$114,000
SOLD JUN 25, 2025

614 Ingraham St Bay City, MI 48708

2 Beds
1 Bath
810 Sq Ft
7,405 Sq Ft Lot

Recently Sold

$141 Per Sq Ft

43% Above List Price

2 Days on Market

About This Home

As of June 2025

IMAGINE COMING HOME TO INGRAHAM This isn’t just a house—it’s a home where love, laughter, and quiet moments come together to create a truly special place. Every room and every corner carry the warmth of years well lived, and memories lovingly made. From the well-kept yard to the cozy, inviting layout inside, you’ll immediately feel how carefully this home has been cared for. Natural light pours into the living spaces, while the bedrooms offer a calm retreat filled with comfort. A brand-new sliding glass door opens onto a spacious, fully fenced backyard featuring two handy sheds—perfect for storage, hobbies, or extra workspace. Built solidly on a crawlspace, this home also includes a whole-home attic fan, providing natural cooling and added comfort throughout the warmer months. This home offers the ease and readiness to simply move in and make it your own. Whether you’re just beginning your journey or seeking a serene place to call home, 614 Ingraham St is ready to embrace new memories, new laughter, and new love. Come take a stroll through this cherished home—and feel it's quiet, lasting beauty for yourself.

Last Agent to Sell the Property

Amber Wilson

Century 21 Signature Realty License #SBR Listed on: 06/02/2025

Century 21 Signature Realty

Last Buyer's Agent

Karma McGaw

Good Karma Homes License #SBR-6504431611

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1954

Lot Details

  • 7,405 Sq Ft Lot
  • Lot Dimensions are 60x120

Home Design

  • Ranch Style House
  • Vinyl Siding

Interior Spaces

  • 810 Sq Ft Home
  • Crawl Space

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Utilities

  • Forced Air Heating System

Community Details

  • John Mcgraw & Cos 1St Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 09-160-005-284-011-00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,007

Year Built

Built in 1954

Lot Details

0

Listing Details

  • Originating MLS: Saginaw Board of REALTORS
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Ranch
  • Structure Style: 1 Story
  • Total Tax Amount: 1007
  • Total Tax Year: 2024
  • Year Built: 1954
  • Mail City: Bay City
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Bedrooms: 2
  • Bedroom 1: Dimensions: 19 x 11
  • Bedroom 2: On Main Floor, Dimensions: 8 x 9
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Bathroom 1: On Level: Main
  • Kitchen: Dimensions: 18 x 11
  • Laundry: On Main Floor, Dimensions: 7 x 7
  • Living Room: On Main Floor, Dimensions: 13 x 16
  • Below Grade Sq Ft: 810
  • Above Grade Finished Sq Ft: 810
  • Total Finished Sq Ft: 810

Exterior Features

  • Exterior: Vinyl Siding
  • Foundation: Crawl
  • Frontage: 60
  • Frontage Type: Road

Garage/Parking

  • Garage: No

Utilities

  • Heating: Forced Air
  • Heating Fuel: Electric
  • Sewer: Public Sanitary
  • Water: Public Water

Lot Info

  • Assessor Parcel Number: 09-160-005-284-011-00
  • Lot Dimensions: 60x120
  • Acreage: 0.17
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2024, Amount: $829.00
  • Winter Tax: Year: 2024, Amount: $178.00
  • Total Tax: Year: 2024, Amount: $1,007.00
  • SEV Year: 2024

MLS Schools

  • School District: Bay City School District

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 2, 2025
Closed on
Jun 25, 2025
Sold by
Ritter Michelle Ann and Kukla Gerald Frank
Bought by
Moore Emmett P
Seller's Agent
Amber Wilson
Century 21 Signature Realty
Buyer's Agent
Karma McGaw
Good Karma Homes
List Price
$79,900
Sold Price
$114,000
Premium/Discount to List
$34,100
42.68%
Views
24

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-92.67%
Original Mortgage
$106,400
Outstanding Balance
$106,400
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
-$16,289

Purchase Details

Closed on
May 30, 2024
Sold by
Pearson Patricia
Bought by
Pearson Patricia and Ritter Michelle Ann

Purchase Details

Closed on
Nov 9, 2012
Sold by
Hamilton Ronny Gene
Bought by
Pearson Patricia L

Purchase Details

Closed on
Aug 11, 2009
Sold by
Secretary Of Housing & Urban Development
Bought by
Hamilton Ronny Gene and Pearson Patricia Louise

Purchase Details

Closed on
Feb 6, 2009
Sold by
Gmac Mortgage Llc
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
Dec 12, 2008
Sold by
Papajesk Amanda M and Papajesk Michael
Bought by
Gmac Mortgage Llc

Purchase Details

Closed on
Jun 19, 2007
Sold by
Valderas Ryan V and Valderas Jose L
Bought by
Papajesk Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$56,034
Interest Rate
6.2%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 26, 2007
Sold by
Grp Loan Llc
Bought by
Valderas Jose L and Valderas Ryan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$18,250
Interest Rate
6.2%
Mortgage Type
Unknown

Purchase Details

Closed on
May 10, 2006
Sold by
Residential Funding Corp
Bought by
Grp Loan Llc

Purchase Details

Closed on
Dec 9, 2005
Sold by
Apsey Jesse and Zavala Angeline
Bought by
Residential Funding Corp

Purchase Details

Closed on
Mar 30, 2005
Sold by
Phelps Penny
Bought by
Apsey Jesse and Zavala Angeline

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$52,250
Interest Rate
9.7%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 22, 1998
Sold by
Schaffer Edward G and Schaffer Janice L
Bought by
Phelps Penny
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $114,000 Crossroads Title
Warranty Deed -- None Listed On Document
Quit Claim Deed -- None Available
Deed $21,600 None Available
Warranty Deed -- None Available
Sheriffs Deed $64,124 None Available
Warranty Deed $56,500 None Available
Deed $30,000 None Available
Quit Claim Deed -- None Available
Sheriffs Deed $42,400 None Available
Warranty Deed $55,000 --
Warranty Deed $25,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $106,400 New Conventional
Previous Owner $56,034 FHA
Previous Owner $18,250 Unknown
Previous Owner $24,000 Purchase Money Mortgage
Previous Owner $52,250 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/25/2025 06/25/25 Sold $114,000 +42.7% $141 / Sq Ft
06/04/2025 06/04/25 Pending -- -- --
05/29/2025 05/29/25 For Sale $79,900 -- $99 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,007 $33,700 $0 $0
2024 $829 $29,500 $0 $0
2023 $789 $26,550 $0 $0
2022 $906 $23,800 $0 $0
2021 $852 $23,000 $23,000 $0
2020 $906 $21,350 $21,350 $0
2019 $886 $20,850 $0 $0
2018 $877 $20,550 $0 $0
2017 $858 $19,200 $0 $0
2016 $854 $18,900 $0 $18,900
2015 $830 $20,500 $0 $20,500
2014 $830 $21,900 $0 $21,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 50176767

Michigan Multiple Listing Service

APN: 09-160-005-284-011-00