$140,000
SOLD MAR 27, 2025

632 S Cochran Ave Charlotte, MI 48813

3 Beds
1 Bath
1,964 Sq Ft
9,365 Sq Ft Lot

Recently Sold

$71 Per Sq Ft

20% Below List Price

49 Days on Market

Highlights

  • 2 Car Detached Garage
  • Living Room
  • Dining Room
  • Porch
  • Forced Air Heating System

About This Home

As of March 2025

Welcome to 632 S Cochran Ave! Charming all brick home in the heart of Charlotte! This home features 3 bedrooms, formal dining room, first floor laundry, 2 car detached garage, fenced yard and more!

Last Agent to Sell the Property

Jessica Hillyer

Coldwell Banker Professionals-Delta License #6506047675 Listed on: 12/17/2024

Coldwell Banker Professionals-Delta

Last Buyer's Agent

Hayden Hodges

Exit Great Lakes Realty License #6501460491

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1890

Lot Details

  • 9,365 Sq Ft Lot
  • Lot Dimensions are 60x155

Parking

  • 2 Car Detached Garage

Home Design

  • Brick Exterior Construction
  • Shingle Roof

Interior Spaces

  • 1,964 Sq Ft Home
  • 2-Story Property
  • Living Room
  • Dining Room
  • Partial Basement
  • Laundry in Bathroom

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Porch

Utilities

  • No Cooling
  • Forced Air Heating System

Listing and Financial Details

  • REO, home is currently bank or lender owned

Home Details

Home Type

Single Family

Year Built

Built in 1890

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Bedroom 2 Level: Second
  • Dining Room Level: First
  • Living Room Level: First
  • Tax Year: 2023
  • Levels: Two
  • Parking Features Garage Spaces: 2.0
  • Year Built: 1890
  • Lot Size Acres: 0.22
  • Lot Size: 60x155
  • Subdivision Name: None
  • Above Grade Finished Sq Ft: 1964.0
  • Living Area: 1964.0
  • General Property Info:Lot Size Dimensions: 60x155
  • General Property Info:Above Grade Finished Area: 1964.0
  • General Property Info:Total Livable Area: 1964.0
  • Baths:_pound_Full Baths 1: 1
  • Rooms:Dining Room2: Yes
  • Rooms:Living Room2: Yes
  • Primary Bedroom Level: Second
  • Levels:Two2: Yes
  • Location Legal Info:Real Estate Owned: Yes
  • Sewer:Public Sewer: Yes
  • Roof:Shingle: Yes
  • Exterior:Brick: Yes
  • Special Listing Cond:Real Estate Owned2: Yes
  • Cooling:None8: Yes
  • Tax Info:Zoning3: Residential
  • General Property Info:Building Area Total SqFt: 2440.0
  • Special Features: RealEstateOwned

Interior Features

  • Basement: Partial
  • Heating: Forced Air
  • Total Bedrooms: 3
  • Room: 7
  • Property Type: Residential
  • Bedroom 3 Level: Second
  • Full Bathrooms: 1
  • Basement:Partial: Yes
  • Laundry Features:In Bathroom: Yes
  • Appliances:None3: Yes

Exterior Features

  • Roof: Shingle
  • Patio And Porch Features: Porch
  • Construction Type: Brick
  • Patio Porch Features:Porch: Yes

Garage/Parking

  • Parking Features: Detached
  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features:Detached: Yes

Utilities

  • Sewer: Public Sewer
  • Appliances: None
  • Cooling: None
  • LaundryFeatures: In Bathroom
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes
  • Heating:Forced Air: Yes

Schools

  • Junior High Dist: Charlotte

Lot Info

  • Lot Size Sq Ft: 9365.4
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Carrier Route: 2252
  • Tax Annual Amount: 3900.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 17, 2024
Closed on
Mar 19, 2025
Sold by
Cardinal Financial Company
Bought by
Hodges Hayden C
Seller's Agent
Jessica Hillyer
Coldwell Banker Professionals-Delta
Buyer's Agent
Hayden Hodges
Exit Great Lakes Realty
List Price
$174,900
Sold Price
$140,000
Premium/Discount to List
-$34,900
-19.95%
Total Days on Market
49
Views
85

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
123.62%
Original Mortgage
$135,800
Outstanding Balance
$135,685
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$30,092

Purchase Details

Closed on
Apr 18, 2024
Sold by
Adams Jerry L
Bought by
Cardinal Fin'L Co Lp

Purchase Details

Listed on
Feb 4, 2021
Closed on
Mar 12, 2021
Sold by
Vanloon Jon M and Jon Van Loon Living Trust
Bought by
Hicks Jacob
Seller's Agent
Carla Hewlett
RE/MAX Hometown
Buyer's Agent
Michele Reich
DeLong and Co.
List Price
$150,000
Sold Price
$147,500
Premium/Discount to List
-$2,500
-1.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.79%
Original Mortgage
$118,000
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 11, 2008
Sold by
Vanloon Jon M
Bought by
Vanloon Jon and Jon Van Loon Living Trust

Purchase Details

Closed on
Jan 29, 2005
Sold by
Vanloon Lori L
Bought by
Vanloon Jon M
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $140,000 None Listed On Document
Deed $140,000 None Listed On Document
Sheriffs Deed $144,000 None Listed On Document
Warranty Deed $147,500 Ata National Title Group Llc
Warranty Deed $147,500 Ata National Title Group
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $135,800 New Conventional
Closed $135,800 New Conventional
Previous Owner $118,000 New Conventional
Previous Owner $96,000 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/27/2025 03/27/25 Sold $140,000 -15.8% $71 / Sq Ft
02/04/2025 02/04/25 Pending -- -- --
01/15/2025 01/15/25 Price Changed $166,200 -5.0% $85 / Sq Ft
12/17/2024 12/17/24 For Sale $174,900 -7.9% $89 / Sq Ft
05/17/2023 05/17/23 For Sale $189,900 -4.1% $97 / Sq Ft
05/15/2023 05/15/23 Sold $198,000 0.0% $101 / Sq Ft
05/15/2023 05/15/23 Sold $198,000 +4.3% $101 / Sq Ft
04/02/2023 04/02/23 Pending -- -- --
03/11/2023 03/11/23 For Sale $189,900 +28.7% $97 / Sq Ft
03/12/2021 03/12/21 Sold $147,500 -1.7% $75 / Sq Ft
02/17/2021 02/17/21 Pending -- -- --
01/13/2021 01/13/21 For Sale $150,000 -- $76 / Sq Ft
Source: Greater Lansing Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,101 $89,400 $0 $0
2023 $2,767 $80,700 $0 $0
2022 $3,746 $77,300 $0 $0
2021 $2,707 $71,100 $0 $0
2020 $2,464 $68,000 $0 $0
2019 $2,424 $61,012 $0 $0
2018 $2,361 $61,688 $0 $0
2017 $2,317 $60,289 $0 $0
2016 -- $60,335 $0 $0
2015 -- $58,148 $0 $0
2014 -- $50,751 $0 $0
2013 -- $54,563 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Lansing Association of Realtors®

MLS Number: 285370

Greater Lansing Association of Realtors®

APN: 200-056-800-110-00