NOT LISTED FOR SALE

Estimated Value: $384,000 - $442,000

4 Beds
3 Baths
2,127 Sq Ft
$196/Sq Ft Est. Value

Last Sold May 24, 2024

Last sale price $459,000 $216 Per Sq Ft

Est. 9% decrease in value since last sale

Current estimated payment $2,509/month

8 Days on Market

Highlights

  • Screened Pool
  • Gated Community
  • Florida Architecture
  • Frank E. Brigham Academy Rated 9+
  • Marble Flooring
  • Great Room

About This Home

As of May 2024

Wonderful pool home nestled inside the gated and desirable community of Ruby Lake. Situated in a quiet enclave of the community, 455 Ruby Lake Place offers an ideal blend of refined and laid-back living with four comfortably sized bedrooms, three full bathrooms, dedicated office space, along with formal and relaxed dining areas. As you step past the lush landscaping and charming curb appeal, an elegant foyer with subtle marble accents reveals an open concept flooded with wonderful natural lighting. You'll find a great room nicely finished with real hardwood flooring, soaring ceiling heights, and tranquil pool views, creating the perfect spot to relax and unwind. Beautiful marble floors lead into the dinette and kitchen areas, where you'll discover abundant cabinet and counter space, stainless appliances, a convenient breakfast bar, closet pantry, and a dinette area that overlooks the pool. The seamless transition between the kitchen and formal dining room is ideal for hosting family dinners, holidays, or casual get-togethers. The dedicated office is a versatile room that can easily adapt to your needs, whether it be for remote work, creative pursuits, or simply unwinding with a good book. The triple-split bedroom plan ensures privacy for all occupants, with the primary suite tucked away on one side of the home for added seclusion, complete with pool lanai access, a huge 10x6 walk-in closet, and an en-suite bath with dual sinks, a vanity make-up area, garden tub, tiled walk-in shower, and a linen closet. You'll find the guest bedrooms are comfortably sized, all with brand new carpeting, ceiling fans, ample closet space, and easy access to the guest bathrooms. Stepping outside, you'll discover your own personal oasis amidst the lush landscaping, privacy-fenced backyard, and the shimmering waters of the updated pool with a pebble finish and soothing salt-filtration. Whether you're soaking up the sun on the pool deck or relaxing in the shade of the covered lanai, this outdoor retreat is sure to become a favorite spot. The appeal of this home extends beyond its comfortable interior and inviting outdoor spaces. With thoughtful upgrades including a 22kw Generac whole-house generator, an irrigation well with a timer, brand-new carpeting in all bedrooms, plantation shutters, brick pavers around the pool, a 2023 50-gallon commercial-grade water heater, 2020 Rheem AC system, and 2015 architectural shingle roof, this home not only offers valuable amenities but peace of mind. When comparing Ruby Lake to other communities, you'll find this to be one of the most established and well-cared-for communities in the area with manicured common areas, proactive management, and a noticeable sense of pride that is felt throughout the entire community. Residents enjoy being surrounded by well-maintained homes, serene fishing ponds with park benches, private roads for walking, running, or biking, and gorgeous views of both Lake Ruby and Lake Bess. The City of Winter Haven is ideally positioned in the heart of Central Florida between Tampa and Orlando. Known for its small-town charm, Winter Haven is home to the Legoland Resort, the beautiful Winter Haven Chain of Lakes, over 550 lakes in the county for endless fishing and boating, a vibrant downtown area, and an active nightlife. Tampa Bay Lighting Hockey, Tampa Bay Bucs Football, Florida Aquarium, Sea World, Disney, Orlando City Soccer, etc. are all within a 1.5-hour drive. Schedule your private tour!

Last Agent to Sell the Property

Michael Stone

THE STONES REAL ESTATE FIRM Brokerage Phone: 863-412-2080 License #3103005 Listed on: 04/23/2024

Co-Listed By

Deanna Stone

THE STONES REAL ESTATE FIRM Brokerage Phone: 863-412-2080 License #678978

Last Buyer's Agent

Jessica Hancock-Batson

THE STONES REAL ESTATE FIRM License #3404148

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,690

Year Built

  • Built in 2000

Lot Details

  • 0.28 Acre Lot
  • South Facing Home
  • Vinyl Fence
  • Mature Landscaping
  • Well Sprinkler System

HOA Fees

  • $63 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,127 Sq Ft Home
  • Ceiling Fan
  • Shutters
  • Great Room
  • Den
  • Inside Utility

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Carpet
  • Marble
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Screened Pool
  • In Ground Pool
  • Gunite Pool
  • Fence Around Pool

Outdoor Features

  • Covered Patio or Porch

Schools

  • Chain O Lakes Elementary School
  • Denison Middle School
  • Lake Region High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Michellette Ramos Association, Phone Number (407) 425-4561
  • Visit Association Website
  • Ruby Lake Ph 05 Subdivision
  • The community has rules related to deed restrictions, vehicle restrictions

