$380,000
SOLD MAR 11, 2021
5 Beds
3.5 Baths
2,606 Sq Ft
0.25 Acres

Recently Sold

$146 Per Sq Ft

1% Below List Price

5 Days on Market

Highlights

  • Waterfront
  • Mature Trees
  • Deck
  • Oswego High School Rated A-
  • Community Lake
  • 3-minute walk to Pearce's Ford Park

About This Home

As of March 2021

Simply stunning and spacious 5 bedroom, 3.5 bath home on a cul de sac in the highly sought after Mill Race Creek neighborhood. Hard wood greets you as you enter the soaring two story foyer. Anchored on either side of the foyer is a living and dining room with neutral decor, and an open concept layout. The kitchen features white cabinetry, tiled floors, rich granite counters and a cozy breakfast nook with stunning views of the backyard. The spacious family room allows for abundant natural light along with a fireplace. Upstairs, you will find 5 spacious bedrooms, a master with vaulted ceilings and a private bath with oversized soaking tub and tons of closet space. The finished walk out basement is great for additional entertaining space complete with full bath and even has room enough for a home office. recently stained deck off the back with tranquil views of the pond where you can fish the day away. Excellent district 308 schools, convenient location with ponds, walking trails throughout the neighborhood. Near shopping, dining schools, this home is one of a kind! Newer items- roof 2019, HVAC 2015, windows done in 2011. Don't less this one pass you by.

Last Agent to Sell the Property

Kimberly Grant

john greene, Realtor License #471018035 Listed on: 01/12/2021

john greene, Realtor

Last Buyer's Agent

Mariana Rotaru

United Real Estate - Chicago License #475165895

United Real Estate - Chicago

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,163

Year Built

  • Built in 1994

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 55x165x33x137x31x139
  • Waterfront
  • Cul-De-Sac
  • Paved or Partially Paved Lot
  • Mature Trees

HOA Fees

  • $44 Monthly HOA Fees

Parking

  • 2.5 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,606 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Entrance Foyer
  • Family Room with Fireplace
  • Formal Dining Room
  • Wood Flooring
  • Water Views
  • Unfinished Attic

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 5 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer
  • Sink Near Laundry

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Sump Pump
  • Finished Basement Bathroom
  • Crawl Space

Home Security

  • Storm Screens
  • Carbon Monoxide Detectors

Outdoor Features

  • Pond
  • Deck
  • Patio
  • Fire Pit

Location

  • Property is near a park

Schools

  • Old Post Elementary School
  • Thompson Junior High School
  • Oswego High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • Water Softener is Owned

Community Details

  • Association fees include insurance
  • Office Association, Phone Number (630) 748-8310
  • Mill Race Creek Subdivision
  • Property managed by Advocate Property Management
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,163

Year Built

Built in 1994

Lot Details

0

HOA Fees

$44 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Mill Race Creek
  • Year Built: 1994
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Full, Walkout
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 5
  • Below Grade Finished Sq Ft: 1114
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hardwood Floors, First Floor Laundry, Walk-In Closet(s)
  • LivingArea: 2606
  • Other Equipment: Humidifier, Water-Softener Owned, CO Detectors, Ceiling Fan(s), Sump Pump, Radon Mitigation System
  • Room Type: Foyer, Eating Area, Bedroom 5
  • Estimated Total Finished Sq Ft: 3720
  • Assessed Sq Ft: 2606
  • Basement Description: Finished,Crawl,Exterior Access
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 2606
  • Basement Sq Ft: 1114
  • Fireplace Location: Family Room
  • Total Sq Ft: 3720
  • Attic: Unfinished
  • Main Level Sq Ft: 2606
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Deck, Patio, Storms/Screens, Fire Pit
  • Foundation Details: Concrete Perimeter
  • List Price: 384500
  • Lot Features: Cul-De-Sac, Pond(s), Water View, Mature Trees
  • Roof: Asphalt
  • Waterfront: Yes
  • Exterior Building Type: Brick,Cedar

Garage/Parking

  • Garage Spaces: 2.5
  • ParkingTotal: 2.5
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 530
  • Association Fee Frequency: Annually
  • Community Features: Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Advocate Property Management
  • Management Contact Name: Office
  • Management Phone: 630-748-8310
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Insurance

