540 Ribbon Beach Way Unit 294 Oceanside, CA 92058
East Side Capistrano Neighborhood
3
Beds
2
Baths
1,199
Sq Ft
$475/mo
HOA Fee
Highlights
- Fitness Center
- Clubhouse
- Sauna
- In Ground Spa
- Main Floor Bedroom
- Courtyard Views
About This Home
As of February 2025Coastal Charm Meets Modern Living – Just Minutes from the Beach. Rarely available and perfectly located, this ground-level end-unit condo offers the ultimate combination of style, convenience, and coastal living. Featuring 3 bedrooms and 2 bathrooms, this beautifully updated home boasts direct access to an attached oversized garage equiped with EV charging, allowing you to enter your home effortlessly without stairs—perfect for staying warm and dry in any weather and with so much room for storage! This adorable home has been thoughtfully updated in a neutral coastal aesthetic, including luxury vinyl plank (LVP) flooring throughout. The kitchen showcases quartz counters, a modern backsplash, and newer appliances, making it both functional and stylish. The open and inviting living room is ideal for relaxing or entertaining, complete with a new heat-producing modern fireplace accented by a rustic mantel. From the living room step outside to enjoy one of two private outdoor spaces—a balcony off the living room and a private patio off the primary bedroom. The primary suite serves as a serene retreat with a spacious en suite bathroom, a luxurious shower, and a Toto bidet. The well-designed floor plan places the two additional bedrooms and the updated second bathroom on the opposite side of the home, offering privacy and flexibility. The in-unit laundry closet adds to the convenience.Special financing program available for this home call for details* Located less than two miles from the beach and the iconic Oceanside Pier, this condo is in the heart of the vibrant downtown Oceanside district, with its wide variety of restaurants, shops, and a lively farmers market. Outdoor enthusiasts will appreciate the quick access to the San Luis Rey bike trail, while commuters benefit from easy connections to the 5 and 78 freeways. Don’t miss this opportunity to enjoy the best of coastal living with modern comforts in a prime location. HOA fee also includes water and trash :)
Last Agent to Sell the Property
HomeSmart Realty West Brokerage Email: jennifer@enjoylifeproperties.com License #01977120 Listed on: 01/08/2025
Co-Listed By
HomeSmart Realty West Brokerage Email: jennifer@enjoylifeproperties.com License #01912122
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $3,062
Year Built
- Built in 2002
HOA Fees
- $475 Monthly HOA Fees
Parking
- 1 Car Direct Access Garage
- 1 Open Parking Space
- Parking Available
- Assigned Parking
Interior Spaces
- 1,199 Sq Ft Home
- 1-Story Property
- Electric Fireplace
- Living Room
- Vinyl Flooring
- Courtyard Views
Kitchen
- Gas Cooktop
- Range Hood
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- Remodeled Bathroom
- 2 Full Bathrooms
- Bidet
- Dual Vanity Sinks in Primary Bathroom
- Walk-in Shower
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- In Ground Spa
- Rain Gutters
Utilities
- Central Heating and Cooling System
- Water Heater
Additional Features
- No Interior Steps
- 1 Common Wall
Listing and Financial Details
- Tax Tract Number 12244
- Assessor Parcel Number 1451802703
- $44 per year additional tax assessments
- Seller Considering Concessions
Community Details
Overview
- Master Insurance
- 300 Units
- Avalon At Eagles Crossing Association, Phone Number (619) 930-9447
- Iconic Property Mgmt HOA
- Avalon at Eagles Crossing
- Maintained Community
Amenities
- Outdoor Cooking Area
- Community Barbecue Grill
- Sauna
- Clubhouse
- Recreation Room
Recreation
- Tennis Courts
- Community Playground
- Fitness Center
- Community Pool
- Community Spa
- Park
Pet Policy
- Pets Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 8, 2025
Closed on
Jan 23, 2025
Sold by
Hudson Jessie A
Bought by
Armstrong Kelly M
Seller's Agent
Jennifer Thomas
HomeSmart Realty West
Buyer's Agent
Rita Nicolae
El Camino Realty
List Price
$638,000
Sold Price
$630,000
Premium/Discount to List
-$8,000
-1.25%
Total Days on Market
8
Views
64
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,236
Avg. Annual Appreciation
0.70%
Original Mortgage
$472,500
Outstanding Balance
$471,709
Interest Rate
6.91%
Mortgage Type
New Conventional