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,690

Year Built

Built in 2000

Lot Details

0

HOA Fees

$63 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2127
  • Lot Size Acres: 0.28
  • New Construction: No
  • Year Built: 2000
  • Building Area Total: 2850
  • Lot Size Sq Ft: 12001
  • Directions to Property: Cypress Gardens Blvd to Ruby Lake Lane - Turn onto Ruby Lake Dr - Once through the gate make your first right onto Ruby Lake Lane - Left on Ruby Lake Place - Follow around to the address - sign in yard
  • Status: Sold
  • Co List Office Mls Id: MFR25502586
  • Co List Office Phone: 863-412-2080
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow City: Winter Haven
  • Escrow Postal Code: 33884
  • Escrow State: FL
  • Escrow Street Name: Cypress Gardens Blvd
  • Escrow Street Number: 6330
  • List Office Head Office Key Nume: 172574224
  • Minimum Lease: 8-12 Months
  • Number Of Pets: 3
  • RATIO Current Price By Calculate: 215.80
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 863-412-2080
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Marble
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Solid Surface Counters, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Spa Yn: No
  • Window Features: Shutters
  • Street Number Modifier: 455
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Den/Library/Office,Great Room,Inside Utility
  • Living Area Meters: 197.60
  • Room Count: 14

Exterior Features

  • Direction Faces: South
  • Pool Features: Gunite, In Ground, Screen Enclosure
  • Exterior Features: Irrigation System
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: No
  • Patio and Porch Features: Covered, Rear Porch
  • Road Surface Type: Paved
  • Disclosures: HOA/PUD/Condo Disclosure, Seller Property Disclosure
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2016-12-22
  • Flood Zone Panel: 12105C0535H

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Sprinkler Well, Street Lights, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Gated Community - No Guard
  • Association Amenities: Gated, Vehicle Restrictions
  • Association Fee: 750
  • Association Fee Frequency: Annually
  • Association Name: Michellette Ramos
  • Phone: 407-425-4561
  • Association: Yes
  • Security: Gated Community
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Must contact HOA directly to confirm all pet rules.
  • Association Fee Requirement: Required
  • Association Email: Michellette@DonAsher.com
  • Association URL: www.donasher.com

Fee Information

  • Total Annual Fees: 750.00
  • Total Monthly Fees: 62.50
  • Monthly HOA Amount: 62.50

Schools

  • Elementary School: Chain O Lakes Elem
  • High School: Lake Region High
  • Middle Or Junior School: Denison Middle

Lot Info

  • Parcel Number: 27-29-07-856606-001430
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: City Limits, Paved
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 1115
  • Zoning Compatible YN: 1

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Must contact HOA directly to confirm all rental rules.

Tax Info

  • Tax Annual Amount: 2690.08
  • Tax Book Number: 108-45
  • Tax Lot: 143

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 23, 2024
Closed on
May 24, 2024
Sold by
Jordan Edward W
Bought by
De Oliveira Hiago Henrique Fai and De Oliveira Nayara
Seller's Agent
Michael Stone
THE STONES REAL ESTATE FIRM
Buyer's Agent
Jessica Hancock-Batson
THE STONES REAL ESTATE FIRM
List Price
$459,000
Sold Price
$459,000
Views
46
Current Estimated Value
$417,855

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$41,145
Avg. Annual Appreciation
-6.58%
Original Mortgage
$450,686
Outstanding Balance
$444,626
Interest Rate
7.1%
Mortgage Type
FHA
Estimated Equity
-$26,771

Purchase Details

Closed on
Aug 6, 2004
Sold by
Teague David A and Teague Sharon
Bought by
Jordan Edward W and Jordan Reba J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,200
Interest Rate
5.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 13, 1999
Sold by
The Cassidy Organization Inc
Bought by
Teague David A and Teague Sharon J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,300
Interest Rate
7.73%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
De Oliveira Hiago Henrique Fai $459,000 Celebration Title Group
De Oliveira Hiago Henrique Fai $459,000 Celebration Title Group
Jordan Edward W $231,500 Sunbelt Title Agency
Teague David A $183,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open De Oliveira Hiago Henrique Fai $450,686
Closed De Oliveira Hiago Henrique Fai $450,686
Previous Owner Jordan Edward W $185,200
Previous Owner Teague David A $174,300
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/24/2024 05/24/24 Sold $459,000 0.0% $216 / Sq Ft
05/02/2024 05/02/24 Pending -- -- --
04/23/2024 04/23/24 For Sale $459,000 -- $216 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,770 $344,284 $76,000 $268,284
2024 $2,690 $195,976 -- --
2023 $2,690 $190,268 $0 $0
2022 $2,692 $184,726 $0 $0
2021 $2,693 $179,346 $0 $0
2020 $2,662 $176,870 $0 $0
2018 $2,609 $169,669 $0 $0
2017 $2,417 $166,179 $0 $0
2016 $2,545 $162,761 $0 $0
2015 $2,419 $161,630 $0 $0
2014 $2,512 $160,347 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: P4930142

Stellar MLS

APN: 27-29-07-856606-001430