$1,500,000

5332 Ragged Point Rd Cambridge, MD 21613

Estimated payment $8,722/month

6 Beds
4.5 Baths
4,488 Sq Ft
$334 Price per Sq Ft

Highlights

  • 500 Feet of Waterfront
  • Access to Tidal Water
  • Fishing Allowed
  • Primary bedroom faces the bay
  • Vinyl Pool
  • Bay View

About This Home

Set on 10 private acres in Dorchester County’s Neck District, this 6BR/4.5BA custom-built home offers 4,500 sq. ft. of living space, a rip-rapped shoreline, and sweeping views of the Middle Chesapeake Bay. Here, every detail has been designed for comfort, entertaining, and connection with the natural beauty of Maryland’s Eastern Shore.

Step inside to hardwood floors and an open, traditional floor plan. The foyer leads to a waterfront family room featuring a stone fireplace with wood-burning insert and French doors opening to both a screened porch and a covered deck. The center island kitchen with breakfast bar offers abundant cabinetry, pantry space, stainless steel appliances, and double wall ovens, flowing seamlessly into an oversized breakfast room for casual gatherings. A formal dining room provides the perfect setting for elegant entertaining, while the living room adds another inviting space.

The first-floor primary suite overlooks the Bay, with direct access to the covered porch, plus a walk-in and double closet. Upstairs, five spacious bedrooms and three full baths—including an en-suite—offer comfort and flexibility, enhanced by vaulted ceilings and dormer windows.

Outdoor living is a highlight of this property. An inground pool and outdoor shower sit just off the screened porch, while a fire pit overlooking the Chesapeake Bay sets the stage for unforgettable evenings under the stars. The 10-acre parcel, partially wooded, offers privacy and wildlife habitat, from deer to shorebirds.

Located near Ragged Point Marina, Soft & Salty--famous for homemade delicious comfort foods, and Danny’s Seafood—known for its steamed shrimp, soft crabs, and local flavor—you’ll enjoy both seclusion and easy access to amenities. Whether fishing in some of the best waters of the Chesapeake Bay, relaxing by the pool, or gathering around the fire pit, this home captures the very best of the Eastern Shore lifestyle.

With six bedrooms, multiple living spaces, and exceptional outdoor amenities, this property also offers strong potential as a vacation rental, appealing to those seeking waterfront, privacy, and room for everyone. More than a home, it’s a place to create lasting memories on the Chesapeake Bay.

Listing Agent

Sharon Spedden

(410) 215-2774 sharon@sharonre.com Sharon Real Estate P.C. License #20985 Listed on: 09/25/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,224

Year Built

  • Built in 2007

Lot Details

  • 9.07 Acre Lot
  • 500 Feet of Waterfront
  • Home fronts navigable water
  • Rural Setting
  • Landscaped
  • Wooded Lot
  • Property is in very good condition
  • Property is zoned RR

Parking

  • 3 Car Direct Access Garage
  • 4 Driveway Spaces
  • Side Facing Garage
  • Garage Door Opener
  • Gravel Driveway

Home Design

  • Transitional Architecture
  • Architectural Shingle Roof
  • HardiePlank Type

Interior Spaces

  • 4,488 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Chair Railings
  • Crown Molding
  • Vaulted Ceiling
  • Ceiling Fan
  • Stone Fireplace
  • Double Pane Windows
  • Double Hung Windows
  • French Doors
  • Insulated Doors
  • Entrance Foyer
  • Family Room Off Kitchen
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Screened Porch
  • Bay Views
  • Crawl Space
  • Attic

Kitchen

  • Built-In Double Oven
  • Cooktop
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • Primary bedroom faces the bay
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on main level
  • Electric Dryer
  • Washer

Outdoor Features

  • Vinyl Pool
  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Property near a bay
  • Rip-Rap
  • Powered Boats Permitted
  • Screened Patio
  • Rain Gutters

Schools

  • Sandy Hill Elementary School
  • Mace's Lane Middle School
  • Cambridge-South Dorchester High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Septic Tank
  • Phone Available

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 1008186529

Community Details

Overview

  • No Home Owners Association
  • Built by Dave Baynard
  • Ragged Point Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,224

Year Built

Built in 2007

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Transitional
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 2007
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Oven - Wall, Oven - Double, Refrigerator, Dryer - Electric, Washer
  • Flooring Type: Hardwood, Ceramic Tile, Carpet
  • Interior Amenities: Attic, Ceiling Fan(s), Chair Railings, Crown Moldings, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Island, Primary Bath(s), Primary Bedroom - Bay Front, Walk-In Closet(s), Wood Floors
  • Window Features: Double Pane, Double Hung
  • Fireplace Features: Stone
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: French, Insulated
  • Wall Ceiling Types: 9'+ Ceilings, Dry Wall, Vaulted Ceilings
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Foyer, Breakfast Room, Laundry, Bedroom 6, Screened Porch
  • Basement: No
  • Laundry Type: Has Laundry, Main Floor
  • Total Sq Ft: 4488
  • Living Area Sq Ft: 4488
  • Price Per Sq Ft: 334.22
  • Above Grade Finished Sq Ft: 4488
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 6
  • Main Level Bedrooms: 1
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Hardiplank Type
  • Exterior Features: Gutter System
  • Pool Features: Vinyl
  • Roof: Architectural Shingle
  • View: Bay, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed
  • Water Access: Yes
  • Water Body Name: CHESAPEAKE BAY
  • Water Body Type: Bay
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Personal
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 500

Garage/Parking

  • Garage Spaces: 3.00
  • Garage: Yes
  • Parking Features: Gravel Driveway
  • Garage Features: Garage - Side Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 3
  • Total Garage And Parking Spaces: 7
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s), Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Utilities: Electric Available, Phone Available
  • Water Source: Well
  • Municipal Trash: No

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: SANDY HILL
  • High School: CAMBRIDGE-SOUTH DORCHESTER
  • Middle Or Junior School: MACE'S LANE

Lot Info

  • Additional Parcels: No
  • Lot Features: Fishing Available, Landscaping, Trees/Wooded, Rural
  • Lot Size Acres: 9.07
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 395089.00
  • Outdoor Living Structures: Porch(es), Screened, Wrap Around
  • Property Condition: Very Good
  • Zoning: RR
  • In City Limits: No

Building Info

  • Builder Name: Dave Baynard

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 9224.00
  • Assessor Parcel Number: 1008186529
  • Tax Lot: 1
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Rip-Rap

MLS Schools

  • School District Name: DORCHESTER COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,637 $926,167 $0 $0
2024 $8,210 $829,533 $0 $0
2023 $8,210 $732,900 $202,900 $530,000
2022 $8,106 $723,600 $0 $0
2021 $7,900 $714,300 $0 $0
2020 $7,900 $705,000 $203,400 $501,600
2019 $7,900 $705,000 $203,400 $501,600
2018 $7,900 $705,000 $203,400 $501,600
2017 $7,988 $730,000 $0 $0
2016 -- $730,000 $0 $0
2015 $8,952 $738,600 $0 $0
2014 $8,952 $754,500 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/25/2025 09/25/25 For Sale $1,500,000 -- $334 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed -- None Listed On Document
Deed $99,000 --
Deed $62,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $12,500 No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDDO2010644

Bright MLS

APN: 08-186529