Estimated Equity
$159,527
Purchase Details
Listed on
Feb 7, 2020
Closed on
Feb 18, 2020
Sold by
Naviello Michael
Bought by
Hudson Richard B and Hudson Jessie A
Seller's Agent
Amy Jensen
Coldwell Banker Realty
Buyer's Agent
Alison Johnson
RE/MAX Connections
List Price
$399,900
Sold Price
$410,000
Premium/Discount to List
$10,100
2.53%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.22%
Original Mortgage
$424,760
Interest Rate
3.4%
Mortgage Type
VA
Purchase Details
Listed on
Feb 15, 2019
Closed on
Mar 8, 2019
Sold by
Dahistedt Sally
Bought by
Naviello Michael
Seller's Agent
Eugene Adan
Professional Realty Services
Buyer's Agent
Melissa Huk
Keller Williams Realty
List Price
$375,000
Sold Price
$365,000
Premium/Discount to List
-$10,000
-2.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.20%
Original Mortgage
$280,000
Interest Rate
4.3%
Mortgage Type
VA
Purchase Details
Closed on
Dec 11, 2003
Sold by
Millin Michael
Bought by
Wood Mary Elizabeth and Dahlstedt Sally
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Interest Rate
5.88%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 13, 2001
Sold by
Ord & Rodgers Homes Avalon Llc
Bought by
Millin Michael
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,300
Interest Rate
7.12%
Mortgage Type
Balloon
Similar Homes in Oceanside, CA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $630,000 | Fidelity National Title | |
| Grant Deed | $410,000 | Fidelity National Title | |
| Grant Deed | $365,000 | Corinthian Title Company | |
| Grant Deed | $315,000 | First American Title | |
| Condominium Deed | $196,000 | Commonwealth Land Title Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $472,500 | New Conventional | |
| Previous Owner | $594,500 | VA | |
| Previous Owner | $494,172 | VA | |
| Previous Owner | $424,760 | VA | |
| Previous Owner | $282,114 | VA | |
| Previous Owner | $280,000 | VA | |
| Previous Owner | $225,000 | Purchase Money Mortgage | |
| Previous Owner | $233,100 | Unknown | |
| Previous Owner | $156,300 | Balloon | |
| Closed | $39,050 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/18/2025 02/18/25 | Sold | $630,000 | -1.3% | $525 / Sq Ft |
| 01/16/2025 01/16/25 | Pending | -- | -- | -- |
| 01/08/2025 01/08/25 | For Sale | $638,000 | +55.6% | $532 / Sq Ft |
| 04/06/2020 04/06/20 | Sold | $410,000 | +2.5% | $342 / Sq Ft |
| 03/11/2020 03/11/20 | Pending | -- | -- | -- |
| 03/06/2020 03/06/20 | For Sale | $399,900 | 0.0% | $334 / Sq Ft |
| 02/11/2020 02/11/20 | Pending | -- | -- | -- |
| 02/11/2020 02/11/20 | For Sale | $399,900 | 0.0% | $334 / Sq Ft |
| 02/10/2020 02/10/20 | Pending | -- | -- | -- |
| 02/07/2020 02/07/20 | For Sale | $399,900 | +9.6% | $334 / Sq Ft |
| 04/04/2019 04/04/19 | Sold | $365,000 | -2.7% | $304 / Sq Ft |
| 02/26/2019 02/26/19 | Pending | -- | -- | -- |
| 02/15/2019 02/15/19 | For Sale | $375,000 | -- | $313 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,062 | $439,600 | $221,607 | $217,993 |
| 2023 | $4,730 | $430,981 | $217,262 | $213,719 |
| 2022 | $4,658 | $422,531 | $213,002 | $209,529 |
| 2021 | $4,674 | $414,247 | $208,826 | $205,421 |
| 2020 | $2,593 | $372,300 | $187,680 | $184,620 |
| 2019 | $4,066 | $365,000 | $184,000 | $181,000 |
| 2018 | $4,047 | $360,000 | $182,000 | $178,000 |
| 2017 | $70 | $325,000 | $165,000 | $160,000 |
| 2016 | $3,064 | $275,000 | $140,000 | $135,000 |
| 2015 | $2,749 | $250,000 | $128,000 | $122,000 |
| 2014 | $2,473 | $229,000 | $118,000 | $111,000 |
Source: Public Records
Agents Affiliated with this Home
-
Jennifer Thomas
Seller's Agent in 2025
Jennifer Thomas
HomeSmart Realty West
(650) 504-6144
1 in this area
53 Total Sales
-
Robert Adams
Seller Co-Listing Agent in 2025
Robert Adams
HomeSmart Realty West
(760) 917-2578
1 in this area
128 Total Sales
-
Rita Nicolae
Buyer's Agent in 2025
Rita Nicolae
El Camino Realty
(310) 779-7361
1 in this area
18 Total Sales
-
Amy Jensen
Seller's Agent in 2020
Amy Jensen
Coldwell Banker Realty
(858) 922-2329
161 Total Sales
-
C
Seller Co-Listing Agent in 2020
Chuck Denton
HomeSmart Realty West
-
Alison Johnson
Buyer's Agent in 2020
Alison Johnson
RE/MAX
(760) 822-5885
52 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: NDP2500211
APN: 145-180-27-03
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Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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