524 Florida Ave Saint Cloud, FL 34769
Downtown Saint Cloud Neighborhood
2
Beds
1
Bath
960
Sq Ft
0.34
Acres
Highlights
- No HOA
- Sliding Doors
- Southwest Facing Home
- Living Room
- Central Heating and Cooling System
About This Home
As of July 2025Located on a prime corner lot along the new boulevard in rapidly growing St. Cloud—just four blocks from the scenic Lakefront—this spacious property offers a rare investment opportunity with multiple exit strategies. The generous lot may be eligible for a split, making it ideal for new residential construction, short- or long-term rentals, or a custom development project. Its high-traffic, high-visibility location ensures strong long-term appreciation, while proximity to key city areas adds lasting appeal for developers and visionary investors alike—ready for someone to transform it into a dream home or income-generating asset. The property has new air conditioning and new windows.
Last Agent to Sell the Property
MILLAN ASTRAY REALTY LLC License #3565550 Listed on: 06/23/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,631
Year Built
- Built in 1910
Lot Details
- 0.34 Acre Lot
- Southwest Facing Home
- Property is zoned SR2
Home Design
- Pillar, Post or Pier Foundation
- Frame Construction
- Metal Roof
- Stucco
Interior Spaces
- 960 Sq Ft Home
- Sliding Doors
- Living Room
- Laundry in unit
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Utilities
- Central Heating and Cooling System
Community Details
- No Home Owners Association
- St Cloud 2Nd Town Of Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 9 / 12
- Assessor Parcel Number 01-26-30-0001-0012-0090
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 23, 2025
Closed on
Jul 7, 2025
Sold by
Guzman Edimaldo Echevarria and Leal Marilyn Carolina Castro
Bought by
Partin Cara Ann
Seller's Agent
EUCAR CASTRO
MILLAN ASTRAY REALTY LLC
Buyer's Agent
Ronda the Re Christiansen
KELLER WILLIAMS ADVANTAGE REALTY
List Price
$180,000
Sold Price
$225,000
Premium/Discount to List
$45,000
25%
Views
16
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.80%
Purchase Details
Closed on
Mar 2, 2021
Sold by
River Rock Investments Llc
Bought by
Guzman Edimaldo Echevarria and Leal Marilyn Carolina Castrp
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
2.7%
Mortgage Type
Unknown
Purchase Details
Closed on
Jan 31, 2019
Sold by
River Rock Investments Llc
Bought by
Jag Property Managment Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,000
Interest Rate
4.5%
Mortgage Type
Balloon
Purchase Details
Listed on
Jan 10, 2017
Closed on
Feb 3, 2017
Sold by
Blue Label Holdings Llc
Bought by
River Rock Investments Llc
Seller's Agent
Tiffany Licata
IRON VALLEY REAL ESTATE OSCEOL
Buyer's Agent
Alamgir Wali
SPECTRUM PROPERTY GROUP LLC
List Price
$85,000
Sold Price
$70,000
Premium/Discount to List
-$15,000
-17.65%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.68%
Purchase Details
Listed on
Sep 30, 2011
Closed on
Dec 18, 2013
Sold by
Henderson Chris
Bought by
Ford Wesley W
Buyer's Agent
John Dilullo, Jr
LA ROSA REALTY LLC
List Price
$30,000
Sold Price
$28,000
Premium/Discount to List
-$2,000
-6.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
34.01%
Purchase Details
Closed on
Jul 8, 2005
Sold by
Henderson Lori and Henderson Chris
Bought by
Henderson Chris and Henderson Lori
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,000
Interest Rate
5.46%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Jun 27, 2003
Sold by
Azeez Abdool and Azeez Brihaspati
Bought by
Madison Lori
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,400
Interest Rate
5.17%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 9, 1996
Sold by
Fraser Cynthia Welcker
Bought by
Azeez Abdool and Azeez Brihaspati
Purchase Details
Closed on
May 30, 1996
Sold by
Foust Kathleen M and Welcher Merrill
Bought by
Fraser Cynthia Welcker
Similar Homes in Saint Cloud, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $225,000 | Fidelity National Title Of Flo | |
| Warranty Deed | $225,000 | Fidelity National Title Of Flo | |
| Warranty Deed | $100,000 | Lawyers Title Network | |
| Warranty Deed | $115,000 | Dba Esquire Title Co Llc | |
| Special Warranty Deed | $79,000 | Stonebridge Title Group Llc | |
| Personal Reps Deed | $70,000 | Stonebridge Title Group Llc | |
| Warranty Deed | $28,000 | Landing Title Agency Inc | |
| Interfamily Deed Transfer | $83,000 | Eagle Title & Abstract Corp | |
| Warranty Deed | $88,900 | -- | |
| Warranty Deed | $30,000 | -- | |
| Quit Claim Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $100,000 | Unknown | |
| Previous Owner | $90,000 | Balloon | |
| Previous Owner | $102,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $84,400 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/07/2025 07/07/25 | Sold | $225,000 | +25.0% | $234 / Sq Ft |
| 06/27/2025 06/27/25 | Pending | -- | -- | -- |
| 06/23/2025 06/23/25 | For Sale | $180,000 | +157.1% | $188 / Sq Ft |
| 05/06/2017 05/06/17 | Off Market | $70,000 | -- | -- |
| 02/03/2017 02/03/17 | Sold | $70,000 | -17.6% | $73 / Sq Ft |
| 01/13/2017 01/13/17 | Pending | -- | -- | -- |
| 01/10/2017 01/10/17 | For Sale | $85,000 | +203.6% | $89 / Sq Ft |
| 06/16/2014 06/16/14 | Off Market | $28,000 | -- | -- |
| 12/20/2013 12/20/13 | Sold | $28,000 | -6.7% | $29 / Sq Ft |
| 12/12/2011 12/12/11 | Pending | -- | -- | -- |
| 09/30/2011 09/30/11 | For Sale | $30,000 | -- | $31 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,578 | $133,673 | -- | -- |
| 2023 | $1,578 | $129,780 | $0 | $0 |
| 2022 | $1,512 | $126,000 | $51,800 | $74,200 |
| 2021 | $2,013 | $109,000 | $51,800 | $57,200 |
| 2020 | $1,850 | $99,400 | $45,900 | $53,500 |
| 2019 | $1,527 | $88,000 | $40,200 | $47,800 |
| 2018 | $1,342 | $70,400 | $39,000 | $31,400 |
| 2017 | $1,137 | $58,500 | $29,900 | $28,600 |
| 2016 | $894 | $47,000 | $25,000 | $22,000 |
| 2015 | $816 | $40,700 | $23,000 | $17,700 |
| 2014 | $796 | $39,500 | $22,700 | $16,800 |
Source: Public Records
Agents Affiliated with this Home
-
E
Seller's Agent in 2025
EUCAR CASTRO
MILLAN ASTRAY REALTY LLC
-
C
Seller Co-Listing Agent in 2025
Carolina Millan Astray
MILLAN ASTRAY REALTY LLC
-
R
Buyer's Agent in 2025
Ronda the Re Christiansen
KELLER WILLIAMS ADVANTAGE REALTY
-
T
Seller's Agent in 2017
Tiffany Licata
IRON VALLEY REAL ESTATE OSCEOL
-
A
Buyer's Agent in 2017
Alamgir Wali
SPECTRUM PROPERTY GROUP LLC
-
J
Buyer's Agent in 2013
John Dilullo, Jr
LA ROSA REALTY LLC
Map
Source: Stellar MLS
MLS Number: O6321000
APN: 01-26-30-0001-0012-0090
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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