522 W Congress St Lincolnton, NC 28092
2
Beds
2
Baths
1,203
Sq Ft
0.26
Acres
Highlights
- Deck
- 2 Car Detached Garage
- Home Security System
- Corner Lot
- Front Porch
- Laundry Room
About This Home
As of June 2025Welcome to this beautiful home with 2 bedrooms and 2 bathrooms located in the heart of Lincolnton. Featuring beautiful kitchen cabinets, hardwood floors, and arch ways. The primary bedroom features an additional room that is perfect for a nursery or a walk in closet. With the second bedroom being perfect for guests, a home office, or family. Stepping outside there is a large driveway with 2 carports and a spacious detached 2-car garage. With a level yard, raised garden beds, and a fire pit for everyone to enjoy! Invisible dog fence with 3 collars is included for your furry loved ones! All appliances will convey. Don't miss out on this beautiful home, book your showing today!
Last Agent to Sell the Property
Realty Executives of Hickory Brokerage Email: sophiagarnes@gmail.com License #355223 Listed on: 05/26/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,391
Year Built
- Built in 1949
Lot Details
- Electric Fence
- Corner Lot
- Level Lot
- Property is zoned R-8
Parking
- 2 Car Detached Garage
- Detached Carport Space
- Driveway
Home Design
- Vinyl Siding
Interior Spaces
- 1,203 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Living Room with Fireplace
- Home Security System
- Laundry Room
Kitchen
- Electric Oven
- <<microwave>>
- Dishwasher
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 2 Full Bathrooms
Unfinished Basement
- Exterior Basement Entry
- Crawl Space
- Basement Storage
Accessible Home Design
- More Than Two Accessible Exits
Outdoor Features
- Deck
- Fire Pit
- Front Porch
Utilities
- Central Air
- Floor Furnace
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 15507
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 26, 2025
Closed on
Jun 30, 2025
Sold by
Brown Larry Hildon and Brown Amy
Bought by
Arias Daniel Alexander Pa
Seller's Agent
Sophia Garnes
Realty Executives of Hickory
Buyer's Agent
Tina Baugham
Ransford Properties LLC
List Price
$230,000
Sold Price
$215,000
Premium/Discount to List
-$15,000
-6.52%
Views
18
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-80.01%
Original Mortgage
$211,105
Outstanding Balance
$211,105
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
-$15,903
Purchase Details
Closed on
Jan 5, 2017
Sold by
Mayberry Ronald W and Mayberry Karen
Bought by
Brown Larry Hildon
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,800
Interest Rate
4.25%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Jan 19, 2006
Sold by
Stevens Kenneth A and Stevens Darla Rae
Bought by
Mayberry Ronald W and Mayberry Kathy H
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,500
Interest Rate
8.45%
Mortgage Type
Assumption
Purchase Details
Closed on
Feb 15, 1996
Bought by
Stevens Kenneth A and Darla Rae S
Similar Homes in Lincolnton, NC
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $215,000 | Triton Abstract | |
| Warranty Deed | $215,000 | Triton Abstract | |
| Warranty Deed | $96,000 | None Available | |
| Warranty Deed | $85,000 | None Available | |
| Deed | $50,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $211,105 | FHA | |
| Closed | $211,105 | FHA | |
| Previous Owner | $103,500 | New Conventional | |
| Previous Owner | $95,800 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $76,500 | Assumption |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/30/2025 06/30/25 | Sold | $215,000 | -6.5% | $179 / Sq Ft |
| 05/26/2025 05/26/25 | For Sale | $230,000 | +140.1% | $191 / Sq Ft |
| 03/24/2017 03/24/17 | Sold | $95,800 | -4.1% | $74 / Sq Ft |
| 01/06/2017 01/06/17 | Pending | -- | -- | -- |
| 11/14/2016 11/14/16 | For Sale | $99,900 | -- | $77 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,391 | $127,217 | $23,000 | $104,217 |
| 2023 | $1,386 | $127,217 | $23,000 | $104,217 |
| 2022 | $1,152 | $87,996 | $18,000 | $69,996 |
| 2021 | $1,152 | $87,996 | $18,000 | $69,996 |
| 2020 | $1,020 | $87,996 | $18,000 | $69,996 |
| 2019 | $1,020 | $87,996 | $18,000 | $69,996 |
| 2018 | $973 | $74,488 | $17,500 | $56,988 |
| 2017 | $872 | $74,488 | $17,500 | $56,988 |
| 2016 | $872 | $74,488 | $17,500 | $56,988 |
| 2015 | $941 | $74,488 | $17,500 | $56,988 |
| 2014 | $1,112 | $88,847 | $18,500 | $70,347 |
Source: Public Records
Agents Affiliated with this Home
-
Sophia Garnes
S
Seller's Agent in 2025
Sophia Garnes
Realty Executives
(828) 640-1984
5 Total Sales
-
Tina Baugham
T
Buyer's Agent in 2025
Tina Baugham
Ransford Properties LLC
(980) 355-1708
15 Total Sales
-
Dawn Reynolds
Seller's Agent in 2017
Dawn Reynolds
RE/MAX
(704) 400-6525
89 Total Sales
-
H
Buyer's Agent in 2017
Howard McAlister
Marc 1 Realty
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4263907
APN: 15507
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked.
Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information:
(1) description of the copyrighted work that is the subject of claimed infringement;
(2) description of the alleged infringing content and information sufficient to permit us to locate the content;
(3) contact information for you, including your address, telephone number and email address;
(4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law;
(5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and
(6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Nearby Homes
- 409 S Grove St
- TBD Lee Ave
- 627 W Main St
- 411 W Sycamore St
- 615 Grier St
- 727 W Main Street Extension
- 702 S Government St
- 524 Bonview Ave
- 327 Bonview Ave
- 316 N Government St
- 515 S Academy St
- 535 Norman Fair Ave
- 222 E Carter St
- 329 E Congress St
- 916 E Park Dr
- 420 S Cedar St
- 311 S Cedar St Unit C
- 792 Carolina Mill Cir
- 0 N Carolina 182 Unit CAR4246688
- 423 N Cedar St