NOT LISTED FOR SALE

484 Bench Rd Swanton, MD 21561

Estimated Value: $653,000 - $1,237,000

4 Beds
3 Baths
2,893 Sq Ft
$291/Sq Ft Est. Value

Last Sold February 24, 2023

Last sale price $650,000 $225 Per Sq Ft

Est. 29% increase in value since last sale

Current estimated payment $5,228/month

6 Days on Market

Highlights

  • Boat Ramp
  • Home fronts navigable water
  • Fishing Allowed
  • 1 Dock Slip
  • Canoe or Kayak Water Access
  • Lake Privileges

About This Home

As of February 2023

4BR/3BA chalet on nearly 1 acre in coveted Sky Valley! Enjoy plenty of natural light and the ambiance of a cabin in the woods. Open living floor plan features a cathedral ceiling, gorgeous stone fireplace and additional loft area. Pride of ownership evident inside and out - very well maintained and attention to detail. Numerous owner upgrades include a whole house generator, newer heat & A/C systems with wifi/app controls, Culligan water filtration, gas stove in lower level living room, updated fixtures & sink, upgraded flooring in great room, replaced refrigerator & stove, alarm system with heat, water, smoke, and carbon monoxide (controlled by panel & app), all new blinds and refreshed gravel driveway. 1 car attached garage, currently setup as storage & game room. Outdoors, enjoy a wrap-around deck and hot tub surrounded by towering mature trees. Impressive retaining wall, spacious driveway and elegant cut-stone wrapped exterior. Walking access to amenities - only a few hundred feet away from Sky Valley common areas (60+ total acres!), .2 miles to the fishing pond & playground and only .3 mile walk to the lakefront & boat launch area! The neighborhood boasts 3,000' of common lake front with 3 swimming platforms, beach area, canoe racks, boat launch, fishing pond, playground and common trash compactor. Waiting list for dock slip, verify with HOA. Golf cart/ATV/UTV friendly community! Established vacation rental - Camp Will. $108k+ in vacation rental income since starting mid 2019.

Last Agent to Sell the Property

Jay Ferguson

Taylor Made Deep Creek Vacations & Sales Listed on: 01/12/2023

Last Buyer's Agent

Nick Fratz-Orr

Railey Realty, Inc.

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,352

Year Built

  • Built in 2004

Lot Details

  • 0.95 Acre Lot
  • Home fronts navigable water

HOA Fees

  • $83 Monthly HOA Fees

Parking

  • 1 Car Direct Access Garage
  • Side Facing Garage
  • Driveway

Home Design

  • Chalet
  • Slab Foundation
  • Architectural Shingle Roof
  • Stone Siding
  • Cedar

Interior Spaces

  • Property has 3 Levels
  • Partially Furnished
  • Ceiling Fan
  • Gas Fireplace
  • Finished Basement
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Sun Deck
  • Waterski or Wakeboard
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • Boat Ramp
  • Limit On Boat Length
  • Physical Dock Slip Conveys
  • 1 Dock Slip
  • 1 Powered Boats Permitted
  • 1 Non-Powered Boats Permitted
  • Lake Privileges

Schools

  • Southern Middle School
  • Southern Garrett High School

Utilities

  • 90% Forced Air Heating and Cooling System
  • Heating System Powered By Leased Propane
  • Well
  • Electric Water Heater
  • Perc Approved Septic
  • Septic Less Than The Number Of Bedrooms

Listing and Financial Details

  • Property is used as a vacation rental
  • Tax Lot 0060
  • Assessor Parcel Number 1218015439

Community Details

Overview

  • $1,000 Capital Contribution Fee
  • Association fees include common area maintenance, management, pier/dock maintenance, road maintenance, snow removal
  • Sky Valley Rick Broadwater HOA, Phone Number (301) 387-7190
  • Sky Valley Subdivision
  • Property Manager
  • Community Lake

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • 1 Community Docks
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,352

