NOT LISTED FOR SALE

643 Germaine Dr Galt, CA 95632

Estimated Value: $480,000 - $505,000

3 Beds
2 Baths
1,269 Sq Ft
$384/Sq Ft Est. Value

Last Sold January 13, 2020

Last sale price $330,000 $260 Per Sq Ft

Est. 48% increase in value since last sale

Current estimated payment $2,982/month

7 Days on Market

Highlights

  • Deck
  • 1 Fireplace
  • Double Pane Windows
  • Contemporary Architecture
  • No HOA
  • Bathtub with Shower

About This Home

As of January 2020

Welcome home to the best of this Vineyards neighborhood with a stunning 3 bedroom, 2 bathroom home spanning over 1,250 square feet. This home is bright and airy with a fantastic flow from the moment you walk through the front door and on to the comfortable backyard with plenty of gathering spaces. The home has been well cared for and was designed with functionality in mind with the kitchen overlooking the living space and dining area connected to both at the side. Make this home yours!

Last Agent to Sell the Property

Serina Lowden

All City Homes License #01365745 Listed on: 12/04/2019

Last Buyer's Agent

Jamie Herrera

Lawrence Real Estate Group Inc License #02058394

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,972

Year Built

  • Built in 1991

Lot Details

  • 6,500 Sq Ft Lot
  • Back Yard Fenced
  • Zoning described as R1C

Parking

  • 2 Car Garage

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Composition Roof

Interior Spaces

  • 1,269 Sq Ft Home
  • 1-Story Property
  • 1 Fireplace
  • Double Pane Windows
  • Living Room
  • Laundry in Garage

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower

Additional Features

  • Deck
  • Central Heating

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 150-0440-012-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,972

Year Built

Built in 1991

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: No
  • Year Built: 1991
  • Architectural Style: Contemporary
  • Stories: 1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher,Free Standing Electric Range,Hood Over Range
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Flooring: Carpet,Tile,Linoleum/Vinyl
  • Master Bathroom Features: Double Sinks,Shower Stall(s)
  • Master Bedroom Features: Closet
  • Bathroom Features: Tub w/Shower Over
  • Bathrooms: 2.00
  • Dining Room Features: Space in Kitchen
  • Kitchen Features: Tile Counter,Pantry Closet
  • Room Type: Baths Other,Great Room,Master Bathroom,Master Bedroom
  • Price Per Square Foot: 260.05
  • Square Footage: 1269
  • Window Features: Dual Pane Full

Exterior Features

  • Construction Materials: Frame,Wood
  • Disclosures/Documents: CC&Rs
  • Fencing: Back Yard
  • Foundation: Slab
  • Horse Property: No
  • Listing Price: 329900.00
  • Patio And Porch Features: Uncovered Deck
  • Pool: No
  • Road Surface Type: Paved
  • Roof: Composition

Garage/Parking

  • Garage Spaces: 2
  • Driveway/Sidewalks: Sidewalk/Curb/Gutter

Utilities

  • Sewer: In & Connected
  • Utilities: All Electric,All Public,Cable Available,Internet Available,Natural Gas Connected
  • Cooling: Ceiling Fan(s),Central
  • Heating: Central
  • Laundry Features: In Garage
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Senior High School District: Galt Joint UHS

Lot Info

  • Zoning Description: R1C
  • Irrigation: Public District
  • Lot Size Acres: 0.1492
  • Lot Size Sq Ft: 6500

Tax Info

  • Assessor Parcel Number: 150-0440-012-0000
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): Sacramento

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 4, 2019
Closed on
Jan 8, 2020
Sold by
Teresinski Robert Joseph and Teresinski Desiree Wong
Bought by
Reyes Leanna
Seller's Agent
Serina Lowden
All City Homes
Buyer's Agent
Jamie Herrera
Lawrence Real Estate Group Inc
List Price
$329,900
Sold Price
$330,000
Premium/Discount to List
$100
0.03%
Current Estimated Value
$487,484

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$157,484
Avg. Annual Appreciation
7.18%
Original Mortgage
$323,333
Outstanding Balance
$286,898
Interest Rate
3.6%
Mortgage Type
New Conventional
Estimated Equity
$200,586

