Kitchen

  • Range
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms

Schools

  • Chain O Lakes Elementary School
  • Denison Middle School
  • Lake Region High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Enclosed Patio or Porch
  • City Lot

Listing and Financial Details

Community Details

Overview

  • Ruby Lake Ph 05 Subdivision
  • The community has rules related to deed restrictions
  • Rental Restrictions

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,189

Year Built

Built in 2000

Lot Details

0

HOA Fees

$54 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 2085
  • Lot Size Acres: 0.24
  • New Construction: No
  • Year Built: 2000
  • Lot Size Sq Ft: 10311
  • Status: Sold
  • Down Payment Resource URL: http://www.workforce-resource.com/eligibility/listing?metro_area=MFRMLS&listing_id=P4902965&show_results=true&skip_sso=true
  • Down Payment Resource URL 2: http://www.workforce-resource.com/eligibility/listing?metro_area=MFRMLS&listing_id=P4902965&cview=true&show_results=true&customer_portal=true
  • Homestead Y N: Yes
  • Total Acreage: 0 to less than 1/4
  • Unit Number Y N: No
  • Ratio: Close Price\List Price: 0.96078
  • Price per Sq Ft: 117.51
  • Close to Original List Price Ratio: 0.84775
  • View: No
  • Ownership: Fee Simple
  • Tax Year: 2017
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Laminate
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), High Ceiling(s), Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Window Features: Blinds
  • Room Count: 9
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Exterior Features: Fenced, French Doors, Irrigation System
  • Roof: Shingle
  • Pool Private: No
  • Road Frontage Type: Private Road
  • Waterfront: No
  • Patio and Porch Features: Enclosed, Front Porch, Patio
  • Road Surface Type: Paved
  • Water View Y N: No
  • Water Access Y N: No
  • Water Extras Y N: No
  • Flood Zone Panel: 12105C0535H
  • Disclosures: Seller Property Disclosure

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener
  • Covered Parking Spaces: 2
  • Open Parking: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected
  • Cooling: Central Air
  • Heating: Central
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Gated Community
  • Association Amenities: Gated
  • Association Fee: 650
  • Association Fee Frequency: Annually
  • Association: Yes
  • Association Fee Requirement: Required
  • Association Approval Required YN: No

Fee Information

  • Total Annual Fees: 650
  • Monthly HOA Fee: 54.17
  • Total Monthly Fees: 54.17

Schools

  • Elementary School: Chain O Lakes Elem
  • High School: Lake Region High
  • Middle Or Junior School: Denison Middle

Lot Info

  • Zoning: R1
  • Parcel Number: 27-29-07-856606-001480
  • Additional Parcels: No
  • Lot Features: City Lot
  • Flood Zone Code: X
  • Flood Zone Date: 2016-12-22
  • Zoning Compatible Y N: Yes
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Pets Allowed: Yes
  • Minimum Lease: 1-2 Years
  • Pet Restrictions: Please refer to Deed Restrictions
  • Lease Restrictions Y N: Yes
  • Additional Lease Restrictions: Please refer to Deed Restrictions

Tax Info

  • Tax Annual Amount: 3189
  • Tax Book Number: 108-45
  • Tax Lot: 148

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 12, 2018
Closed on
Apr 16, 2019
Sold by
Alh Real Estate Llc
Bought by
Swygert Paul T and Swygert Laura M
Seller's Agent
Pamela Richardson
THE MARKET REALTY COMPANY
Buyer's Agent
Ken Welch
CENTURY 21 MYERS REALTY LAKE WALES
List Price
$289,000
Sold Price
$245,000
Premium/Discount to List
-$44,000
-15.22%
Current Estimated Value
$425,787

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$180,787
Avg. Annual Appreciation
8.61%
Original Mortgage
$196,000
Outstanding Balance
$172,666
Interest Rate
4.4%
Mortgage Type
New Conventional
Estimated Equity
$253,121

Purchase Details

Closed on
Dec 10, 2014
Sold by
Hillman Nathalie
Bought by
Alh Real Estate Llc

Purchase Details

Closed on
Jul 1, 2004
Sold by
Zahn Charles and Zahn Deborah
Bought by
Hillman Donald and Hillman Nathalie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,000
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 5, 2003
Sold by
Hancock James and Hancock Monica
Bought by
Zahn Charles and Zahn Deborah

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,000
Interest Rate
6.07%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 8, 2002
Sold by
Gesicki Timothy and Gesicki Christa
Bought by
Hancock James and Hancock Monica Y

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,850
Interest Rate
6.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 31, 2000
Sold by
Cassidy Organization Inc
Bought by
Gesicki Timothy and Gesicki Christa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$23,250
Interest Rate
7.94%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Swygert Paul T $245,000 Sunbelt Title Agency
Alh Real Estate Llc -- None Available
Hillman Donald $188,000 Emerald Title Of Central Flo
Zahn Charles $170,000 Emerald Title Of Centenial F
Hancock James $163,000 --
Gesicki Timothy $155,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Swygert Paul T $196,000
Previous Owner Hillman Donald $77,000
Previous Owner Zahn Charles $136,000
Previous Owner Gesicki Timothy $154,850
Previous Owner Gesicki Timothy $23,250
Previous Owner Gesicki Timothy $23,250
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/16/2019 04/16/19 Sold $245,000 -3.9% $118 / Sq Ft
03/13/2019 03/13/19 Pending -- -- --
01/17/2019 01/17/19 Price Changed $255,000 -3.8% $122 / Sq Ft
12/06/2018 12/06/18 Price Changed $265,000 -8.1% $127 / Sq Ft
11/15/2018 11/15/18 Price Changed $288,500 -0.2% $138 / Sq Ft
10/12/2018 10/12/18 For Sale $289,000 -- $139 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,051 $211,953 -- --
2024 $2,968 $205,980 -- --
2023 $2,968 $199,981 $0 $0
2022 $2,881 $194,156 $0 $0
2021 $2,441 $166,074 $0 $0
2020 $2,412 $163,781 $0 $0
2018 $3,677 $179,428 $51,000 $128,428
2017 $3,189 $164,415 $0 $0
2016 $3,252 $157,276 $0 $0
2015 $3,079 $153,418 $0 $0
2014 $2,116 $140,484 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Pamela Richardson

    Seller's Agent in 2019

    Pamela Richardson

    THE MARKET REALTY COMPANY

    (863) 606-6098

    20 Total Sales

    Pamela Richardson
    Section Image
  • Ken Welch

    Buyer's Agent in 2019

    Ken Welch

    CENTURY 21 MYERS REALTY LAKE WALES

    (863) 528-3122

    33 Total Sales

    Ken Welch
    Section Image
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Map

Source: Stellar MLS

MLS Number: P4902965

Stellar MLS

APN: 27-29-07-856606-001480

Florida Polk County Winter Haven 33884 Southeast Winterhaven

445 Ruby Lake Place, Winter Haven, FL

Not Listed for Sale

Detached

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