Year Built

Built in 2004

Lot Details

0

HOA Fees

$83 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Chalet
  • Ownership: Fee Simple
  • Home Warranty: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2004
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: 4BR/3BA chalet on nearly 1 acre in coveted Sky Valley! Enjoy plenty of natural light and the ambiance of a cabin in the woods. Open living floor plan features a cathedral ceiling, gorgeous stone fireplace and additional loft area. Pride of ownership evident inside and out - very well maintained and attention to detail. Numerous owner upgrades include a whole house generator, newer heat & A/C systems with wifi/app controls, Culligan water filtration, gas stove in lower level living room, updated fixtures & sink, upgraded flooring in great room, replaced refrigerator & stove, alarm system with heat, water, smoke, and carbon monoxide (controlled by panel & app), all new blinds and refreshed gravel driveway. 1 car attached garage, currently setup as storage & game room. Outdoors, enjoy a wrap-around deck and hot tub surrounded by towering mature trees. Impressive retaining wall, spacious driveway and elegant cut-stone wrapped exterior. Walking access to amenities - only a few hundred feet away from Sky Valley common areas (60+ total acres!), .2 miles to the fishing pond & playground and only .3 mile walk to the lakefront & boat launch area! The neighborhood boasts 3,000' of common lake front with 3 swimming platforms, beach area, canoe racks, boat launch, fishing pond, playground and common trash compactor. Waiting list for dock slip, verify with HOA. Golf cart/ATV/UTV friendly community! Established vacation rental - Camp Will. $108k+ in vacation rental income since starting mid 2019.
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Slab
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Full, Fully Finished
  • Total Sq Ft: 3150
  • Living Area Sq Ft: 2893
  • Price Per Sq Ft: 374.37
  • Above Grade Finished Sq Ft: 1736
  • Below Grade Finished Sq Ft: 1157
  • Below Grade Sq Ft: 257
  • Total Below Grade Sq Ft: 1414
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 484

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Cedar, Stone
  • Roof: Architectural Shingle
  • Spa: No
  • Water Access Features: Boat - Length Limit, Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited Hours Of Personal Watercraft Operation (PWC), Private Access, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Side Entry, Inside Access
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Propane - Leased
  • Heating Type: 90% Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic < # Of Br, Perc Approved Septic
  • Water Source: Well
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 998.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Ramp, Boat Dock/Slip, Common Grounds, Lake, Picnic Area, Pier/Dock, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Pier/Dock Maintenance, Road Maintenance, Snow Removal
  • HOA Name: SKY VALLEY - RICK BROADWATER
  • HOA Phone: 301-387-7190
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Capital Contribution Fee: 1000.00

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • Elementary School: CALL SCHOOL BOARD
  • Middle School: SOUTHERN MIDDLE
  • High School: SOUTHERN GARRETT HIGH
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139907558
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: SOUTHERN GARRETT HIGH
  • Middle Or Junior School: SOUTHERN MIDDLE

Lot Info

  • Additional Parcels: No
  • Improvement Assessed Value: 484800.00
  • Land Assessed Value: 109500.00
  • Land Use Code: R
  • Lot Size Acres: 0.95
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 41382.00
  • Year Assessed: 2023
  • Zoning: R
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Furnished: Partially
  • Ground Rent Exists: No
  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Total Actual Rent: 24000.00
  • Vacation Rental: Yes
  • Property Manager: Yes

Tax Info

  • Assessor Parcel Number: 15658643
  • Tax Annual Amount: 4352.00
  • Assessor Parcel Number: 1218015439
  • Tax Lot: 0060
  • Tax Page Number: 67
  • Tax Total Finished Sq Ft: 2636
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2023
  • Close Date: 02/24/2023