Schools

  • Elementary School: Old Post Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Thompson Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Lot Size Acres: 0.25
  • Lot Dimensions: 55X165X33X137X31X139
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 9162.9
  • Tax Year: 2019
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 12, 2021
Closed on
Feb 27, 2021
Sold by
Houston Michael J and Houston Colleen M
Bought by
Ionascu Gheorghe
Seller's Agent
Kimberly Grant
john greene, Realtor
Buyer's Agent
Mariana Rotaru
United Real Estate - Chicago
List Price
$384,500
Sold Price
$380,000
Premium/Discount to List
-$4,500
-1.17%
Current Estimated Value
$500,002

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$120,002
Avg. Annual Appreciation
6.59%
Original Mortgage
$342,000
Outstanding Balance
$310,655
Interest Rate
3.25%
Mortgage Type
New Conventional
Estimated Equity
$190,884

Purchase Details

Listed on
Jun 17, 2014
Closed on
Jan 6, 2015
Sold by
Kutchuk 2 Richard F and Kutchuk Richard F
Bought by
Houston Michael J
Seller's Agent
Karyn McAdams
Baird & Warner
Buyer's Agent
Vimi Shukla
Coldwell Banker Realty
List Price
$279,000
Sold Price
$264,000
Premium/Discount to List
-$15,000
-5.38%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.08%
Original Mortgage
$272,712
Interest Rate
3.84%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 28, 2007
Sold by
Pearson Corey and Pearson Barbara
Bought by
Kutchuk Ii Richard F and Kutchuk Jan M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$248,000
Interest Rate
6.13%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 28, 2000
Sold by
Kreutzer Craig C and Kruetzer Connie M
Bought by
Pearson Corey and Pearson Barbara

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,400
Interest Rate
8.24%

Purchase Details

Closed on
Oct 1, 1993
Bought by
Kreutzer Craig C and Kreutzer Connie M

Purchase Details

Closed on
Oct 1, 1992
Bought by
Oliver -Hoffmann Corp
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $380,000 Attorney
Warranty Deed -- --
Warranty Deed $310,000 Stewart Title Company
Warranty Deed $288,000 --
Deed $225,900 --
Deed $2,988,600 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $342,000 New Conventional
Previous Owner $312,999 VA
Previous Owner $273,230 VA
Previous Owner $272,712 New Conventional
Previous Owner $235,451 New Conventional
Previous Owner $30,000 Credit Line Revolving
Previous Owner $248,000 Purchase Money Mortgage
Previous Owner $248,500 Balloon
Previous Owner $230,400 No Value Available
Previous Owner $13,540 Unknown
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/11/2021 03/11/21 Sold $380,000 -1.2% $146 / Sq Ft
01/17/2021 01/17/21 Pending -- -- --
01/12/2021 01/12/21 For Sale $384,500 +45.6% $148 / Sq Ft
01/09/2015 01/09/15 Sold $264,000 0.0% $101 / Sq Ft
01/08/2015 01/08/15 Off Market $264,000 -- --
11/12/2014 11/12/14 Pending -- -- --
10/01/2014 10/01/14 Price Changed $259,900 -6.8% $100 / Sq Ft
08/20/2014 08/20/14 For Sale $279,000 +5.7% $107 / Sq Ft
08/20/2014 08/20/14 Off Market $264,000 -- --
07/11/2014 07/11/14 Price Changed $279,000 -7.0% $107 / Sq Ft
06/17/2014 06/17/14 For Sale $299,900 -- $115 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,256 $145,874 $34,637 $111,237
2023 $10,752 $133,829 $31,777 $102,052
2022 $10,752 $125,074 $29,698 $95,376
2021 $10,077 $113,703 $26,998 $86,705
2020 $9,381 $105,280 $24,998 $80,282
2019 $9,163 $101,457 $24,998 $76,459
2018 $9,383 $100,647 $24,292 $76,355
2017 $9,306 $96,776 $23,358 $73,418
2016 $9,149 $93,958 $22,678 $71,280
2015 $9,296 $91,221 $22,017 $69,204
2014 -- $86,878 $20,969 $65,909
2013 -- $87,756 $21,181 $66,575
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 10968785

Midwest Real Estate Data (MRED)

APN: 03-09-424-024