491 Bloomfield Cir W Oswego, IL 60543
South Oswego Neighborhood
4
Beds
4.5
Baths
3,460
Sq Ft
0.28
Acres
Highlights
- Waterfront
- Community Lake
- Property is near a park
- Oswego High School Rated A-
- Clubhouse
- Recreation Room
About This Home
As of June 2025Amazing home and location! Custom McCue home backing to the pond in Autumn Gate at Southbury! (Pool and Clubhouse Community) 3460 Sq feet above grade and 1827 sq ft of incredible basement almost all professionally finished. Top quality finishes throughout with gorgeous built ins. First floor features a cooks kitchen with premium stainless appliances, granite counters and large island. Mud room with custom built ins, top end machines and utility sink nook. Two story family room with stone fireplace is at the center of the home. 1st floor den, powder room, formal living and dining rooms. The second floor features 4 bedrooms and 3 full baths, One bedroom ensuite, two bedrooms share the hall bath and the Master Suite with a sitting room, large walk in closet and luxury bath.. Oversized whirlpool tub, custom shower with rain head and body sprays, separate water closet and dual sinks. The basement is a real treat! Spacious rec room with gorgeous built ins, fantasy wet bar with room for for everyone, bedroom, fitness room and full bath! It's a deep pour basement and professionally finished with top quality appointments. This home also features a three car garage (epoxy coated floors) a large custom patio to enjoy the view and an irrigation system.
Last Agent to Sell the Property
RE/MAX of Naperville License #475122710 Listed on: 05/11/2022
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $15,465
Year Built
- Built in 2008
Lot Details
- 0.28 Acre Lot
- Lot Dimensions are 44.97x32.68x151.69x89.18x150
- Waterfront
- Paved or Partially Paved Lot
HOA Fees
- $47 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Garage Transmitter
- Garage Door Opener
- Parking Included in Price
Home Design
- Traditional Architecture
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 3,460 Sq Ft Home
- 2-Story Property
- Wet Bar
- Vaulted Ceiling
- Gas Log Fireplace
- Family Room with Fireplace
- Sitting Room
- Living Room
- Formal Dining Room
- Home Office
- Recreation Room
- Game Room
- Home Gym
- Water Views
- Unfinished Attic
Kitchen
- Microwave
- High End Refrigerator
- Dishwasher
- Stainless Steel Appliances
Bedrooms and Bathrooms
- 4 Bedrooms
- 5 Potential Bedrooms
- Dual Sinks
- Whirlpool Bathtub
- Shower Body Spray
- Separate Shower
Laundry
- Laundry Room
- Sink Near Laundry
- Gas Dryer Hookup
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Schools
- Southbury Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Additional Features
- Brick Porch or Patio
- Property is near a park
Community Details
Overview
- Association fees include clubhouse, pool
- Manager Association, Phone Number (815) 546-3433
- Property managed by Associa Chicagoland
- Community Lake
Amenities
- Clubhouse
Recreation
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 25, 2025
Closed on
Jun 19, 2025
Sold by
Johnson Arvid C and Johnson Anne M
Bought by
Jaquez Alfonso and Jaquez Jessica L
Seller's Agent
Mark Meers
Spring Realty
Buyer's Agent
Daniel Jaquez
Compass
List Price
$650,000
Sold Price
$660,000
Premium/Discount to List
$10,000
1.54%
Views
35
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-14.62%
Original Mortgage
$528,000
Outstanding Balance
$527,535
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$123,146
Purchase Details
Listed on
May 11, 2022
Closed on
Jun 13, 2022
Sold by
Angenend Pete A
Bought by
Johnson Arvid C and Johnson Anne M
Seller's Agent
Angus Woodbury
RE/MAX of Naperville
Buyer's Agent
Mark Meers
Spring Realty
List Price
$619,900
Sold Price
$635,000
Premium/Discount to List
$15,100
2.44%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.28%
Purchase Details
Listed on
Dec 2, 2013
Closed on
Feb 12, 2014
Sold by
Wenger Michael J and Wenger Lindsay M
Bought by
Angenend Pete A and Angenend Elizabeth M
Seller's Agent
Anthony Gaudio
Crosstown Realtors, Inc.
Buyer's Agent
Angus Woodbury
RE/MAX of Naperville
List Price
$432,000
Sold Price
$425,000
Premium/Discount to List
-$7,000
-1.62%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.94%
Original Mortgage
$25,000
Interest Rate
3.25%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
May 23, 2008
Sold by
Mccue Builders Inc
Bought by
Wenger Michael J and Wenger Lindsay R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$285,000
Interest Rate
5.96%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 9, 2006
Sold by
Faganel Const Mgmt Banbury Ridge Inc
Bought by
Mc Cue Builders Inc
Similar Homes in Oswego, IL
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $660,000 | Fidelity National Title | |
| Warranty Deed | $635,000 | None Listed On Document | |
| Warranty Deed | $425,000 | Chicago Title Insurance Co | |
| Warranty Deed | $506,000 | Law Title Insurance | |
| Warranty Deed | $1,087,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $528,000 | New Conventional | |
| Previous Owner | $367,500 | New Conventional | |
| Previous Owner | $350,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $334,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $25,000 | Credit Line Revolving | |
| Previous Owner | $340,000 | New Conventional | |
| Previous Owner | $285,000 | Purchase Money Mortgage | |
| Previous Owner | $383,922 | Construction | |
| Previous Owner | $250,000 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/27/2025 06/27/25 | Sold | $660,000 | +1.5% | $191 / Sq Ft |
| 05/30/2025 05/30/25 | Pending | -- | -- | -- |
| 05/25/2025 05/25/25 | For Sale | $650,000 | +2.4% | $188 / Sq Ft |
| 06/14/2022 06/14/22 | Sold | $635,000 | +2.4% | $184 / Sq Ft |
| 05/15/2022 05/15/22 | Pending | -- | -- | -- |
| 05/11/2022 05/11/22 | For Sale | $619,900 | +45.9% | $179 / Sq Ft |
| 02/14/2014 02/14/14 | Sold | $425,000 | -1.6% | $129 / Sq Ft |
| 01/22/2014 01/22/14 | Pending | -- | -- | -- |
| 12/02/2013 12/02/13 | For Sale | $432,000 | -- | $131 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $15,465 | $198,183 | $33,210 | $164,973 |
| 2023 | $14,526 | $178,543 | $29,919 | $148,624 |
| 2022 | $14,526 | $166,863 | $27,962 | $138,901 |
| 2021 | $14,030 | $155,947 | $26,133 | $129,814 |
| 2020 | $13,334 | $147,120 | $24,654 | $122,466 |
| 2019 | $13,314 | $144,707 | $24,654 | $120,053 |
| 2018 | $13,320 | $138,954 | $23,674 | $115,280 |
| 2017 | $13,350 | $136,230 | $23,210 | $113,020 |
| 2016 | $6,661 | $134,092 | $30,483 | $103,609 |
| 2015 | -- | $124,159 | $28,225 | $95,934 |
| 2014 | -- | $124,159 | $28,225 | $95,934 |
| 2013 | -- | $124,159 | $28,225 | $95,934 |
Source: Public Records
Agents Affiliated with this Home
-
M
Seller's Agent in 2025
Mark Meers
Spring Realty
-
D
Buyer's Agent in 2025
Daniel Jaquez
Compass
-
A
Seller's Agent in 2022
Angus Woodbury
RE/MAX
-
A
Seller's Agent in 2014
Anthony Gaudio
Crosstown Realtors, Inc.
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11395621
APN: 03-21-120-003
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