Purchase Details

Listed on
Jan 25, 2016
Closed on
Mar 7, 2016
Sold by
Singh Ashmir and Wright Kelly W
Bought by
Teresinski Robert Joseph and Wong Desiree
Seller's Agent
Suman Singh
Fathom Realty Group, Inc.
Buyer's Agent
Suman Singh
Fathom Realty Group, Inc.
List Price
$264,900
Sold Price
$256,000
Premium/Discount to List
-$8,900
-3.36%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.84%
Original Mortgage
$247,293
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Listed on
Aug 30, 2013
Closed on
Feb 6, 2014
Sold by
Caron Robin Marie Lee
Bought by
Singh Ashmir and Wright Kelly W
Seller's Agent
Kevin Nakano
Nakano Realty
Buyer's Agent
Suman Singh
Fathom Realty Group, Inc.
List Price
$229,900
Sold Price
$215,000
Premium/Discount to List
-$14,900
-6.48%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.75%
Original Mortgage
$211,105
Interest Rate
3.37%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 5, 2011
Sold by
Nsp Investments Lp
Bought by
Caron Robin Marie Lee

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,440
Interest Rate
4.77%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 23, 2010
Sold by
Farmers & Merchants Bank Of Central Cali
Bought by
Nsp Investments Lp

Purchase Details

Closed on
Sep 8, 2010
Sold by
Lobb Michael G and Lobb Kathy J
Bought by
Farmers & Merchants Bank Of Central Cali

Purchase Details

Closed on
Feb 6, 2003
Sold by
Lobb Michael
Bought by
Lobb Michael G and Lobb Kathy J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$10,000
Interest Rate
5.85%

Purchase Details

Closed on
Oct 15, 2001
Sold by
Lobb Kathy Jo
Bought by
Lobb Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$149,774
Interest Rate
6.87%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 20, 2000
Sold by
Lobb Kathy Jo
Bought by
Lobb Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,560
Interest Rate
7.86%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 17, 2000
Sold by
Grisler Kevin
Bought by
Lobb Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,560
Interest Rate
7.86%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 24, 2000
Sold by
Grisler Charles William
Bought by
Grisler Charles William and Grisler Kevin
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Reyes Leanna $330,000 Fidelity National Title Co
Teresinski Robert Joseph $256,000 North American Title Co Inc
Singh Ashmir $215,000 Fidelity National Title Co
Caron Robin Marie Lee $150,000 Old Republic Title Company
Nsp Investments Lp $112,500 Old Republic Title Company
Farmers & Merchants Bank Of Central Cali $29,328 First American Title Ins Co
Lobb Michael G -- Fidelity National Title
Lobb Michael -- Fidelity National Title
Lobb Michael -- Chicago Title Co
Grisler Kevin -- Chicago Title Co
Lobb Michael $141,500 Chicago Title Co
Grisler Charles William -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Reyes Leanna $323,333
Previous Owner Teresinski Robert Joseph $247,293
Previous Owner Singh Ashmir $210,419
Previous Owner Singh Ashmir $210,150
Previous Owner Singh Ashmir $211,105
Previous Owner Caron Robin Marie Lee $155,440
Previous Owner Lobb Michael $90,000
Previous Owner Lobb Michael G $20,000
Previous Owner Lobb Michael G $147,000
Previous Owner Lobb Michael G $10,000
Previous Owner Lobb Michael $149,774
Previous Owner Lobb Michael $140,560
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/13/2020 01/13/20 Sold $330,000 0.0% $260 / Sq Ft
12/11/2019 12/11/19 Pending -- -- --
12/04/2019 12/04/19 For Sale $329,900 +28.9% $260 / Sq Ft
03/11/2016 03/11/16 Sold $256,000 -3.4% $202 / Sq Ft
02/01/2016 02/01/16 Pending -- -- --
01/25/2016 01/25/16 For Sale $264,900 +23.2% $209 / Sq Ft
02/10/2014 02/10/14 Sold $215,000 -6.5% $169 / Sq Ft
12/27/2013 12/27/13 Pending -- -- --
08/29/2013 08/29/13 For Sale $229,900 -- $181 / Sq Ft
Source: MetroList

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,972 $360,898 $98,426 $262,472
2024 $3,972 $353,823 $96,497 $257,326
2023 $3,905 $346,886 $94,605 $252,281
2022 $3,747 $340,085 $92,750 $247,335
2021 $3,752 $333,418 $90,932 $242,486
2020 $3,124 $277,101 $92,006 $185,095
2019 $3,047 $271,668 $90,202 $181,466
2018 $3,042 $266,342 $88,434 $177,908
2017 $2,923 $261,120 $86,700 $174,420
2016 $2,442 $222,638 $82,842 $139,796
2015 $2,358 $219,295 $81,598 $137,697
2014 $1,639 $156,767 $41,804 $114,963
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MetroList

MLS Number: 19080280

MetroList

APN: 150-0440-012