$159,999

618 N Finn Rd Bay City, MI 48708

Estimated payment $965/month

Total Views 1,275
2 Beds
1 Bath
811 Sq Ft
$197 Price per Sq Ft

Highlights

  • Popular Property
  • Porch
  • Bathroom on Main Level
  • Deck
  • Bungalow
  • Shed

About This Home

Experience country living with modern updates on Finn. This two bedroom bungalow offers new flooring, fresh paint, and updated trim throughout. The kitchen provides good natural light, plenty of storage, and a sliding door that leads to the deck. The primary bedroom is spacious and fits a king-size bed. The secondary bedroom can be used as a bedroom, office, or large walk-in closet depending on your needs. The open, dry basement features a modern perimeter drainage system and offers potential for future living space or clean storage. Outside, you’ll find a 16x24 Trex deck, a matching dog run, and a private yard with mature pines. The property has enough space to add a pole barn or expand the home. Additional features include city water, a septic system, and a fuel oil furnace, with natural gas available at the road. Interested? Contact an agent for a showing.

Listing Agent

Adam Sinclair

Bay Valley Realty License #BCRA-6506049388 Listed on: 11/14/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1900

Lot Details

  • 0.88 Acre Lot
  • Lot Dimensions are 215x175

Home Design

  • Bungalow
  • Vinyl Siding

Interior Spaces

  • 811 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Vinyl Flooring

Kitchen

  • Oven or Range
  • Microwave

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Basement

  • Sump Pump
  • Block Basement Construction

Outdoor Features

  • Deck
  • Shed
  • Porch

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Heating System Uses Oil
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 070-058-300-040-01

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,469

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Originating MLS: Bay County REALTOR Association
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Bungalow
  • Structure Style: 1 Story
  • Flood Insurance: Not Required
  • Total Tax Amount: 1488.88
  • Year Built: 1900
  • Mail City: Bay City
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Interior Amenities: Sump Pump
  • Appliances: Dryer, Microwave, Range/Oven, Refrigerator, Washer
  • Basement: Yes
  • Basement: Block
  • Bedrooms: 2
  • Bedroom 1: On 1st Floor, Dimensions: 13 x 12
  • Bedroom 1 Floor Covering: Vinyl
  • Bedroom 2: On 1st Floor, Dimensions: 10 x 8
  • Bedroom 2 Floor Covering: Vinyl
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Bathroom 1: Dimensions: 8 x 7, On Level: First, Flooring: Vinyl
  • Room Types: First Flr Primary Bedroom, First Flr Full Bathroom
  • Dining Room: On 1st Floor, Dimensions: 13 x 4
  • Dining Room Floor Covering: Vinyl
  • Kitchen: On 1st Floor, Dimensions: 16 x 6
  • Kitchen Floor Covering: Vinyl
  • Laundry: In Basement, Dimensions: 33 x 20
  • Living Room: On 1st Floor, Dimensions: 12 x 13
  • Living Room Floor Covering: Vinyl
  • Below Grade Sq Ft: 811
  • Above Grade Finished Sq Ft: 811
  • Total Finished Sq Ft: 811

Exterior Features

  • Exterior: Vinyl Siding
  • Exterior Features: Deck, Porch
  • Foundation: Basement
  • Frontage: 215
  • Road: Country
  • Out Buildings: Shed
  • Frontage Type: Road

Garage/Parking

  • Garage: No

Utilities

  • Heating: Forced Air
  • Heating Fuel: Oil
  • Sewer: Septic
  • Water: Public Water
  • Water Heater: Electric
  • Cooling: Ceiling Fan(s), Window Unit(s)

Lot Info

  • Assessor Parcel Number: 070-058-300-040-01
  • Zoning: Residential
  • Lot Dimensions: 215x175
  • Acreage: 0.88
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2025, Amount: $694.22
  • Winter Tax: Year: 2024, Amount: $794.66
  • Total Tax: Amount: $1,488.88

MLS Schools

  • School District: Essexville Hampton School District

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,469 $55,900 $0 $0
2024 $674 $51,600 $0 $0
2023 $884 $50,400 $0 $0
2022 $1,067 $38,500 $0 $0
2021 $997 $35,700 $14,600 $21,100
2020 $964 $34,100 $14,600 $19,500
2019 $913 $30,900 $0 $0
2018 $894 $27,800 $9,600 $18,200
2017 $877 $27,800 $0 $0
2016 $863 $26,300 $11,200 $15,100
2015 -- $24,900 $11,200 $13,700
2014 -- $24,600 $6,700 $17,900
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/15/2025 11/15/25 For Sale $159,999 -- $197 / Sq Ft
Source: Bay County Realtor® Association MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $49,000 First American Title Ins Co
Deed -- --
Warranty Deed $11,500 --
Warranty Deed $20,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $48,343 FHA
Source: Public Records

Source: Bay County Realtor® Association MLS

MLS Number: 50194283

Bay County Realtor® Association MLS

APN: 09-070-058-300-040-01