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 12, 2023
Closed on
Feb 21, 2023
Sold by
Steggles Campbell Grace
Bought by
Hannahs Todd L and Hannahs Christine M
Seller's Agent
Jay Ferguson
Taylor Made Deep Creek Vacations & Sales
Buyer's Agent
Nick Fratz-Orr
Railey Realty, Inc.
List Price
$649,900
Sold Price
$650,000
Premium/Discount to List
$100
0.02%
Views
29
Current Estimated Value
$840,959

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$190,959
Avg. Annual Appreciation
5.95%
Original Mortgage
$455,000
Outstanding Balance
$443,672
Interest Rate
6.33%
Mortgage Type
New Conventional
Estimated Equity
$307,429

Purchase Details

Listed on
Mar 10, 2019
Closed on
Mar 30, 2019
Sold by
Dayanim Moshe and Koyner Dayanim Pamela
Bought by
Steggles Stewart Frances Ellen Steggles and Steggles Stewart Frances E
Seller's Agent
Susan Bell
Railey Realty, Inc.
Buyer's Agent
Lana Roby
The KW Collective
List Price
$395,000
Sold Price
$395,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.70%

Purchase Details

Listed on
Jun 13, 2013
Closed on
Jul 21, 2014
Sold by
Johnson Glenn Ted
Bought by
Dayanim Moshe and Koyner Dayanim Pamela
Seller's Agent
Susan Bell
Railey Realty, Inc.
Buyer's Agent
Susan Bell
Railey Realty, Inc.
List Price
$399,000
Sold Price
$333,000
Premium/Discount to List
-$66,000
-16.54%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.68%
Original Mortgage
$266,400
Interest Rate
3.5%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
May 24, 2013
Sold by
Johnson Glenn Ted and Johnson Donna M
Bought by
Johnson Glenn Ted

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
2.25%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Sep 19, 2001
Sold by
Wilson Stephen R
Bought by
Johnson Glenn T and Johnson Donna M

Purchase Details

Closed on
Dec 18, 1991
Sold by
Mcdonnell Debra J and Mcdonnell Thomas G
Bought by
Wilson Stephen R
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hannahs Todd L $650,000 --
Steggles Stewart Frances Ellen Steggles $395,000 None Available
Dayanim Moshe $333,000 Sage Title Group Llc
Johnson Glenn Ted -- None Available
Johnson Glenn T $32,000 --
Wilson Stephen R $30,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hannahs Todd L $455,000
Previous Owner Dayanim Moshe $266,400
Previous Owner Johnson Glenn Ted $250,000
Previous Owner Johnson Glenn Ted $217,917
Closed Johnson Glenn T --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/24/2023 02/24/23 Sold $650,000 0.0% $225 / Sq Ft
01/12/2023 01/12/23 For Sale $649,900 +64.5% $225 / Sq Ft
04/08/2019 04/08/19 Sold $395,000 0.0% $150 / Sq Ft
03/15/2019 03/15/19 Pending -- -- --
03/10/2019 03/10/19 For Sale $395,000 +18.6% $150 / Sq Ft
07/21/2014 07/21/14 Sold $333,000 -9.8% $126 / Sq Ft
06/11/2014 06/11/14 Pending -- -- --
05/22/2014 05/22/14 Price Changed $369,000 -5.1% $140 / Sq Ft
04/11/2014 04/11/14 Price Changed $389,000 -2.5% $148 / Sq Ft
06/13/2013 06/13/13 For Sale $399,000 -- $151 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,757 $594,300 $109,500 $484,800
2024 $6,108 $520,400 $0 $0
2023 $5,245 $446,500 $0 $0
2022 $4,382 $372,600 $61,100 $311,500
2021 $4,313 $366,700 $0 $0
2020 $4,244 $360,800 $0 $0
2019 $4,175 $354,900 $76,100 $278,800
2018 $3,860 $347,600 $0 $0
2017 $3,683 $354,900 $0 $0
2016 -- $333,000 $0 $0
2015 -- $333,000 $0 $0
2014 -- $368,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA2004340

Bright MLS

APN: 18-015439